The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   200,237 2,001 SH   SOLE   2,001 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,229,321 2,514 SH   SOLE   2,514 0 0
ADVANCED MICRO DEVICES INC COM 007903107   558,273 4,901 SH   SOLE   4,901 0 0
ALPHABET INC CAP STK CL C 02079K107   548,115 4,531 SH   SOLE   4,531 0 0
ALPHABET INC CAP STK CL A 02079K305   2,221,752 18,561 SH   SOLE   18,561 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206   411,929 346,159 SH   SOLE   346,159 0 0
AMAZON COM INC COM 023135106   2,319,365 17,792 SH   SOLE   17,792 0 0
AMGEN INC COM 031162100   236,007 1,063 SH   SOLE   1,063 0 0
APPLE INC COM 037833100   9,224,382 47,556 SH   SOLE   47,556 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   332,673 459 SH   SOLE   459 0 0
AT&T INC COM 00206R102   196,466 12,318 SH   SOLE   12,318 0 0
AURORA CANNABIS INC COM 05156X884   11,168 20,891 SH   SOLE   20,891 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   445,514 2,027 SH   SOLE   2,027 0 0
AUTOZONE INC COM 053332102   364,031 146 SH   SOLE   146 0 0
BALCHEM CORP COM 057665200   416,967 3,093 SH   SOLE   3,093 0 0
BIOGEN INC COM 09062X103   252,947 888 SH   SOLE   888 0 0
BOEING CO COM 097023105   343,980 1,629 SH   SOLE   1,629 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   642,336 10,044 SH   SOLE   10,044 0 0
BROADCOM INC COM 11135F101   795,567 917 SH   SOLE   917 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   311,334 6,263 SH   SOLE   6,263 0 0
CHEVRON CORP NEW COM 166764100   1,216,043 7,728 SH   SOLE   7,728 0 0
CISCO SYS INC COM 17275R102   787,108 15,213 SH   SOLE   15,213 0 0
COLGATE PALMOLIVE CO COM 194162103   562,033 7,295 SH   SOLE   7,295 0 0
CONOCOPHILLIPS COM 20825C104   215,221 2,077 SH   SOLE   2,077 0 0
COSTCO WHSL CORP NEW COM 22160K105   941,104 1,748 SH   SOLE   1,748 0 0
DISNEY WALT CO COM 254687106   587,865 6,585 SH   SOLE   6,585 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   203,214 2,264 SH   SOLE   2,264 0 0
DUPONT DE NEMOURS INC COM 26614N102   204,046 2,856 SH   SOLE   2,856 0 0
ELDORADO GOLD CORP NEW COM 284902509   166,650 16,500 SH   SOLE   16,500 0 0
EMERSON ELEC CO COM 291011104   584,308 6,464 SH   SOLE   6,464 0 0
EXXON MOBIL CORP COM 30231G102   1,119,379 10,437 SH   SOLE   10,437 0 0
GENERAL MLS INC COM 370334104   601,751 7,846 SH   SOLE   7,846 0 0
GILEAD SCIENCES INC COM 375558103   655,013 8,499 SH   SOLE   8,499 0 0
HOME DEPOT INC COM 437076102   1,299,438 4,183 SH   SOLE   4,183 0 0
HONEYWELL INTL INC COM 438516106   303,610 1,463 SH   SOLE   1,463 0 0
INTEL CORP COM 458140100   303,983 9,090 SH   SOLE   9,090 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   203,523 17,900 SH   SOLE   17,900 0 0
ISHARES TR MSCI EAFE ETF 464287465   5,449,205 75,161 SH   SOLE   75,161 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   10,740,186 57,351 SH   SOLE   57,351 0 0
ISHARES TR IBOXX INV CP ETF 464287242   255,102 2,359 SH   SOLE   2,359 0 0
JOHNSON & JOHNSON COM 478160104   1,646,462 9,947 SH   SOLE   9,947 0 0
JPMORGAN CHASE & CO COM 46625H100   550,054 3,782 SH   SOLE   3,782 0 0
LOCKHEED MARTIN CORP COM 539830109   1,654,236 3,593 SH   SOLE   3,593 0 0
LOWES COS INC COM 548661107   406,937 1,803 SH   SOLE   1,803 0 0
MCDONALDS CORP COM 580135101   821,283 2,752 SH   SOLE   2,752 0 0
META PLATFORMS INC CL A 30303M102   341,219 1,189 SH   SOLE   1,189 0 0
MICROSOFT CORP COM 594918104   6,657,346 19,549 SH   SOLE   19,549 0 0
MICROSTRATEGY INC CL A NEW 594972408   771,472 2,253 SH   SOLE   2,253 0 0
NOKIA CORP SPONSORED ADR 654902204   725,020 174,284 SH   SOLE   174,284 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   89,232 371,800 SH   SOLE   371,800 0 0
NOVARTIS AG SPONSORED ADR 66987V109   298,107 2,954 SH   SOLE   2,954 0 0
NOVO-NORDISK A S ADR 670100205   249,549 1,542 SH   SOLE   1,542 0 0
NVIDIA CORPORATION COM 67066G104   2,200,557 5,202 SH   SOLE   5,202 0 0
ORACLE CORP COM 68389X105   1,002,390 8,417 SH   SOLE   8,417 0 0
OTIS WORLDWIDE CORP COM 68902V107   264,805 2,975 SH   SOLE   2,975 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   515,502 33,627 SH   SOLE   33,627 0 0
PAYPAL HLDGS INC COM 70450Y103   297,416 4,457 SH   SOLE   4,457 0 0
PEPSICO INC COM 713448108   1,300,466 7,021 SH   SOLE   7,021 0 0
PFIZER INC COM 717081103   722,456 19,696 SH   SOLE   19,696 0 0
PHILIP MORRIS INTL INC COM 718172109   241,045 2,469 SH   SOLE   2,469 0 0
PROCTER AND GAMBLE CO COM 742718109   816,159 5,379 SH   SOLE   5,379 0 0
QUALCOMM INC COM 747525103   808,441 6,791 SH   SOLE   6,791 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,002,486 10,234 SH   SOLE   10,234 0 0
REGENERON PHARMACEUTICALS COM 75886F107   300,350 418 SH   SOLE   418 0 0
SALESFORCE INC COM 79466L302   756,100 3,579 SH   SOLE   3,579 0 0
SAP SE SPON ADR 803054204   259,542 1,897 SH   SOLE   1,897 0 0
SCHLUMBERGER LTD COM STK 806857108   207,441 4,223 SH   SOLE   4,223 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,294,866 35,068 SH   SOLE   35,068 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   292,124 2,639 SH   SOLE   2,639 0 0
SOUTHERN CO COM 842587107   282,912 4,027 SH   SOLE   4,027 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   17,373,510 39,193 SH   SOLE   39,193 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   18,548,288 38,730 SH   SOLE   38,730 0 0
STARBUCKS CORP COM 855244109   328,308 3,314 SH   SOLE   3,314 0 0
TESLA INC COM 88160R101   347,631 1,328 SH   SOLE   1,328 0 0
THE TRADE DESK INC COM CL A 88339J105   436,293 5,650 SH   SOLE   5,650 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   917,762 1,759 SH   SOLE   1,759 0 0
TRANSOCEAN LTD REG SHS H8817H100   147,371 21,023 SH   SOLE   21,023 0 0
UNILEVER PLC SPON ADR NEW 904767704   774,971 14,866 SH   SOLE   14,866 0 0
VALERO ENERGY CORP COM 91913Y100   215,511 1,837 SH   SOLE   1,837 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   370,731 1,683 SH   SOLE   1,683 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   423,026 10,399 SH   SOLE   10,399 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   295,766 5,274 SH   SOLE   5,274 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   4,465,226 54,963 SH   SOLE   54,963 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   268,717 7,226 SH   SOLE   7,226 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   280,472 797 SH   SOLE   797 0 0
WALMART INC COM 931142103   1,486,334 9,456 SH   SOLE   9,456 0 0
XCEL ENERGY INC COM 98389B100   219,960 3,538 SH   SOLE   3,538 0 0
YUM BRANDS INC COM 988498101   1,037,225 7,486 SH   SOLE   7,486 0 0