The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PALLADIUM ETF TRUST PHYSICAL PALLADM 003262102   216,182 1,900 SH   SOLE   0 0 1,900
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   995,937 11,906 SH   SOLE   0 0 11,906
APPLE INC COM 037833100   5,300,882 27,328 SH   SOLE   0 0 27,328
BALL CORP COM 058498106   1,245,636 21,399 SH   SOLE   0 0 21,399
CATERPILLAR INC COM 149123101   393,680 1,600 SH   SOLE   0 0 1,600
CHARLES RIV LABS INTL INC COM 159864107   575,875 2,739 SH   SOLE   0 0 2,739
CHEVRON CORP NEW COM 166764100   373,549 2,374 SH   SOLE   0 0 2,374
CLEVELAND-CLIFFS INC NEW COM 185899101   229,009 13,664 SH   SOLE   0 0 13,664
DBX ETF TR XTRACK MSCI EAFE 233051200   18,555,829 524,621 SH   SOLE   0 0 524,621
DISNEY WALT CO COM 254687106   721,042 8,076 SH   SOLE   0 0 8,076
DOLLAR TREE INC COM 256746108   344,687 2,402 SH   SOLE   0 0 2,402
EATON VANCE FLTING RATE INC COM 278279104   119,335 10,217 SH   SOLE   0 0 10,217
EATON VANCE SR FLTNG RTE TR COM 27828Q105   441,800 37,600 SH   SOLE   0 0 37,600
ESSEX PPTY TR INC COM 297178105   592,310 2,528 SH   SOLE   0 0 2,528
FEDEX CORP COM 31428X106   588,267 2,373 SH   SOLE   0 0 2,373
FIRST TR DOW JONES SELECT MI COM SHS ANNUAL 33718M105   1,358,228 24,155 SH   SOLE   0 0 24,155
FIRST TR SR FLTG RATE INCOME COM 33733U108   219,206 22,142 SH   SOLE   0 0 22,142
FISERV INC COM 337738108   2,250,768 17,842 SH   SOLE   0 0 17,842
GLOBAL PMTS INC COM 37940X102   548,756 5,570 SH   SOLE   0 0 5,570
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   4,374,221 69,965 SH   SOLE   0 0 69,965
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   2,064,729 86,174 SH   SOLE   0 0 86,174
INTEL CORP COM 458140100   217,360 6,500 SH   SOLE   0 0 6,500
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   5,650,013 113,820 SH   SOLE   0 0 113,820
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   288,076 6,203 SH   SOLE   0 0 6,203
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   10,608,514 116,860 SH   SOLE   0 0 116,860
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   29,535,202 197,375 SH   SOLE   0 0 197,375
ISHARES GOLD TR ISHARES NEW 464285204   16,815,983 462,105 SH   SOLE   0 0 462,105
ISHARES INC MSCI JPN ETF NEW 46434G822   3,641,329 58,826 SH   SOLE   0 0 58,826
ISHARES INC CORE MSCI EMKT 46434G103   1,668,466 33,850 SH   SOLE   0 0 33,850
ISHARES INC MSCI EQUAL WEITE 464286681   946,218 12,008 SH   SOLE   0 0 12,008
ISHARES SILVER TR ISHARES 46428Q109   1,844,760 88,308 SH   SOLE   0 0 88,308
ISHARES TR MSCI USA MIN VOL 46429B697   235,106 3,163 SH   SOLE   0 0 3,163
ISHARES TR MSCI EAFE SMCP 46435G839   289,147 10,162 SH   SOLE   0 0 10,162
ISHARES TR MSCI CHINA A 46434V514   517,682 17,741 SH   SOLE   0 0 17,741
ISHARES TR MICRO-CAP ETF 464288869   1,587,692 14,526 SH   SOLE   0 0 14,526
ISHARES TR EAFE SML CP ETF 464288273   8,118,125 137,642 SH   SOLE   0 0 137,642
ISHARES TR BLACKROCK ULTRA 46434V878   810,585 16,115 SH   SOLE   0 0 16,115
ISHARES TR HDG MSCI EAFE 46434V803   9,414,235 303,685 SH   SOLE   0 0 303,685
ISHARES TR TRS FLT RT BD 46434V860   1,633,854 32,245 SH   SOLE   0 0 32,245
ISHARES TR FLTG RATE NT ETF 46429B655   8,532,271 167,892 SH   SOLE   0 0 167,892
JOHNSON & JOHNSON COM 478160104   246,128 1,487 SH   SOLE   0 0 1,487
LABORATORY CORP AMER HLDGS COM NEW 50540R409   557,472 2,310 SH   SOLE   0 0 2,310
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,726,857 103,604 SH   SOLE   0 0 103,604
LKQ CORP COM 501889208   1,667,454 28,616 SH   SOLE   0 0 28,616
MASTEC INC COM 576323109   355,444 3,013 SH   SOLE   0 0 3,013
MICROCHIP TECHNOLOGY INC. COM 595017104   448,577 5,007 SH   SOLE   0 0 5,007
NIKE INC CL B 654106103   504,612 4,572 SH   SOLE   0 0 4,572
NORFOLK SOUTHN CORP COM 655844108   585,948 2,584 SH   SOLE   0 0 2,584
NORTHROP GRUMMAN CORP COM 666807102   487,706 1,070 SH   SOLE   0 0 1,070
PFIZER INC COM 717081103   1,060,125 28,902 SH   SOLE   0 0 28,902
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,687,740 16,918 SH   SOLE   0 0 16,918
PRESTIGE CONSMR HEALTHCARE I COM 74112D101   948,265 15,956 SH   SOLE   0 0 15,956
RADIANT LOGISTICS INC COM 75025X100   309,120 46,000 SH   SOLE   0 0 46,000
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   18,314,264 567,181 SH   SOLE   0 0 567,181
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,768,494 53,055 SH   SOLE   0 0 53,055
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   657,230 4,952 SH   SOLE   0 0 4,952
SPDR GOLD TR GOLD SHS 78463V107   1,183,713 6,640 SH   SOLE   0 0 6,640
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,190,487 63,714 SH   SOLE   0 0 63,714
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   8,808,591 163,394 SH   SOLE   0 0 163,394
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   4,209,365 80,163 SH   SOLE   0 0 80,163
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,451,230 3,274 SH   SOLE   0 0 3,274
SPDR SER TR SPDR S&P 500 ETF 78468R796   771,578 21,332 SH   SOLE   0 0 21,332
SPDR SER TR BLOOMBERG INVT 78468R200   12,411,076 404,401 SH   SOLE   0 0 404,401
SPDR SER TR PORTFOLIO S&P600 78468R853   1,710,086 44,029 SH   SOLE   0 0 44,029
SPDR SER TR S&P DIVID ETF 78464A763   369,334 3,013 SH   SOLE   0 0 3,013
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,138,568 12,400 SH   SOLE   0 0 12,400
TAPESTRY INC COM 876030107   867,428 20,267 SH   SOLE   0 0 20,267
THE CIGNA GROUP COM 125523100   1,487,741 5,302 SH   SOLE   0 0 5,302
TIMKEN CO COM 887389104   1,737,880 18,987 SH   SOLE   0 0 18,987
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,046,321 21,284 SH   SOLE   0 0 21,284
VANGUARD INDEX FDS VALUE ETF 922908744   2,524,568 17,766 SH   SOLE   0 0 17,766
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,160,763 2,850 SH   SOLE   0 0 2,850
VANGUARD INDEX FDS MID CAP ETF 922908629   3,259,412 14,805 SH   SOLE   0 0 14,805
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,402,504 37,219 SH   SOLE   0 0 37,219
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,833,168 45,063 SH   SOLE   0 0 45,063
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,981,529 65,841 SH   SOLE   0 0 65,841
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   200,736 2,540 SH   SOLE   0 0 2,540
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,114,595 6,862 SH   SOLE   0 0 6,862
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,852,907 126,741 SH   SOLE   0 0 126,741
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   548,971 7,311 SH   SOLE   0 0 7,311
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,792,027 19,574 SH   SOLE   0 0 19,574
VONTIER CORPORATION COM 928881101   1,189,548 36,931 SH   SOLE   0 0 36,931
WISDOMTREE TR EMG MKTS SMCAP 97717W281   2,089,723 44,911 SH   SOLE   0 0 44,911
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   16,139,065 401,769 SH   SOLE   0 0 401,769
WISDOMTREE TR EUR HDG SMLCAP 97717X552   3,289,849 97,773 SH   SOLE   0 0 97,773
WISDOMTREE TR EM EX ST-OWNED 97717X578   5,806,222 207,736 SH   SOLE   0 0 207,736
WISDOMTREE TR INTL SMCAP DIV 97717W760   4,148,041 69,762 SH   SOLE   0 0 69,762
WISDOMTREE TR JAPN HEDGE EQT 97717W851   2,180,694 26,195 SH   SOLE   0 0 26,195
WISDOMTREE TR CURRNCY INT EQ 97717X263   342,063 10,946 SH   SOLE   0 0 10,946