The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   481,660 3,575 SH   SOLE   0 0 3,575
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   745,221 2,415 SH   SOLE   0 0 2,415
AIR PRODS & CHEMS INC COM 009158106   582,323 1,936 SH   SOLE   0 0 1,936
ALASKA AIR GROUP INC COM 011659109   409,273 7,696 SH   SOLE   0 0 7,696
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   266,053 3,192 SH   SOLE   0 0 3,192
ALLSTATE CORP COM 020002101   370,729 3,379 SH   SOLE   0 0 3,379
ALPHABET INC CAP STK CL A 02079K305   982,617 8,209 SH   SOLE   0 0 8,209
ALTRIA GROUP INC COM 02209S103   279,637 6,173 SH   SOLE   0 0 6,173
AMAZON COM INC COM 023135106   1,151,861 8,836 SH   SOLE   0 0 8,836
AMBEV SA SPONSORED ADR 02319V103   34,742 10,925 SH   SOLE   0 0 10,925
AMERICAN ELEC PWR CO INC COM 025537101   200,817 2,385 SH   SOLE   0 0 2,385
AMERICAN EXPRESS CO COM 025816109   222,628 1,278 SH   SOLE   0 0 1,278
APPLE INC COM 037833100   1,713,143 8,832 SH   SOLE   0 0 8,832
APPLIED MATLS INC COM 038222105   554,889 3,839 SH   SOLE   0 0 3,839
AUTOZONE INC COM 053332102   329,124 132 SH   SOLE   0 0 132
AXON ENTERPRISE INC COM 05464C101   233,168 1,195 SH   SOLE   0 0 1,195
BAKER HUGHES COMPANY CL A 05722G100   425,976 13,476 SH   SOLE   0 0 13,476
BANCO BRADESCO S A SP ADR PFD NEW 059460303   91,088 26,326 SH   SOLE   0 0 26,326
BANK AMERICA CORP COM 060505104   482,222 16,808 SH   SOLE   0 0 16,808
BANK NEW YORK MELLON CORP COM 064058100   306,743 6,890 SH   SOLE   0 0 6,890
BECTON DICKINSON & CO COM 075887109   409,744 1,552 SH   SOLE   0 0 1,552
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   414,997 1,217 SH   SOLE   0 0 1,217
BHP GROUP LTD SPONSORED ADS 088606108   208,666 3,497 SH   SOLE   0 0 3,497
BLACKBAUD INC COM 09227Q100   310,701 4,365 SH   SOLE   0 0 4,365
BLACKROCK INC COM 09247X101   716,712 1,037 SH   SOLE   0 0 1,037
BRISTOL-MYERS SQUIBB CO COM 110122108   369,887 5,784 SH   SOLE   0 0 5,784
BROADCOM INC COM 11135F101   809,312 933 SH   SOLE   0 0 933
CAMDEN PPTY TR SH BEN INT 133131102   265,969 2,443 SH   SOLE   0 0 2,443
CARRIER GLOBAL CORPORATION COM 14448C104   400,052 8,020 SH   SOLE   0 0 8,020
CATERPILLAR INC COM 149123101   224,644 913 SH   SOLE   0 0 913
CHEVRON CORP NEW COM 166764100   1,078,949 6,857 SH   SOLE   0 0 6,857
CHUBB LIMITED COM H1467J104   383,939 1,985 SH   SOLE   0 0 1,985
CINTAS CORP COM 172908105   324,096 652 SH   SOLE   0 0 652
CISCO SYS INC COM 17275R102   599,201 11,581 SH   SOLE   0 0 11,581
COCA COLA CO COM 191216100   568,657 9,443 SH   SOLE   0 0 9,443
COLUMBIA SPORTSWEAR CO COM 198516106   269,954 3,495 SH   SOLE   0 0 3,495
COMCAST CORP NEW CL A 20030N101   549,665 13,229 SH   SOLE   0 0 13,229
CONOCOPHILLIPS COM 20825C104   370,199 3,573 SH   SOLE   0 0 3,573
CVS HEALTH CORP COM 126650100   449,967 6,509 SH   SOLE   0 0 6,509
DISNEY WALT CO COM 254687106   369,976 4,144 SH   SOLE   0 0 4,144
EATON CORP PLC SHS G29183103   580,978 2,889 SH   SOLE   0 0 2,889
EMBRAER S.A. SPONSORED ADS 29082A107   385,031 24,905 SH   SOLE   0 0 24,905
EMERSON ELEC CO COM 291011104   435,499 4,818 SH   SOLE   0 0 4,818
ENBRIDGE INC COM 29250N105   266,811 7,182 SH   SOLE   0 0 7,182
ENEL CHILE S.A. SPONSORED ADR 29278D105   41,568 12,483 SH   SOLE   0 0 12,483
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   3,214,680 62,300 SH   SOLE   0 0 62,300
EXXON MOBIL CORP COM 30231G102   346,739 3,233 SH   SOLE   0 0 3,233
FERRARI N V COM N3167Y103   252,038 775 SH   SOLE   0 0 775
FIRSTENERGY CORP COM 337932107   569,048 14,636 SH   SOLE   0 0 14,636
GENERAL DYNAMICS CORP COM 369550108   375,437 1,745 SH   SOLE   0 0 1,745
GILEAD SCIENCES INC COM 375558103   595,366 7,725 SH   SOLE   0 0 7,725
GOLDMAN SACHS GROUP INC COM 38141G104   664,432 2,060 SH   SOLE   0 0 2,060
HARTFORD FINL SVCS GROUP INC COM 416515104   285,127 3,959 SH   SOLE   0 0 3,959
HERSHEY CO COM 427866108   493,158 1,975 SH   SOLE   0 0 1,975
HOME DEPOT INC COM 437076102   958,946 3,087 SH   SOLE   0 0 3,087
HONEYWELL INTL INC COM 438516106   321,833 1,551 SH   SOLE   0 0 1,551
ILLINOIS TOOL WKS INC COM 452308109   239,903 959 SH   SOLE   0 0 959
IMAX CORP COM 45245E109   358,404 21,095 SH   SOLE   0 0 21,095
INSPIRE MED SYS INC COM 457730109   285,683 880 SH   SOLE   0 0 880
INTERNATIONAL PAPER CO COM 460146103   228,650 7,188 SH   SOLE   0 0 7,188
ISHARES INC CORE MSCI EMKT 46434G103   520,010 10,550 SH   SOLE   0 0 10,550
ISHARES INC MSCI JPN ETF NEW 46434G822   71,154,050 1,149,500 SH   SOLE   0 0 1,149,500
ISHARES TR CORE US AGGBD ET 464287226   748,730 7,644 SH   SOLE   0 0 7,644
ISHARES TR LATN AMER 40 ETF 464287390   14,875,575 547,500 SH   SOLE   0 0 547,500
ISHARES TR MSCI EAFE ETF 464287465   4,985,463 68,765 SH   SOLE   0 0 68,765
ISHARES TR RUS 1000 ETF 464287622   7,800 32 SH   SOLE   0 0 32
ISHARES TR RUSSELL 2000 ETF 464287655   18,727 100 SH   SOLE   0 0 100
ISHARES TR CORE S&P SCP ETF 464287804   490,278 4,920 SH   SOLE   0 0 4,920
ISHARES TR MSCI ACWI ETF 464288257   1,220,357 12,720 SH   SOLE   0 0 12,720
ISHARES TR INTL SEL DIV ETF 464288448   5,768,245 219,075 SH   SOLE   0 0 219,075
ISHARES TR PFD AND INCM SEC 464288687   6,186 200 SH   SOLE   0 0 200
ISHARES TR MSCI INTL VLU FT 46435G409   5,255,425 206,500 SH   SOLE   0 0 206,500
JOHNSON & JOHNSON COM 478160104   1,089,287 6,581 SH   SOLE   0 0 6,581
JPMORGAN CHASE & CO COM 46625H100   1,279,290 8,796 SH   SOLE   0 0 8,796
KINDER MORGAN INC DEL COM 49456B101   440,746 25,595 SH   SOLE   0 0 25,595
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   438,572 20,220 SH   SOLE   0 0 20,220
LAM RESEARCH CORP COM 512807108   615,860 958 SH   SOLE   0 0 958
LAMB WESTON HLDGS INC COM 513272104   241,970 2,105 SH   SOLE   0 0 2,105
LILLY ELI & CO COM 532457108   725,043 1,546 SH   SOLE   0 0 1,546
LINDE PLC SHS G54950103   687,087 1,803 SH   SOLE   0 0 1,803
LOWES COS INC COM 548661107   332,682 1,474 SH   SOLE   0 0 1,474
MARATHON PETE CORP COM 56585A102   518,870 4,450 SH   SOLE   0 0 4,450
MARSH & MCLENNAN COS INC COM 571748102   203,503 1,082 SH   SOLE   0 0 1,082
MASTERCARD INCORPORATED CL A 57636Q104   307,167 781 SH   SOLE   0 0 781
MCKESSON CORP COM 58155Q103   543,164 1,270 SH   SOLE   0 0 1,270
MDU RES GROUP INC COM 552690109   9,243,335 441,420 SH   SOLE   0 0 441,420
MEDTRONIC PLC SHS G5960L103   760,288 8,594 SH   SOLE   0 0 8,594
METHANEX CORP COM 59151K108   298,691 7,220 SH   SOLE   0 0 7,220
MICROCHIP TECHNOLOGY INC. COM 595017104   627,130 7,000 SH   SOLE   0 0 7,000
MICROSOFT CORP COM 594918104   2,161,748 6,348 SH   SOLE   0 0 6,348
MOLINA HEALTHCARE INC COM 60855R100   239,486 795 SH   SOLE   0 0 795
MOTOROLA SOLUTIONS INC COM NEW 620076307   470,714 1,605 SH   SOLE   0 0 1,605
NEWMONT CORP COM 651639106   464,781 10,895 SH   SOLE   0 0 10,895
NEXTERA ENERGY INC COM 65339F101   456,182 6,148 SH   SOLE   0 0 6,148
NORTHROP GRUMMAN CORP COM 666807102   210,124 461 SH   SOLE   0 0 461
NOVARTIS AG SPONSORED ADR 66987V109   354,800 3,516 SH   SOLE   0 0 3,516
NOVO-NORDISK A S ADR 670100205   515,267 3,184 SH   SOLE   0 0 3,184
NVIDIA CORPORATION COM 67066G104   447,132 1,057 SH   SOLE   0 0 1,057
OLD DOMINION FREIGHT LINE IN COM 679580100   364,574 986 SH   SOLE   0 0 986
ON SEMICONDUCTOR CORP COM 682189105   231,532 2,448 SH   SOLE   0 0 2,448
PAYPAL HLDGS INC COM 70450Y103   295,214 4,424 SH   SOLE   0 0 4,424
PEPSICO INC COM 713448108   507,688 2,741 SH   SOLE   0 0 2,741
PFIZER INC COM 717081103   704,990 19,220 SH   SOLE   0 0 19,220
PHILIP MORRIS INTL INC COM 718172109   297,643 3,049 SH   SOLE   0 0 3,049
PNC FINL SVCS GROUP INC COM 693475105   205,928 1,635 SH   SOLE   0 0 1,635
PROCTER AND GAMBLE CO COM 742718109   1,065,670 7,023 SH   SOLE   0 0 7,023
PROGRESSIVE CORP COM 743315103   347,868 2,628 SH   SOLE   0 0 2,628
QUALCOMM INC COM 747525103   922,917 7,753 SH   SOLE   0 0 7,753
QUANTA SVCS INC COM 74762E102   789,729 4,020 SH   SOLE   0 0 4,020
QUEST DIAGNOSTICS INC COM 74834L100   255,819 1,820 SH   SOLE   0 0 1,820
RAYTHEON TECHNOLOGIES CORP COM 75513E101   494,208 5,045 SH   SOLE   0 0 5,045
REALTY INCOME CORP COM 756109104   574,710 9,595 SH   SOLE   0 0 9,595
SALESFORCE INC COM 79466L302   433,928 2,054 SH   SOLE   0 0 2,054
SANOFI SPONSORED ADR 80105N105   674,343 12,511 SH   SOLE   0 0 12,511
SAP SE SPON ADR 803054204   455,030 3,326 SH   SOLE   0 0 3,326
SCHLUMBERGER LTD COM STK 806857108   301,155 6,131 SH   SOLE   0 0 6,131
SCHWAB CHARLES CORP COM 808513105   431,788 7,618 SH   SOLE   0 0 7,618
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   255,527,035 3,409,300 SH   SOLE   0 0 3,409,300
SOUTHERN CO COM 842587107   322,448 4,590 SH   SOLE   0 0 4,590
SPDR SER TR BLOOMBERG SHT TE 78468R408   18,772 760 SH   SOLE   0 0 760
SPDR SER TR PRTFLO S&P500 HI 78468R788   5,265,360 142,000 SH   SOLE   0 0 142,000
STRYKER CORPORATION COM 863667101   201,054 659 SH   SOLE   0 0 659
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   220,611 2,186 SH   SOLE   0 0 2,186
TE CONNECTIVITY LTD SHS H84989104   279,059 1,991 SH   SOLE   0 0 1,991
TEXAS INSTRS INC COM 882508104   329,437 1,830 SH   SOLE   0 0 1,830
TOTALENERGIES SE SPONSORED ADS 89151E109   340,134 5,901 SH   SOLE   0 0 5,901
TRANSDIGM GROUP INC COM 893641100   402,377 450 SH   SOLE   0 0 450
TYSON FOODS INC CL A 902494103   227,638 4,460 SH   SOLE   0 0 4,460
UNILEVER PLC SPON ADR NEW 904767704   447,015 8,575 SH   SOLE   0 0 8,575
UNION PAC CORP COM 907818108   200,323 979 SH   SOLE   0 0 979
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   144,955 18,372 SH   SOLE   0 0 18,372
UNITED PARCEL SERVICE INC CL B 911312106   227,289 1,268 SH   SOLE   0 0 1,268
UNITED RENTALS INC COM 911363109   343,380 771 SH   SOLE   0 0 771
UNITEDHEALTH GROUP INC COM 91324P102   1,259,277 2,620 SH   SOLE   0 0 2,620
US BANCORP DEL COM NEW 902973304   258,903 7,739 SH   SOLE   0 0 7,739
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   570,073,258 1,399,348 SH   SOLE   0 0 1,399,348
VANGUARD INDEX FDS GROWTH ETF 922908736   8,858,063 31,305 SH   SOLE   0 0 31,305
VANGUARD INDEX FDS VALUE ETF 922908744   12,847,119 90,409 SH   SOLE   0 0 90,409
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,431,430 12,225 SH   SOLE   0 0 12,225
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,014 50 SH   SOLE   0 0 50
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   10,750,330 110,851 SH   SOLE   0 0 110,851
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,578,823 87,975 SH   SOLE   0 0 87,975
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   25,637,438 367,720 SH   SOLE   0 0 367,720
VANGUARD STAR FDS VG TL INTL STK F 921909768   46,525,202 829,622 SH   SOLE   0 0 829,622
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,421,265 160,703 SH   SOLE   0 0 160,703
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   16,546,920 156,000 SH   SOLE   0 0 156,000
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   2,793,440 44,200 SH   SOLE   0 0 44,200
VANGUARD WORLD FD ESG INTL STK ETF 921910725   11,399,637 214,642 SH   SOLE   0 0 214,642
VANGUARD WORLD FD ESG US STK ETF 921910733   28,866,020 368,424 SH   SOLE   0 0 368,424
VANGUARD WORLD FD MEGA GRWTH IND 921910816   691,841 2,940 SH   SOLE   0 0 2,940
VENTAS INC COM 92276F100   282,744 5,940 SH   SOLE   0 0 5,940
VERIZON COMMUNICATIONS INC COM 92343V104   561,234 15,091 SH   SOLE   0 0 15,091
VISA INC COM CL A 92826C839   809,094 3,407 SH   SOLE   0 0 3,407
VULCAN MATLS CO COM 929160109   293,072 1,300 SH   SOLE   0 0 1,300
WALMART INC COM 931142103   441,519 2,809 SH   SOLE   0 0 2,809
WARNER BROS DISCOVERY INC COM SER A 934423104   343,508 27,393 SH   SOLE   0 0 27,393
WASTE CONNECTIONS INC COM 94106B101   360,612 2,523 SH   SOLE   0 0 2,523
WELLS FARGO CO NEW COM 949746101   255,354 5,983 SH   SOLE   0 0 5,983
WELLTOWER INC COM 95040Q104   215,976 2,670 SH   SOLE   0 0 2,670
WIPRO LTD SPON ADR 1 SH 97651M109   250,080 52,983 SH   SOLE   0 0 52,983