The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGNICO EAGLE MINES LTD COM 008474108   200,970 4,021 SH   SOLE   0 0 4,021
ALAMOS GOLD INC NEW COM CL A 011532108   219,483 18,413 SH   SOLE   0 0 18,413
AMAZON COM INC COM 023135106   610,093 4,680 SH   SOLE   0 0 4,680
AMERICAN EXPRESS CO COM 025816109   367,856 2,111 SH   SOLE   0 0 2,111
APPLE INC COM 037833100   4,327,974 22,312 SH   SOLE   0 0 22,312
BK OF AMERICA CORP COM 060505104   327,755 11,424 SH   SOLE   0 0 11,424
BRISTOL-MYERS SQUIBB CO COM 110122108   513,391 8,028 SH   SOLE   0 0 8,028
CHEVRON CORP NEW COM 166764100   572,111 3,635 SH   SOLE   0 0 3,635
Coca Cola Company COM 191216100   631,262 10,482 SH   SOLE   0 0 10,482
DELTA AIR LINES INC DEL COM NEW 247361702   328,488 6,909 SH   SOLE   0 0 6,909
FIRST TR MORNINGSTAR DIV LEA SHS 336917109   10,168,684 298,991 SH   SOLE   0 0 298,991
GENUINE PARTS CO COM 372460105   203,584 1,203 SH   SOLE   0 0 1,203
HOME DEPOT INC COM 437076102   859,541 2,767 SH   SOLE   0 0 2,767
ISHARES TR CORE US AGGBD ET 464287226   1,240,439 12,664 SH   SOLE   0 0 12,664
ISHARES TR GBL COMM SVC ETF 464287275   1,913,208 27,980 SH   SOLE   0 0 27,980
ISHARES TR BARCLAYS 7 10 YR 464287440   4,287,688 44,386 SH   SOLE   0 0 44,386
ISHARES TR RUS 1000 GRW ETF 464287614   613,574 2,229 SH   SOLE   0 0 2,229
ISHARES TR RUSSELL 3000 ETF 464287689   1,086,630 4,270 SH   SOLE   0 0 4,270
ISHARES TR U.S. TECH ETF 464287721   5,283,026 48,526 SH   SOLE   0 0 48,526
ISHARES TR US HLTHCARE ETF 464287762   4,543,452 16,212 SH   SOLE   0 0 16,212
ISHARES TR U.S. FINLS ETF 464287788   4,574,115 61,307 SH   SOLE   0 0 61,307
Johnson & Johnson COM 478160104   348,260 2,104 SH   SOLE   0 0 2,104
LILLY ELI & CO COM 532457108   2,159,219 4,604 SH   SOLE   0 0 4,604
MATTERPORT INC COM CL A 577096100   94,500 30,000 SH   SOLE   0 0 30,000
Microsoft Corp COM 594918104   679,634 1,995 SH   SOLE   0 0 1,995
NEW GOLD INC CDA COM 644535106   213,538 197,720 SH   SOLE   0 0 197,720
PAN AMERICAN SILVER CORP COM 697900108   244,652 16,780 SH   SOLE   0 0 16,780
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,693,452 62,621 SH   SOLE   0 0 62,621
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,323,320 32,709 SH   SOLE   0 0 32,709
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,101,655 47,983 SH   SOLE   0 0 47,983
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,901,988 239,626 SH   SOLE   0 0 239,626
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,084,925 70,021 SH   SOLE   0 0 70,021
Schwab Int'l Equity ETF INTL EQTY ETF 808524805   746,764 20,947 SH   SOLE   0 0 20,947
Schwab US Agg Bond ETF US AGGREGATE B 808524839   3,207,889 69,495 SH   SOLE   0 0 69,495
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854   10,507,648 213,223 SH   SOLE   0 0 213,223
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   578,450 12,036 SH   SOLE   0 0 12,036
SCHWAB STRATEGIC TR US TIPS ETF 808524870   12,259,654 233,829 SH   SOLE   0 0 233,829
SOUTHERN CO COM 842587107   216,019 3,075 SH   SOLE   0 0 3,075
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   243,645 1,500 SH   SOLE   0 0 1,500
Vanguard MSCI EAFE Etf FTSE DEV MKT ETF 921943858   1,055,933 22,865 SH   SOLE   0 0 22,865
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   430,077 4,054 SH   SOLE   0 0 4,054
Vanguard Intl Eqty Index ALLWRLD EX US 922042775   2,340,703 43,019 SH   SOLE   0 0 43,019
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   747,359 1,835 SH   SOLE   0 0 1,835
Vanguard Small Cap Grwth SML CP GRW ETF 922908595   393,287 1,711 SH   SOLE   0 0 1,711
Vanguard Small Cap Valu SM CP VAL ETF 922908611   1,220,560 7,379 SH   SOLE   0 0 7,379
VANGUARD INDEX FDS VALUE ETF 922908744   673,270 4,738 SH   SOLE   0 0 4,738
VANGUARD INDEX FDS TOTAL STK MKT 922908769   33,404,030 151,643 SH   SOLE   0 0 151,643
ALPHABET INC CAP STK CL C 02079K107   302,667 2,502 SH   SOLE   0 0 2,502
ALPHABET INC CAP STK CL A 02079K305   217,854 1,820 SH   SOLE   0 0 1,820
ALTRIA GROUP INC COM 02209S103   247,309 5,459 SH   SOLE   0 0 5,459
APELLIS PHARMACEUTICALS INC COM 03753U106   284,961 3,128 SH   SOLE   0 0 3,128
EXXON MOBIL CORP COM 30231G102   233,683 2,178 SH   SOLE   0 0 2,178
GRINDR INC COM 39854F101   460,926 83,350 SH   SOLE   0 0 83,350
GRINDR INC *W EXP 11/18/202 39854F119   89,945 128,493 SH   SOLE   0 0 128,493
HEALTHEQUITY INC COM 42226A107   763,678 12,095 SH   SOLE   0 0 12,095
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   418,966 2,799 SH   SOLE   0 0 2,799
Morgan J P & Co Inc COM 46625H100   515,341 3,543 SH   SOLE   0 0 3,543
NVIDIA CORPORATION COM 67066G104   397,386 939 SH   SOLE   0 0 939
PIMCO ENRGY TACTICAL CR OPP COM SHS BEN INT 69346N107   920,991 58,438 SH   SOLE   0 0 58,438
PLUG POWER INC COM COM NEW 72919P202   3,129,468 301,200 SH   SOLE   0 0 301,200
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,480,047 3,338 SH   SOLE   0 0 3,338
Spdr S&P Dividend Etf S&P DIVID ETF 78464A763   315,529 2,574 SH   SOLE   0 0 2,574
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104   1,356,556 90,922 SH   SOLE   0 0 90,922
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   1,196,100 153,543 SH   SOLE   0 0 153,543
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104   114,372 10,464 SH   SOLE   0 0 10,464
SPROTT ETF TRUST GOLD MINERS ETF 85210B102   928,412 35,879 SH   SOLE   0 0 35,879
Vanguard Consumer Staples CONSUM STP ETF 92204A207   2,843,248 14,622 SH   SOLE   0 0 14,622
VANGUARD WORLD FDS ENERGY ETF 92204A306   2,028,633 17,970 SH   SOLE   0 0 17,970
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   4,152,230 71,925 SH   SOLE   0 0 71,925
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   1,772,114 8,975 SH   SOLE   0 0 8,975
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   617,355 3,498 SH   SOLE   0 0 3,498
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   593,925 4,803 SH   SOLE   0 0 4,803
Vanguard Russell VNG RUS1000GRW 92206C680   1,696,475 23,975 SH   SOLE   0 0 23,975
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   404,754 6,900 SH   SOLE   0 0 6,900
Vanguard Russell VNG RUS1000VAL 92206C714   2,667,321 38,539 SH   SOLE   0 0 38,539
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   849,151 10,744 SH   SOLE   0 0 10,744
WASTE MGMT INC DEL COM 94106L109   261,864 1,510 SH   SOLE   0 0 1,510
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,277,733 148,584 SH   SOLE   0 0 148,584
ZETA GLOBAL HOLDINGS CORP CL A 98956A105   1,134,018 132,789 SH   SOLE   0 0 132,789
AON PLC SHS CL A G0408V102   413,895 1,199 SH   SOLE   0 0 1,199
NEXTERS INC *W EXP 08/26/202 G6529J118   2,052 17,100 SH   SOLE   0 0 17,100
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   304,780 14,000 SH   SOLE   0 0 14,000
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   225,009 4,008 SH   SOLE   0 0 4,008