The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,112,502 20,289 SH   SOLE 0 454 0 19,835
ABBVIE INC COM 00287Y109   1,394,198 9,318 SH   SOLE 0 0 0 9,318
AIRBNB INC COM CL A 009066101   272,681 1,954 SH   SOLE 0 0 0 1,954
ALPHABET INC CAP STK CL C 02079K107   8,876,787 67,330 SH   SOLE 0 0 0 67,330
ALPS ETF TR SECTR DIV DOGS 00162Q858   370,393 7,273 SH   SOLE 0 0 0 7,273
AMAZON COM INC COM 023135106   1,823,978 13,034 SH   SOLE 0 1 0 13,033
AMGEN INC COM 031162100   1,372,139 5,261 SH   SOLE 0 0 0 5,261
APPLE INC COM 037833100   13,544,002 75,328 SH   SOLE 0 0 0 75,328
ASML HOLDING N V N Y REGISTRY SHS N07059210   494,028 727 SH   SOLE 0 0 0 727
AT&T INC COM 00206R102   549,666 38,763 SH   SOLE 0 1,141 0 37,622
BANK AMERICA CORP COM 060505104   1,245,734 39,838 SH   SOLE 0 0 0 39,838
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,652,515 21,039 SH   SOLE 0 0 0 21,039
BLACKSTONE INC COM 09260D107   697,601 6,723 SH   SOLE 0 0 0 6,723
CATERPILLAR INC COM 149123101   375,942 1,329 SH   SOLE 0 0 0 1,329
CHEVRON CORP NEW COM 166764100   589,839 3,695 SH   SOLE 0 0 0 3,695
COHEN & STEERS QUALITY INCOM COM 19247L106   493,044 42,105 SH   SOLE 0 0 0 42,105
COMCAST CORP NEW CL A 20030N101   860,079 18,944 SH   SOLE 0 0 0 18,944
COSTCO WHSL CORP NEW COM 22160K105   1,159,461 2,085 SH   SOLE 0 0 0 2,085
CUMMINS INC COM 231021106   245,177 1,029 SH   SOLE 0 0 0 1,029
DEERE & CO COM 244199105   563,620 1,309 SH   SOLE 0 0 0 1,309
EXXON MOBIL CORP COM 30231G102   372,892 3,461 SH   SOLE 0 0 0 3,461
FEDEX CORP COM 31428X106   1,164,239 4,340 SH   SOLE 0 0 0 4,340
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   462,377 11,136 SH   SOLE 0 0 0 11,136
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881   471,829 10,062 SH   SOLE 0 0 0 10,062
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   675,843 5,295 SH   SOLE 0 0 0 5,295
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   771,866 18,955 SH   SOLE 0 0 0 18,955
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   592,532 12,918 SH   SOLE 0 0 0 12,918
HDFC BANK LTD SPONSORED ADS 40415F101   274,130 4,121 SH   SOLE 0 0 0 4,121
HOME DEPOT INC COM 437076102   350,610 1,070 SH   SOLE 0 0 0 1,070
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   390,880 16,000 SH   SOLE 0 0 0 16,000
ISHARES INC EM MKTS DIV ETF 464286319   611,693 24,606 SH   SOLE 0 0 0 24,606
ISHARES INC CORE MSCI EMKT 46434G103   4,974,326 99,706 SH   SOLE 0 1,222 0 98,484
ISHARES TR CORE DIV GRWTH 46434V621   18,190,848 346,757 SH   SOLE 0 6,376 0 340,380
ISHARES TR CORE S&P SCP ETF 464287804   1,185,245 11,479 SH   SOLE 0 0 0 11,479
ISHARES TR CORE S&P US GWT 464287671   571,255 5,808 SH   SOLE 0 0 0 5,808
ISHARES TR CORE S&P US VLU 464287663   365,039 4,572 SH   SOLE 0 0 0 4,572
ISHARES TR PFD AND INCM SEC 464288687   458,301 14,924 SH   SOLE 0 0 0 14,924
ISHARES TR MSCI EAFE MIN VL 46429B689   1,287,341 19,032 SH   SOLE 0 0 0 19,032
ISHARES TR ISHARES SEMICDTR 464287523   261,636 513 SH   SOLE 0 0 0 513
ISHARES TR CORE S&P TTL STK 464287150   16,173,032 162,936 SH   SOLE 0 3,969 0 158,967
ISHARES TR SELF DRIVNG EV 46435U366   2,136,581 50,666 SH   SOLE 0 979 0 49,686
ISHARES TR TIPS BD ETF 464287176   427,288 4,011 SH   SOLE 0 215 0 3,795
ISHARES TR MSCI USA MIN VOL 46429B697   1,212,698 16,219 SH   SOLE 0 0 0 16,219
ISHARES TR INTL SEL DIV ETF 464288448   234,779 8,823 SH   SOLE 0 0 0 8,823
ISHARES TR ESG MSCI LEADR 46435U218   459,602 5,833 SH   SOLE 0 0 0 5,833
ISHARES TR INTL DIV GRWTH 46435G524   812,644 13,051 SH   SOLE 0 0 0 13,051
ISHARES TR CORE S&P MCP ETF 464287507   920,658 3,442 SH   SOLE 0 0 0 3,442
ISHARES TR CORE HIGH DV ETF 46429B663   14,039,027 136,460 SH   SOLE 0 2,528 0 133,933
ISHARES TR GENOMICS IMMUN 46435U192   411,139 18,570 SH   SOLE 0 0 0 18,570
ISHARES TR 0-5YR HI YL CP 46434V407   7,632,715 184,543 SH   SOLE 0 5,876 0 178,667
ISHARES TR EXPONENTIAL TECH 46434V381   1,388,701 25,085 SH   SOLE 0 271 0 24,814
JOHNSON & JOHNSON COM 478160104   5,427,227 31,339 SH   SOLE 0 216 0 31,123
JPMORGAN CHASE & CO COM 46625H100   3,523,627 22,605 SH   SOLE 0 246 0 22,359
KINDER MORGAN INC DEL COM 49456B101   176,413 10,092 SH   SOLE 0 594 0 9,499
KKR & CO INC COM 48251W104   286,696 4,685 SH   SOLE 0 0 0 4,685
KRAFT HEINZ CO COM 500754106   472,117 13,700 SH   SOLE 0 0 0 13,700
LULUS FASHION LOUNGE HOLDING COM 55003A108   125,095 51,059 SH   SOLE 0 0 0 51,059
MCKESSON CORP COM 58155Q103   436,639 1,021 SH   SOLE 0 0 0 1,021
MERCK & CO INC COM 58933Y105   2,634,706 24,760 SH   SOLE 0 342 0 24,418
META PLATFORMS INC CL A 30303M102   525,860 1,682 SH   SOLE 0 0 0 1,682
METLIFE INC COM 59156R108   558,784 8,800 SH   SOLE 0 0 0 8,800
MICROSOFT CORP COM 594918104   5,224,860 16,025 SH   SOLE 0 0 0 16,025
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   1,021,349 118,762 SH   SOLE 0 0 0 118,762
NVIDIA CORPORATION COM 67066G104   697,359 1,561 SH   SOLE 0 0 0 1,561
PEPSICO INC COM 713448108   771,084 4,181 SH   SOLE 0 0 0 4,181
PFIZER INC COM 717081103   887,617 24,905 SH   SOLE 0 209 0 24,696
PHILIP MORRIS INTL INC COM 718172109   316,974 3,263 SH   SOLE 0 0 0 3,263
PRICE T ROWE GROUP INC COM 74144T108   202,972 1,768 SH   SOLE 0 0 0 1,768
PROCTER AND GAMBLE CO COM 742718109   978,799 6,231 SH   SOLE 0 0 0 6,231
QUALCOMM INC COM 747525103   563,634 4,790 SH   SOLE 0 0 0 4,790
SCHWAB CHARLES CORP COM 808513105   447,841 6,835 SH   SOLE 0 0 0 6,835
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   870,835 5,113 SH   SOLE 0 0 0 5,113
SHELL PLC SPON ADS 780259305   3,008,384 48,774 SH   SOLE 0 824 0 47,950
SOFI TECHNOLOGIES INC COM 83406F102   261,965 28,138 SH   SOLE 0 0 0 28,138
SPDR GOLD TR GOLD SHS 78463V107   811,026 4,540 SH   SOLE 0 0 0 4,540
STARBUCKS CORP COM 855244109   716,519 7,116 SH   SOLE 0 0 0 7,116
TESLA INC COM 88160R101   289,153 1,158 SH   SOLE 0 0 0 1,158
TRICO BANCSHARES COM 896095106   3,973,747 104,490 SH   SOLE 0 0 0 104,490
UNION PAC CORP COM 907818108   592,973 2,594 SH   SOLE 0 0 0 2,594
UNITED PARCEL SERVICE INC CL B 911312106   522,440 2,894 SH   SOLE 0 0 0 2,894
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   574,577 7,997 SH   SOLE 0 0 0 7,997
VANGUARD INDEX FDS TOTAL STK MKT 922908769   912,923 4,083 SH   SOLE 0 0 0 4,083
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,052,336 12,598 SH   SOLE 0 0 0 12,598
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,136,014 14,979 SH   SOLE 0 0 0 14,979
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   577,165 8,500 SH   SOLE 0 0 0 8,500
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   239,020 3,048 SH   SOLE 0 0 0 3,048
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,305,109 14,104 SH   SOLE 0 0 0 14,104
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   14,800,887 196,742 SH   SOLE 0 3,540 0 193,202
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   502,338 7,869 SH   SOLE 0 0 0 7,869
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,747,083 34,402 SH   SOLE 0 0 0 34,402
VANGUARD WORLD FD ESG US CORP BD 921910691   321,157 5,249 SH   SOLE 0 0 0 5,249
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,016,609 5,171 SH   SOLE 0 48 0 5,123
VANGUARD WORLD FDS UTILITIES ETF 92204A876   635,842 4,555 SH   SOLE 0 0 0 4,555
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   269,349 1,089 SH   SOLE 0 0 0 1,089
VANGUARD WORLD FDS INF TECH ETF 92204A702   407,405 943 SH   SOLE 0 0 0 943
VERIZON COMMUNICATIONS INC COM 92343V104   3,301,690 101,372 SH   SOLE 0 1,493 0 99,879
VISA INC COM CL A 92826C839   361,972 1,513 SH   SOLE 0 0 0 1,513
WALMART INC COM 931142103   375,051 2,335 SH   SOLE 0 0 0 2,335
WD 40 CO COM 929236107   228,206 1,025 SH   SOLE 0 0 0 1,025
WELLS FARGO CO NEW COM 949746101   979,668 22,025 SH   SOLE 0 0 0 22,025
WESTERN COPPER & GOLD CORP COM 95805V108   121,463 83,194 SH   SOLE 0 0 0 83,194