The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   291,589 2,436 SH   SOLE   0 0 2,436
ALPHABET INC CAP STK CL C 02079K107   265,166 2,192 SH   SOLE   0 0 2,192
AMAZON COM INC COM 023135106   401,118 3,077 SH   SOLE   0 0 3,077
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,125,911 40,277 SH   SOLE   0 0 40,277
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   6,953,780 121,146 SH   SOLE   0 0 121,146
APPLE INC COM 037833100   1,296,302 6,683 SH   SOLE   0 0 6,683
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,507,220 4,420 SH   SOLE   0 0 4,420
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   12,341,011 225,201 SH   SOLE   0 0 225,201
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   5,132,076 148,756 SH   SOLE   0 0 148,756
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,274,481 94,573 SH   SOLE   0 0 94,573
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   947,661 28,848 SH   SOLE   0 0 28,848
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,824,983 147,122 SH   SOLE   0 0 147,122
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   6,431,526 264,999 SH   SOLE   0 0 264,999
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,082,754 116,155 SH   SOLE   0 0 116,155
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   14,325,407 527,639 SH   SOLE   0 0 527,639
ISHARES INC CORE MSCI EMKT 46434G103   4,342,395 88,099 SH   SOLE   0 0 88,099
ISHARES TR ISHS 5-10YR INVT 464288638   331,990 6,565 SH   SOLE   0 0 6,565
ISHARES TR RUS 1000 VAL ETF 464287598   603,700 3,825 SH   SOLE   0 0 3,825
ISHARES TR CORE US AGGBD ET 464287226   18,055,552 184,334 SH   SOLE   0 0 184,334
ISHARES TR CORE 1 5 YR USD 46432F859   4,113,102 88,188 SH   SOLE   0 0 88,188
ISHARES TR S&P MC 400VL ETF 464287705   13,988,932 130,579 SH   SOLE   0 0 130,579
ISHARES TR ISHS 1-5YR INVS 464288646   25,357,481 505,431 SH   SOLE   0 0 505,431
ISHARES TR RUS MID CAP ETF 464287499   316,614 4,335 SH   SOLE   0 0 4,335
ISHARES TR RUSSELL 2000 ETF 464287655   691,990 3,695 SH   SOLE   0 0 3,695
ISHARES TR CORE S&P MCP ETF 464287507   70,855,710 270,979 SH   SOLE   0 0 270,979
ISHARES TR S&P 500 VAL ETF 464287408   20,278,005 125,802 SH   SOLE   0 0 125,802
ISHARES TR 0-5 YR TIPS ETF 46429B747   227,408 2,330 SH   SOLE   0 0 2,330
ISHARES TR MSCI USA QLT FCT 46432F339   9,850,230 73,035 SH   SOLE   0 0 73,035
ISHARES TR NATIONAL MUN ETF 464288414   5,657,242 53,005 SH   SOLE   0 0 53,005
ISHARES TR SHRT NAT MUN ETF 464288158   11,110,536 106,791 SH   SOLE   0 0 106,791
ISHARES TR TIPS BD ETF 464287176   20,557,134 191,016 SH   SOLE   0 0 191,016
ISHARES TR RUSSELL 3000 ETF 464287689   3,881,583 15,253 SH   SOLE   0 0 15,253
ISHARES TR CORE S&P US VLU 464287663   11,151,659 142,495 SH   SOLE   0 0 142,495
ISHARES TR RUS 2000 VAL ETF 464287630   636,557 4,521 SH   SOLE   0 0 4,521
ISHARES TR SP SMCP600VL ETF 464287879   4,415,473 46,435 SH   SOLE   0 0 46,435
ISHARES TR CORE S&P SCP ETF 464287804   17,065,457 171,254 SH   SOLE   0 0 171,254
ISHARES TR MSCI EAFE ETF 464287465   250,928 3,461 SH   SOLE   0 0 3,461
ISHARES TR CORE S&P500 ETF 464287200   12,029,592 26,990 SH   SOLE   0 0 26,990
ISHARES TR MORNINGSTR US EQ 464287127   204,994 3,356 SH   SOLE   0 0 3,356
JPMORGAN CHASE & CO COM 46625H100   218,305 1,501 SH   SOLE   0 0 1,501
LILLY ELI & CO COM 532457108   201,661 430 SH   SOLE   0 0 430
META PLATFORMS INC CL A 30303M102   255,986 892 SH   SOLE   0 0 892
MICROSOFT CORP COM 594918104   1,098,582 3,226 SH   SOLE   0 0 3,226
NVIDIA CORPORATION COM 67066G104   295,691 699 SH   SOLE   0 0 699
PIMCO ETF TR 1-5 US TIP IDX 72201R205   5,238,343 104,142 SH   SOLE   0 0 104,142
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,148,635 35,572 SH   SOLE   0 0 35,572
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   546,707 7,294 SH   SOLE   0 0 7,294
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   7,475,465 170,673 SH   SOLE   0 0 170,673
SCHWAB STRATEGIC TR US REIT ETF 808524847   409,344 20,960 SH   SOLE   0 0 20,960
SCHWAB STRATEGIC TR US TIPS ETF 808524870   35,252,458 672,372 SH   SOLE   0 0 672,372
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,062,035 230,323 SH   SOLE   0 0 230,323
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   237,450 4,941 SH   SOLE   0 0 4,941
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   12,947,361 182,280 SH   SOLE   0 0 182,280
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   283,796 5,120 SH   SOLE   0 0 5,120
SPDR S&P 500 ETF TR TR UNIT 78462F103   35,123,331 79,235 SH   SOLE   0 0 79,235
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   9,599,923 20,045 SH   SOLE   0 0 20,045
SPDR SER TR S&P 400 MDCP VAL 78464A839   40,810,228 593,344 SH   SOLE   0 0 593,344
SPDR SER TR S&P 600 SMCP VAL 78464A300   13,686,691 177,312 SH   SOLE   0 0 177,312
SPDR SER TR PRTFLO S&P500 VL 78464A508   90,158,497 2,087,002 SH   SOLE   0 0 2,087,002
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   14,150,740 90,885 SH   SOLE   0 0 90,885
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   11,445,807 139,042 SH   SOLE   0 0 139,042
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   67,416,748 927,456 SH   SOLE   0 0 927,456
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   13,488,317 178,488 SH   SOLE   0 0 178,488
VANGUARD INDEX FDS LARGE CAP ETF 922908637   216,262 1,067 SH   SOLE   0 0 1,067
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,590,198 42,966 SH   SOLE   0 0 42,966
VANGUARD INDEX FDS VALUE ETF 922908744   7,510,348 52,853 SH   SOLE   0 0 52,853
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,086,521 4,932 SH   SOLE   0 0 4,932
VANGUARD INDEX FDS SMALL CP ETF 922908751   954,521 4,799 SH   SOLE   0 0 4,799
VANGUARD INDEX FDS MID CAP ETF 922908629   846,526 3,845 SH   SOLE   0 0 3,845
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   9,793,262 70,771 SH   SOLE   0 0 70,771
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   98,959,599 242,977 SH   SOLE   0 0 242,977
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,366,881 26,402 SH   SOLE   0 0 26,402
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,964,158 72,865 SH   SOLE   0 0 72,865
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   450,103 4,641 SH   SOLE   0 0 4,641
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,109,816 107,757 SH   SOLE   0 0 107,757
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   53,685,532 1,069,007 SH   SOLE   0 0 1,069,007
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   355,691 4,501 SH   SOLE   0 0 4,501
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,339,851 109,819 SH   SOLE   0 0 109,819
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   37,923,147 501,231 SH   SOLE   0 0 501,231
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   610,742 3,760 SH   SOLE   0 0 3,760
WISDOMTREE TR US LARGECAP DIVD 97717W307   257,328 4,046 SH   SOLE   0 0 4,046