The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADAMS DIVERSIFIED EQUITY FD COM 006212104   255,644 15,208 SH   SOLE   0 0 15,208
AMAZON COM INC COM 023135106   1,774,852 13,615 SH   SOLE   0 0 13,615
AMERICAN ELEC PWR CO INC COM 025537101   430,441 5,112 SH   SOLE   0 0 5,112
AMERICAN EXPRESS CO COM 025816109   313,038 1,797 SH   SOLE   0 0 1,797
AMERICAN WTR WKS CO INC NEW COM 030420103   634,960 4,448 SH   SOLE   0 0 4,448
APPLE INC COM 037833100   3,013,896 15,538 SH   SOLE   0 0 15,538
BECTON DICKINSON & CO COM 075887109   404,992 1,534 SH   SOLE   0 0 1,534
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,128,299 15,039 SH   SOLE   0 0 15,039
CHEVRON CORP NEW COM 166764100   568,021 3,610 SH   SOLE   0 0 3,610
CINCINNATI FINL CORP COM 172062101   319,299 3,281 SH   SOLE   0 0 3,281
CINTAS CORP COM 172908105   945,191 1,901 SH   SOLE   0 0 1,901
CITIZENS FINL GROUP INC COM 174610105   223,273 8,561 SH   SOLE   0 0 8,561
COCA COLA CO COM 191216100   475,076 7,889 SH   SOLE   0 0 7,889
CONAGRA BRANDS INC COM 205887102   256,846 7,617 SH   SOLE   0 0 7,617
DANAHER CORPORATION COM 235851102   430,946 1,796 SH   SOLE   0 0 1,796
DISNEY WALT CO COM 254687106   350,692 3,928 SH   SOLE   0 0 3,928
EMERSON ELEC CO COM 291011104   370,328 4,097 SH   SOLE   0 0 4,097
FIFTH THIRD BANCORP COM 316773100   313,603 11,965 SH   SOLE   0 0 11,965
FIRST HORIZON CORPORATION COM 320517105   135,443 12,018 SH   SOLE   0 0 12,018
GENERAL MLS INC COM 370334104   328,123 4,278 SH   SOLE   0 0 4,278
GENUINE PARTS CO COM 372460105   628,351 3,713 SH   SOLE   0 0 3,713
GILEAD SCIENCES INC COM 375558103   264,351 3,430 SH   SOLE   0 0 3,430
HARTFORD FINL SVCS GROUP INC COM 416515104   481,310 6,683 SH   SOLE   0 0 6,683
HOME DEPOT INC COM 437076102   1,030,886 3,319 SH   SOLE   0 0 3,319
HUNTINGTON BANCSHARES INC COM 446150104   275,915 25,595 SH   SOLE   0 0 25,595
INTERNATIONAL BUSINESS MACHS COM 459200101   257,852 1,927 SH   SOLE   0 0 1,927
INTERNATIONAL PAPER CO COM 460146103   533,995 16,787 SH   SOLE   0 0 16,787
INTERPUBLIC GROUP COS INC COM 460690100   228,934 5,934 SH   SOLE   0 0 5,934
ISHARES TR SELECT DIVID ETF 464287168   582,971 5,145 SH   SOLE   0 0 5,145
ISHARES TR CORE S&P500 ETF 464287200   474,236 1,064 SH   SOLE   0 0 1,064
ISHARES TR CORE US AGGBD ET 464287226   582,313 5,945 SH   SOLE   0 0 5,945
ISHARES TR MSCI EMG MKT ETF 464287234   410,198 10,369 SH   SOLE   0 0 10,369
ISHARES TR IBOXX INV CP ETF 464287242   305,613 2,826 SH   SOLE   0 0 2,826
ISHARES TR MSCI EAFE ETF 464287465   916,473 12,641 SH   SOLE   0 0 12,641
ISHARES TR RUS MDCP VAL ETF 464287473   337,539 3,073 SH   SOLE   0 0 3,073
ISHARES TR RUSSELL 2000 ETF 464287655   261,804 1,398 SH   SOLE   0 0 1,398
ISHARES TR JPMORGAN USD EMG 464288281   393,942 4,552 SH   SOLE   0 0 4,552
ISHARES TR IBOXX HI YD ETF 464288513   597,633 7,961 SH   SOLE   0 0 7,961
ISHARES TR 3 7 YR TREAS BD 464288661   209,543 1,818 SH   SOLE   0 0 1,818
JOHNSON & JOHNSON COM 478160104   420,918 2,543 SH   SOLE   0 0 2,543
KIMBERLY-CLARK CORP COM 494368103   411,143 2,978 SH   SOLE   0 0 2,978
LOCKHEED MARTIN CORP COM 539830109   806,498 1,752 SH   SOLE   0 0 1,752
MCDONALDS CORP COM 580135101   1,169,542 3,919 SH   SOLE   0 0 3,919
MICROSOFT CORP COM 594918104   3,495,242 10,264 SH   SOLE   0 0 10,264
NNN REIT INC COM 637417106   463,373 10,829 SH   SOLE   0 0 10,829
NORTHROP GRUMMAN CORP COM 666807102   625,460 1,372 SH   SOLE   0 0 1,372
OGE ENERGY CORP COM 670837103   365,026 10,165 SH   SOLE   0 0 10,165
OLD DOMINION FREIGHT LINE IN COM 679580100   447,398 1,210 SH   SOLE   0 0 1,210
ONEOK INC NEW COM 682680103   362,852 5,879 SH   SOLE   0 0 5,879
PAYCHEX INC COM 704326107   336,498 3,008 SH   SOLE   0 0 3,008
PEPSICO INC COM 713448108   1,031,268 5,568 SH   SOLE   0 0 5,568
PFIZER INC COM 717081103   640,800 17,470 SH   SOLE   0 0 17,470
PHILIP MORRIS INTL INC COM 718172109   646,344 6,621 SH   SOLE   0 0 6,621
PROCTER AND GAMBLE CO COM 742718109   786,455 5,183 SH   SOLE   0 0 5,183
ROPER TECHNOLOGIES INC COM 776696106   542,343 1,128 SH   SOLE   0 0 1,128
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   349,841 6,767 SH   SOLE   0 0 6,767
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,625,419 69,227 SH   SOLE   0 0 69,227
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   239,629 3,374 SH   SOLE   0 0 3,374
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   338,933 7,921 SH   SOLE   0 0 7,921
SONOCO PRODS CO COM 835495102   630,157 10,677 SH   SOLE   0 0 10,677
SOUTHERN CO COM 842587107   252,057 3,588 SH   SOLE   0 0 3,588
STARBUCKS CORP COM 855244109   319,766 3,228 SH   SOLE   0 0 3,228
SYNOPSYS INC COM 871607107   310,448 713 SH   SOLE   0 0 713
TJX COS INC NEW COM 872540109   217,153 2,561 SH   SOLE   0 0 2,561
T-MOBILE US INC COM 872590104   802,981 5,781 SH   SOLE   0 0 5,781
THERMO FISHER SCIENTIFIC INC COM 883556102   1,083,368 2,076 SH   SOLE   0 0 2,076
UGI CORP NEW COM 902681105   292,517 10,846 SH   SOLE   0 0 10,846
UNILEVER PLC SPON ADR NEW 904767704   269,253 5,165 SH   SOLE   0 0 5,165
VANGUARD WORLD FD MEGA GRWTH IND 921910816   750,436 3,189 SH   SOLE   0 0 3,189
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   593,715 5,722 SH   SOLE   0 0 5,722
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   936,900 20,288 SH   SOLE   0 0 20,288
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   28,179,631 69,190 SH   SOLE   0 0 69,190
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   632,397 4,570 SH   SOLE   0 0 4,570
VANGUARD INDEX FDS SM CP VAL ETF 922908611   244,131 1,476 SH   SOLE   0 0 1,476
VANGUARD INDEX FDS GROWTH ETF 922908736   4,718,365 16,675 SH   SOLE   0 0 16,675
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,632,522 18,264 SH   SOLE   0 0 18,264
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,969,831 13,482 SH   SOLE   0 0 13,482
VICI PPTYS INC COM 925652109   294,845 9,381 SH   SOLE   0 0 9,381
WALMART INC COM 931142103   1,138,137 7,241 SH   SOLE   0 0 7,241
WILLIAMS COS INC COM 969457100   794,182 24,339 SH   SOLE   0 0 24,339
QUANTA SVCS INC COM 74762E102   241,438 1,229 SH   SOLE   0 0 1,229
EDWARDS LIFESCIENCES CORP COM 28176E108   489,007 5,184 SH   SOLE   0 0 5,184
AT&T INC COM 00206R102   545,214 34,183 SH   SOLE   0 0 34,183
ADOBE SYSTEMS INCORPORATED COM 00724F101   982,870 2,010 SH   SOLE   0 0 2,010
ALPHABET INC CAP STK CL C 02079K107   218,472 1,806 SH   SOLE   0 0 1,806
ALPHABET INC CAP STK CL A 02079K305   1,713,985 14,319 SH   SOLE   0 0 14,319
ALTRIA GROUP INC COM 02209S103   564,106 12,453 SH   SOLE   0 0 12,453
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   693,402 12,225 SH   SOLE   0 0 12,225
ARES CAPITAL CORP COM 04010L103   659,642 35,106 SH   SOLE   0 0 35,106
AVANGRID INC COM 05351W103   254,374 6,751 SH   SOLE   0 0 6,751
BCE INC COM NEW 05534B760   308,690 6,771 SH   SOLE   0 0 6,771
BLACKSTONE MTG TR INC COM CL A 09257W100   265,848 12,775 SH   SOLE   0 0 12,775
BROADCOM INC COM 11135F101   1,272,892 1,467 SH   SOLE   0 0 1,467
CME GROUP INC COM 12572Q105   486,374 2,625 SH   SOLE   0 0 2,625
CINGULATE INC COMMON STOCK 17248W105   11,067 11,900 SH   SOLE   0 0 11,900
CISCO SYS INC COM 17275R102   633,069 12,236 SH   SOLE   0 0 12,236
COMCAST CORP NEW CL A 20030N101   461,636 11,110 SH   SOLE   0 0 11,110
CONOCOPHILLIPS COM 20825C104   280,347 2,706 SH   SOLE   0 0 2,706
COSTCO WHSL CORP NEW COM 22160K105   863,176 1,603 SH   SOLE   0 0 1,603
CROWN CASTLE INC COM 22822V101   497,576 4,367 SH   SOLE   0 0 4,367
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,632,245 63,078 SH   SOLE   0 0 63,078
DOMINION ENERGY INC COM 25746U109   608,947 11,758 SH   SOLE   0 0 11,758
DUKE ENERGY CORP NEW COM NEW 26441C204   342,987 3,822 SH   SOLE   0 0 3,822
EOG RES INC COM 26875P101   546,111 4,772 SH   SOLE   0 0 4,772
ENTERGY CORP NEW COM 29364G103   271,955 2,793 SH   SOLE   0 0 2,793
EQUINIX INC COM 29444U700   620,881 792 SH   SOLE   0 0 792
EVERSOURCE ENERGY COM 30040W108   337,469 4,758 SH   SOLE   0 0 4,758
EXXON MOBIL CORP COM 30231G102   303,894 2,834 SH   SOLE   0 0 2,834
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   447,293 9,874 SH   SOLE   0 0 9,874
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   279,299 5,859 SH   SOLE   0 0 5,859
HCA HEALTHCARE INC COM 40412C101   740,795 2,441 SH   SOLE   0 0 2,441
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   988,249 46,970 SH   SOLE   0 0 46,970
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   515,417 10,523 SH   SOLE   0 0 10,523
ISHARES TR US TREAS BD ETF 46429B267   319,364 13,946 SH   SOLE   0 0 13,946
ISHARES TR MSCI USA MIN VOL 46429B697   2,115,358 28,459 SH   SOLE   0 0 28,459
ISHARES TR CORE MSCI EAFE 46432F842   1,347,233 19,959 SH   SOLE   0 0 19,959
ISHARES INC CORE MSCI EMKT 46434G103   380,421 7,718 SH   SOLE   0 0 7,718
ISHARES TR 0-5YR HI YL CP 46434V407   558,332 13,470 SH   SOLE   0 0 13,470
ISHARES TR BLACKROCK ULTRA 46434V878   420,408 8,358 SH   SOLE   0 0 8,358
ISHARES TR RUSEL 2500 ETF 46435G268   1,153,021 20,063 SH   SOLE   0 0 20,063
ISHARES TR BROAD USD HIGH 46435U853   329,914 9,346 SH   SOLE   0 0 9,346
JPMORGAN CHASE & CO COM 46625H100   1,061,096 7,296 SH   SOLE   0 0 7,296
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   2,474,278 55,878 SH   SOLE   0 0 55,878
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,563,545 110,960 SH   SOLE   0 0 110,960
MARATHON PETE CORP COM 56585A102   455,790 3,909 SH   SOLE   0 0 3,909
MASTERCARD INCORPORATED CL A 57636Q104   1,089,016 2,769 SH   SOLE   0 0 2,769
MERCK & CO INC COM 58933Y105   901,933 7,816 SH   SOLE   0 0 7,816
METLIFE INC COM 59156R108   353,878 6,260 SH   SOLE   0 0 6,260
MID-AMER APT CMNTYS INC COM 59522J103   378,188 2,490 SH   SOLE   0 0 2,490
NATIONAL HEALTH INVS INC COM 63633D104   314,573 6,001 SH   SOLE   0 0 6,001
NEXTERA ENERGY INC COM 65339F101   599,982 8,086 SH   SOLE   0 0 8,086
NVIDIA CORPORATION COM 67066G104   342,647 810 SH   SOLE   0 0 810
PAYPAL HLDGS INC COM 70450Y103   334,385 5,011 SH   SOLE   0 0 5,011
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   425,477 4,265 SH   SOLE   0 0 4,265
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   684,381 9,024 SH   SOLE   0 0 9,024
PROLOGIS INC. COM 74340W103   589,626 4,808 SH   SOLE   0 0 4,808
S&P GLOBAL INC COM 78409V104   448,997 1,120 SH   SOLE   0 0 1,120
SPDR S&P 500 ETF TR TR UNIT 78462F103   260,354 587 SH   SOLE   0 0 587
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   834,061 24,260 SH   SOLE   0 0 24,260
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,250,217 20,492 SH   SOLE   0 0 20,492
SPDR SER TR PORTFOLIO S&P500 78464A854   1,557,334 29,886 SH   SOLE   0 0 29,886
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   250,090 5,973 SH   SOLE   0 0 5,973
STARWOOD PPTY TR INC COM 85571B105   215,127 11,089 SH   SOLE   0 0 11,089
TRUIST FINL CORP COM 89832Q109   260,191 8,573 SH   SOLE   0 0 8,573
UNITEDHEALTH GROUP INC COM 91324P102   1,531,491 3,186 SH   SOLE   0 0 3,186
VALERO ENERGY CORP COM 91913Y100   270,846 2,309 SH   SOLE   0 0 2,309
VANECK ETF TRUST EMERGING MRKT HI 92189F353   310,716 16,979 SH   SOLE   0 0 16,979
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   303,009 5,902 SH   SOLE   0 0 5,902
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   415,149 5,867 SH   SOLE   0 0 5,867
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   228,249 4,963 SH   SOLE   0 0 4,963
VERIZON COMMUNICATIONS INC COM 92343V104   378,618 10,181 SH   SOLE   0 0 10,181
VISA INC COM CL A 92826C839   1,021,597 4,302 SH   SOLE   0 0 4,302
WP CAREY INC COM 92936U109   303,548 4,493 SH   SOLE   0 0 4,493
ZOETIS INC CL A 98978V103   503,863 2,926 SH   SOLE   0 0 2,926
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   503,912 1,633 SH   SOLE   0 0 1,633
MEDTRONIC PLC SHS G5960L103   496,444 5,635 SH   SOLE   0 0 5,635
TRANE TECHNOLOGIES PLC SHS G8994E103   477,577 2,497 SH   SOLE   0 0 2,497
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,025,522 1,415 SH   SOLE   0 0 1,415
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   258,043 2,810 SH   SOLE   0 0 2,810
NXP SEMICONDUCTORS N V COM N6596X109   605,444 2,958 SH   SOLE   0 0 2,958