The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   706,267 5,242 SH   SOLE   5,242 0 0
ADVENT CONV & INCOME FD COM 00764C109   703,491 60,025 SH   SOLE   60,025 0 0
AIR PRODS & CHEMS INC COM 009158106   324,543 1,084 SH   SOLE   1,084 0 0
AMAZON COM INC COM 023135106   341,543 2,620 SH   SOLE   2,620 0 0
AMBEV SA SPONSORED ADR 02319V103   93,336 29,351 SH   SOLE   29,351 0 0
AMGEN INC COM 031162100   309,668 1,395 SH   SOLE   1,395 0 0
APPLE INC COM 037833100   2,936,083 15,137 SH   SOLE   15,137 0 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102   600,389 8,173 SH   SOLE   8,173 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   726,270 74,185 SH   SOLE   74,185 0 0
BLACKSTONE INC COM 09260D107   451,270 4,854 SH   SOLE   4,854 0 0
BNY MELLON STRATEGIC MUN BD COM 09662E109   142,437 24,989 SH   SOLE   24,989 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   917,611 18,270 SH   SOLE   18,270 0 0
BROADCOM INC COM 11135F101   397,194 458 SH   SOLE   458 0 0
CAPITAL ONE FINL CORP COM 14040H105   427,717 3,911 SH   SOLE   3,911 0 0
CISCO SYS INC COM 17275R102   552,614 10,681 SH   SOLE   10,681 0 0
COCA COLA CO COM 191216100   435,741 7,236 SH   SOLE   7,236 0 0
EA SERIES TRUST US QUAN MOMENTUM 02072L409   621,243 13,371 SH   SOLE   13,371 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105   135,615 16,498 SH   SOLE   16,498 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108   91,888 11,602 SH   SOLE   11,602 0 0
EXELON CORP COM 30161N101   306,418 7,521 SH   SOLE   7,521 0 0
EXXON MOBIL CORP COM 30231G102   937,199 8,738 SH   SOLE   8,738 0 0
FLOWERS FOODS INC COM 343498101   602,080 24,199 SH   SOLE   24,199 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744   216,806 8,015 SH   SOLE   8,015 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN HDG 35473P637   322,230 10,462 SH   SOLE   10,462 0 0
GENERAL DYNAMICS CORP COM 369550108   497,149 2,311 SH   SOLE   2,311 0 0
HIGHLAND OPPORTUNITIES HIGHLAND INCOME 43010E404   458,811 50,810 SH   SOLE   50,810 0 0
HOME DEPOT INC COM 437076102   486,206 1,565 SH   SOLE   1,565 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   465,187 13,594 SH   SOLE   13,594 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   210,585 6,434 SH   SOLE   6,434 0 0
INTEL CORP COM 458140100   517,250 15,468 SH   SOLE   15,468 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   335,353 3,749 SH   SOLE   3,749 0 0
ISHARES TR EAFE SML CP ETF 464288273   4,344,155 73,655 SH   SOLE   73,618 37 0
ISHARES TR MSCI USA MMENTM 46432F396   18,965,759 131,478 SH   SOLE   131,299 179 0
ISHARES TR MSCI USA QLT FCT 46432F339   9,185,438 68,106 SH   SOLE   68,017 89 0
ISHARES TR MSCI USA MIN VOL 46429B697   430,990 5,798 SH   SOLE   5,798 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,746,424 17,526 SH   SOLE   17,526 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,977,173 30,429 SH   SOLE   30,429 0 0
ISHARES TR EAFE GRWTH ETF 464288885   388,510 4,072 SH   SOLE   4,072 0 0
ISHARES TR EAFE VALUE ETF 464288877   609,841 12,461 SH   SOLE   12,461 0 0
ISHARES TR MSCI USA VALUE 46432F388   456,324 4,865 SH   SOLE   4,865 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   1,023,091 10,591 SH   SOLE   10,591 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,078,264 11,064 SH   SOLE   11,064 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   279,819 2,867 SH   SOLE   2,867 0 0
ISHARES TR CORE S&P500 ETF 464287200   557,421 1,251 SH   SOLE   1,251 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   336,965 4,781 SH   SOLE   4,781 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   465,112 1,690 SH   SOLE   1,690 0 0
ISHARES TR S&P 500 VAL ETF 464287408   217,281 1,348 SH   SOLE   1,348 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   447,922 2,838 SH   SOLE   2,838 0 0
JOHNSON & JOHNSON COM 478160104   1,891,710 11,429 SH   SOLE   11,429 0 0
JPMORGAN CHASE & CO COM 46625H100   402,834 2,770 SH   SOLE   2,770 0 0
MCDONALDS CORP COM 580135101   655,785 2,198 SH   SOLE   2,198 0 0
MEDTRONIC PLC SHS G5960L103   454,734 5,162 SH   SOLE   5,162 0 0
MICROSOFT CORP COM 594918104   1,461,761 4,292 SH   SOLE   4,292 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105   178,995 16,376 SH   SOLE   16,376 0 0
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   141,646 12,148 SH   SOLE   12,148 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   152,292 13,513 SH   SOLE   13,513 0 0
NVIDIA CORPORATION COM 67066G104   290,045 686 SH   SOLE   686 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100   525,137 42,282 SH   SOLE   42,282 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   308,073 3,248 SH   SOLE   3,248 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   391,376 4,151 SH   SOLE   4,151 0 0
PROSHARES TR BITCOIN STRATE 74347G440   525,446 30,945 SH   SOLE   30,945 0 0
QUALCOMM INC COM 747525103   229,591 1,929 SH   SOLE   1,929 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   30,545,204 420,617 SH   SOLE   420,213 404 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   865,043 16,499 SH   SOLE   16,499 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   357,718 2,695 SH   SOLE   2,695 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   206,578 2,785 SH   SOLE   2,785 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   590,208 18,138 SH   SOLE   18,138 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   221,726 500 SH   SOLE   500 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   14,830,372 272,417 SH   SOLE   272,142 275 0
SPDR SER TR PORTFOLIO S&P600 78468R853   8,056,775 207,435 SH   SOLE   207,426 9 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,462,267 97,054 SH   SOLE   97,054 0 0
SYSCO CORP COM 871829107   728,424 9,817 SH   SOLE   9,817 0 0
UNION PAC CORP COM 907818108   252,092 1,232 SH   SOLE   1,232 0 0
UNITED PARCEL SERVICE INC CL B 911312106   326,035 1,819 SH   SOLE   1,819 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   10,255,866 406,173 SH   SOLE   406,173 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   477,327 2,167 SH   SOLE   2,167 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   11,995,006 48,995 SH   SOLE   48,983 12 0
VERIZON COMMUNICATIONS INC COM 92343V104   823,125 22,133 SH   SOLE   22,133 0 0
VIRTUS DIVIDEND INTEREST & P COM 92840R101   1,541,035 126,211 SH   SOLE   126,211 0 0
WALMART INC COM 931142103   234,827 1,494 SH   SOLE   1,494 0 0
WATSCO INC COM 942622200   225,136 590 SH   SOLE   590 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   382,470 1,000 SH   SOLE   1,000 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   283,654 5,637 SH   SOLE   5,637 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   308,948 8,111 SH   SOLE   8,111 0 0