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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   220,961 1,640 SH   SOLE   0 0 1,640
ABBVIE INC COM 00287Y109   21,423 159 SH   DFND 1 0 159 0
ALPHABET INC CAP STK CL A 02079K305   8,140 68 SH   DFND 1 0 68 0
ALPHABET INC CAP STK CL A 02079K305   627,228 5,240 SH   SOLE   0 0 5,240
AMAZON COM INC COM 023135106   11,993 92 SH   DFND 1 0 92 0
AMAZON COM INC COM 023135106   1,304,774 10,009 SH   SOLE   0 0 10,009
AMERICAN AIRLS GROUP INC COM 02376R102   228,736 12,750 SH   SOLE   0 0 12,750
AMERICAN CENTY ETF TR US EQT ETF 025072885   23,867,229 317,427 SH   SOLE   0 0 317,427
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   414,230 6,902 SH   SOLE   0 0 6,902
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   4,464,017 107,958 SH   SOLE   0 0 107,958
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,786,081 51,776 SH   SOLE   0 0 51,776
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   252,345 5,504 SH   SOLE   0 0 5,504
AMERICAN CENTY ETF TR US SML CP VALU 025072877   12,677,004 163,342 SH   SOLE   0 0 163,342
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   240,075 5,500 SH   SOLE   0 0 5,500
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   5,229,288 91,102 SH   SOLE   0 0 91,102
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,782,715 48,345 SH   SOLE   0 0 48,345
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   986,396 24,095 SH   SOLE   0 0 24,095
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,794,854 33,643 SH   SOLE   0 0 33,643
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   399,442 19,962 SH   SOLE   0 0 19,962
APPHARVEST INC COM 03783T103   122,748 331,750 SH   SOLE   0 0 331,750
APPLE INC COM 037833100   4,363,648 22,496 SH   SOLE   0 0 22,496
APPLE INC COM 037833100   12,803 66 SH   DFND 1 0 66 0
ARBOR REALTY TRUST INC COM 038923108   1,021,839 68,950 SH   SOLE   0 0 68,950
ARBUTUS BIOPHARMA CORP COM 03879J100   28,992 12,605 SH   SOLE   0 0 12,605
AT&T INC COM 00206R102   2,651,396 166,233 SH   SOLE   0 0 166,233
AT&T INC COM 00206R102   12,792 802 SH   DFND 1 0 802 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   752,246 2,206 SH   SOLE   0 0 2,206
BLACKROCK INCOME TR INC COM NEW 09247F209   155,156 12,749 SH   SOLE   0 0 12,749
BOEING CO COM 097023105   755,952 3,580 SH   SOLE   0 0 3,580
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   316,200 68,000 SH   SOLE   0 0 68,000
BROADCOM INC COM 11135F101   14,746 17 SH   DFND 1 0 17 0
BROADCOM INC COM 11135F101   430,244 496 SH   SOLE   0 0 496
CARNIVAL CORP COMMON STOCK 143658300   321,560 17,077 SH   SOLE   0 0 17,077
CERENCE INC COM 156727109   1,010,692 34,577 SH   SOLE   0 0 34,577
COCA COLA CO COM 191216100   214,866 3,568 SH   SOLE   0 0 3,568
COCA COLA CO COM 191216100   18,126 301 SH   DFND 1 0 301 0
COSTCO WHSL CORP NEW COM 22160K105   201,893 375 SH   SOLE   0 0 375
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,147,073 37,014 SH   SOLE   0 0 37,014
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,485,187 54,363 SH   SOLE   0 0 54,363
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   775,719 33,066 SH   SOLE   0 0 33,066
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   541,038 13,097 SH   SOLE   0 0 13,097
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   953,246 20,549 SH   SOLE   0 0 20,549
EATON VANCE LTD DURATION INC COM 27828H105   95,940 10,250 SH   SOLE   0 0 10,250
EMERSON ELEC CO COM 291011104   215,129 2,380 SH   SOLE   0 0 2,380
EMERSON ELEC CO COM 291011104   9,492 105 SH   DFND 1 0 105 0
EXXON MOBIL CORP COM 30231G102   39,897 372 SH   DFND 1 0 372 0
EXXON MOBIL CORP COM 30231G102   985,810 9,192 SH   SOLE   0 0 9,192
FIRST HORIZON CORPORATION COM 320517105   328,848 29,179 SH   SOLE   0 0 29,179
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   512,736 22,518 SH   SOLE   0 0 22,518
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184   1,288,737 40,539 SH   SOLE   0 0 40,539
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176   659,870 5,736 SH   SOLE   0 0 5,736
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   1,266,818 14,303 SH   SOLE   0 0 14,303
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168   512,557 7,985 SH   SOLE   0 0 7,985
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150   1,166,289 19,409 SH   SOLE   0 0 19,409
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119   423,578 6,761 SH   SOLE   0 0 6,761
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102   275,444 4,252 SH   SOLE   0 0 4,252
FIRST TR EXCHANGE-TRADED FD NASDQ SEMCNDTR 33738R811   955,298 13,419 SH   SOLE   0 0 13,419
FIRST TR EXCHANGE-TRADED FD NASDQ PHRMTCLS 33738R837   1,026,339 39,193 SH   SOLE   0 0 39,193
FIRST TR EXCHANGE-TRADED FD NASDQ FOD BVRG 33738R852   1,076,250 41,047 SH   SOLE   0 0 41,047
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   254,816 5,432 SH   SOLE   0 0 5,432
FIRST TR EXCHANGE-TRADED FD NASDAQ 100 EX 33733E401   1,002,892 11,891 SH   SOLE   0 0 11,891
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   970,754 6,339 SH   SOLE   0 0 6,339
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   839,239 5,149 SH   SOLE   0 0 5,149
FIRST TR EXCHNG TRADED FD VI VEST US DEEP 33740F854   282,585 8,304 SH   SOLE   0 0 8,304
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F698   259,341 7,474 SH   SOLE   0 0 7,474
FIRST TR MORNINGSTAR DIVID L SHS 336917109   404,788 11,902 SH   SOLE   0 0 11,902
FIRST TR NASDAQ 100 TECH IND SHS 337345102   898,560 6,106 SH   SOLE   0 0 6,106
FIRST TR VALUE LINE DIVID IN SHS 33734H106   232,361 5,796 SH   SOLE   0 0 5,796
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   466,542 4,606 SH   SOLE   0 0 4,606
GLOBAL MED REIT INC COM NEW 37954A204   130,104 14,250 SH   SOLE   0 0 14,250
HOME DEPOT INC COM 437076102   508,828 1,638 SH   SOLE   0 0 1,638
HOME DEPOT INC COM 437076102   36,034 116 SH   DFND 1 0 116 0
HORMEL FOODS CORP COM 440452100   4,981,006 123,844 SH   SOLE   0 0 123,844
HP INC COM 40434L105   223,473 7,277 SH   SOLE   0 0 7,277
INTERNATIONAL BUSINESS MACHS COM 459200101   10,437 78 SH   DFND 1 0 78 0
INTERNATIONAL BUSINESS MACHS COM 459200101   439,164 3,282 SH   SOLE   0 0 3,282
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742   213,188 5,260 SH   SOLE   0 0 5,260
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   566,214 1,619 SH   SOLE   0 0 1,619
INVESCO EXCHANGE TRADED FD T DYNMC FOOD BEV 46137V753   258,520 5,688 SH   SOLE   0 0 5,688
INVESCO EXCHANGE TRADED FD T DWA TECHNOLOGY 46137V811   218,933 1,487 SH   SOLE   0 0 1,487
INVESCO EXCHANGE TRADED FD T DWA ENERGY MNT 46137V878   210,958 5,338 SH   SOLE   0 0 5,338
INVESCO QQQ TR UNIT SER 1 46090E103   707,810 1,916 SH   SOLE   0 0 1,916
ISHARES TR CORE S&P SCP ETF 464287804   480,214 4,819 SH   SOLE   0 0 4,819
ISHARES TR LATN AMER 40 ETF 464287390   527,970 19,432 SH   SOLE   0 0 19,432
ISHARES TR MSCI EAFE ETF 464287465   683,006 9,421 SH   SOLE   0 0 9,421
ISHARES TR ROBOTICS ARTIF 46435U556   215,485 6,522 SH   SOLE   0 0 6,522
ISHARES TR TIPS BD ETF 464287176   275,938 2,564 SH   SOLE   0 0 2,564
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   240,082 4,740 SH   SOLE   0 0 4,740
JOHNSON & JOHNSON COM 478160104   36,747 222 SH   DFND 1 0 222 0
JOHNSON & JOHNSON COM 478160104   257,697 1,557 SH   SOLE   0 0 1,557
JPMORGAN CHASE & CO COM 46625H100   42,759 294 SH   DFND 1 0 294 0
JPMORGAN CHASE & CO COM 46625H100   297,134 2,043 SH   SOLE   0 0 2,043
LEMONADE INC COM 52567D107   283,081 16,800 SH   SOLE   0 0 16,800
MFS HIGH YIELD MUN TR SH BEN INT 59318E102   64,400 20,000 SH   SOLE   0 0 20,000
MICROSOFT CORP COM 594918104   1,369,992 4,023 SH   SOLE   0 0 4,023
MICROSOFT CORP COM 594918104   49,377 145 SH   DFND 1 0 145 0
NIO INC SPON ADS 62914V106   1,964,600 202,745 SH   SOLE   0 0 202,745
NUVEEN AMT FREE MUN CR INC F COM 67071L106   139,592 11,931 SH   SOLE   0 0 11,931
PROCTER AND GAMBLE CO COM 742718109   40,667 268 SH   DFND 1 0 268 0
PROCTER AND GAMBLE CO COM 742718109   282,541 1,862 SH   SOLE   0 0 1,862
PROSHARES TR ULTRAPRO QQQ 74347X831   234,290 5,714 SH   SOLE   0 0 5,714
PROSHARES TR ULTRPRO S&P500 74347X864   344,263 7,266 SH   SOLE   0 0 7,266
PROSPECT CAP CORP COM 74348T102   112,220 18,100 SH   SOLE   0 0 18,100
PRUDENTIAL FINL INC COM 744320102   21,878 248 SH   DFND 1 0 248 0
PRUDENTIAL FINL INC COM 744320102   926,310 10,500 SH   SOLE   0 0 10,500
REGIONS FINANCIAL CORP NEW COM 7591EP100   410,608 23,042 SH   SOLE   0 0 23,042
RIO TINTO PLC SPONSORED ADR 767204100   252,807 3,960 SH   SOLE   0 0 3,960
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   348,070 2,002 SH   SOLE   0 0 2,002
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   241,864 3,696 SH   SOLE   0 0 3,696
SHERWIN WILLIAMS CO COM 824348106   233,392 879 SH   SOLE   0 0 879
SHOPIFY INC CL A 82509L107   981,920 15,200 SH   SOLE   0 0 15,200
SNOWFLAKE INC CL A 833445109   1,584 9 SH   DFND 1 0 9 0
SNOWFLAKE INC CL A 833445109   634,058 3,603 SH   SOLE   0 0 3,603
SOUTHERN CO COM 842587107   21,428 305 SH   DFND 1 0 305 0
SOUTHERN CO COM 842587107   276,205 3,932 SH   SOLE   0 0 3,932
SPDR GOLD TR GOLD SHS 78463V107   937,342 5,258 SH   SOLE   0 0 5,258
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,407,898 5,432 SH   SOLE   0 0 5,432
STARWOOD PPTY TR INC COM 85571B105   592,088 30,520 SH   SOLE   0 0 30,520
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   405,571 14,547 SH   SOLE   0 0 14,547
TESLA INC COM 88160R101   294,232 1,124 SH   SOLE   0 0 1,124
TESLA INC COM 88160R101   5,759 22 SH   DFND 1 0 22 0
THERMO FISHER SCIENTIFIC INC COM 883556102   206,614 396 SH   SOLE   0 0 396
THERMO FISHER SCIENTIFIC INC COM 883556102   3,131 6 SH   DFND 1 0 6 0
UPSTART HLDGS INC COM 91680M107   2,861,937 79,920 SH   SOLE   0 0 79,920
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR 90290N109   504,614 25,563 SH   SOLE   0 0 25,563
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,504,389 34,454 SH   DFND 1 0 34,454 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,796 121 SH   SOLE   0 0 121
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   610,598 8,150 SH   SOLE   0 0 8,150
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,088,164 22,262 SH   DFND 1 0 22,262 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   273,077 1,373 SH   SOLE   0 0 1,373
VANGUARD INDEX FDS TOTAL STK MKT 922908769   91,292 414 SH   SOLE   0 0 414
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,776,148 4,361 SH   SOLE   0 0 4,361
VANGUARD INDEX FDS MID CAP ETF 922908629   272,340 1,237 SH   SOLE   0 0 1,237
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,689,548 7,671 SH   DFND 1 0 7,671 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   238,899 1,161 SH   SOLE   0 0 1,161
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   206,463 1,492 SH   SOLE   0 0 1,492
VANGUARD STAR FDS VG TL INTL STK F 921909768   59,276 1,057 SH   SOLE   0 0 1,057
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,057,500 18,858 SH   DFND 1 0 18,858 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   239,614 2,259 SH   SOLE   0 0 2,259
VANGUARD WORLD FDS ENERGY ETF 92204A306   320,159 2,836 SH   SOLE   0 0 2,836
VANGUARD WORLD FDS INF TECH ETF 92204A702   825,953 1,868 SH   SOLE   0 0 1,868
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   217,863 1,060 SH   SOLE   0 0 1,060
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   254,342 1,308 SH   SOLE   0 0 1,308
VERIZON COMMUNICATIONS INC COM 92343V104   23,393 629 SH   DFND 1 0 629 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,504,272 40,448 SH   SOLE   0 0 40,448
WALMART INC COM 931142103   38,508 245 SH   DFND 1 0 245 0
WALMART INC COM 931142103   1,278,767 8,136 SH   SOLE   0 0 8,136
WEST PHARMACEUTICAL SVSC INC COM 955306105   203,092 531 SH   SOLE   0 0 531