The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   283,255 2,830 SH   SOLE   0 0 2,830
ABBOTT LABS COM COM 002824100   680,721 6,244 SH   SOLE   0 0 6,244
ABBVIE INC COM COM 00287Y109   871,434 6,468 SH   SOLE   0 0 6,468
Alliant Energy COM 018802108   341,225 6,502 SH   SOLE   0 0 6,502
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305   907,925 7,585 SH   SOLE   0 0 7,585
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107   797,192 6,590 SH   SOLE   0 0 6,590
Amazon Com Inc COM 023135106   2,457,156 18,849 SH   SOLE   0 0 18,849
Amgen COM 031162100   382,096 1,721 SH   SOLE   0 0 1,721
Apple Inc COM 037833100   3,686,630 19,006 SH   SOLE   0 0 19,006
Berkshire Hathaway B CL B NEW 084670702   1,890,504 5,544 SH   SOLE   0 0 5,544
BNY MELLON US LARGE CAP CORE EQUITY ETF US LRG CP CORE 09661T107   799,172 9,587 SH   SOLE   0 0 9,587
BOEING CO COM 097023105   221,718 1,050 SH   SOLE   0 0 1,050
CF BANKSHARES INC COM 12520L109   276,390 18,426 SH   SOLE   0 0 18,426
CHIPOTLE MEXICAN GRIL COM 169656105   218,178 102 SH   SOLE   0 0 102
COCA COLA CO COM 191216100   709,331 11,779 SH   SOLE   0 0 11,779
Colgate-Palmolive COM 194162103   509,697 6,616 SH   SOLE   0 0 6,616
Comcast Corp A CL A 20030N101   537,491 12,936 SH   SOLE   0 0 12,936
COMMUNITIES FIRST FINL CORP COM 20344D104   234,952 3,858 SH   SOLE   0 0 3,858
COSTCO WHOLESALE CORP COM 22160K105   204,584 380 SH   SOLE   0 0 380
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200   602,457 17,033 SH   SOLE   0 0 17,033
Dimensional ETF TR U S Core Equity 2 ETF US CORE EQUITY 2 25434V708   411,621 15,161 SH   SOLE   0 0 15,161
Dimensional ETF TR World EX U S Core Equity 2 ETF WORLD EX US CORE 25434V880   319,137 13,691 SH   SOLE   0 0 13,691
DTE Energy Co COM 233331107   223,837 2,035 SH   SOLE   0 0 2,035
EATON CORPORATION PLC SHS G29183103   361,578 1,798 SH   SOLE   0 0 1,798
Ecolab COM 278865100   522,919 2,801 SH   SOLE   0 0 2,801
Exxon Mobil Corp COM 30231G102   671,063 6,257 SH   SOLE   0 0 6,257
FIRST TR LOW DURATION OPPOR ETF FST LOW OPPT EFT 33739Q200   845,189 17,730 SH   SOLE   0 0 17,730
GLOBAL X FDS ROBOTICS & ARTIFICIAL INTELL ETF RBTCS ARTFL INTE 37954Y715   435,957 15,169 SH   SOLE   0 0 15,169
Home Depot Inc. COM 437076102   282,682 910 SH   SOLE   0 0 910
Honeywell Intl Inc COM 438516106   614,200 2,960 SH   SOLE   0 0 2,960
Innovator ETFS Equity Buffer ETF January US EQTY BUFR JAN 45782C409   254,873 6,757 SH   SOLE   0 0 6,757
Innovator ETFS S&P 500 Buffer - Jan S&P 500 Power 45782C508   666,844 18,993 SH   SOLE   0 0 18,993
Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797   1,345,929 40,213 SH   SOLE   0 0 40,213
INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV US EQTY BUF NOV 45782C581   219,425 6,459 SH   SOLE   0 0 6,459
Innovator S&P 500 Buffer S&P 500 BUFFER 45782C755   509,423 15,184 SH   SOLE   0 0 15,184
Innovator S&P 500 PWR Buffer COM 45782C870   418,541 13,545 SH   SOLE   0 0 13,545
Innovator S&P 500 Pwr Buffer S&P 500 POWER 45782C573   1,406,994 41,492 SH   SOLE   0 0 41,492
Innovator S&P 500 PWR Buffer ETF Mary COM 45782C318   395,333 13,244 SH   SOLE   0 0 13,244
Innovator S&P 500 Pwr ETF-June COM 45782C748   302,639 9,556 SH   SOLE   0 0 9,556
Innovator S&P 500 PwrBuff Dec S&P 500 PWR BU 45782C540   1,706,332 51,272 SH   SOLE   0 0 51,272
Innovator TR Equity Pwr Buffer July US EQTY PWR BUF 45782C813   371,937 10,869 SH   SOLE   0 0 10,869
Innovator TR Equity Pwr Buffer Sept US EQTY PWR BUF 45782C656   288,666 8,825 SH   SOLE   0 0 8,825
International Business Machines COM 459200101   1,085,199 8,110 SH   SOLE   0 0 8,110
Invesco Clean Energy WILDERHIL CLAN 46137V134   509,525 12,700 SH   SOLE   0 0 12,700
IRON MTN INC COM 46284V101   227,280 4,000 SH   SOLE   0 0 4,000
ISHARES 1-3 R TREAS BD ETF 1 3 YR TREAS BD 464287457   3,419,630 42,176 SH   SOLE   0 0 42,176
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   90,607,692 203,288 SH   SOLE   0 0 203,288
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   32,980,995 126,132 SH   SOLE   0 0 126,132
ISHARES INC ESG AWARE MSCI EM ETF ESG AWR MSCI EM 46434G863   202,875 6,414 SH   SOLE   0 0 6,414
ISHARES INC MSCI EMERGING MKTS ASIA ETF MSCI EM ASIA ETF 464286426   455,173 6,927 SH   SOLE   0 0 6,927
ISHARES INC MSCI EMERGING MKTS EX CHINA ETF MSCI EMRG CHN 46434G764   321,444 6,184 SH   SOLE   0 0 6,184
ISHARES INC MSCI WORLD INDEX FD MSCI WORLD ETF 464286392   496,212 3,985 SH   SOLE   0 0 3,985
IShares MSCI 400 Social ETF COM 464288570   1,125,269 13,369 SH   SOLE   0 0 13,369
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257   3,522,149 36,712 SH   SOLE   0 0 36,712
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   3,362,043 46,373 SH   SOLE   0 0 46,373
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   1,681,775 42,512 SH   SOLE   0 0 42,512
Ishares Russell 1000 ETF RUS 1000 ETF 464287622   5,374,711 22,051 SH   SOLE   0 0 22,051
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   16,014,650 58,197 SH   SOLE   0 0 58,197
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   10,678,380 67,657 SH   SOLE   0 0 67,657
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499   2,002,921 27,426 SH   SOLE   0 0 27,426
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481   577,074 5,972 SH   SOLE   0 0 5,972
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309   1,865,394 26,467 SH   SOLE   0 0 26,467
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408   2,482,810 15,403 SH   SOLE   0 0 15,403
ISHARES TR 3 7 YR TREAS BD ETF 3 7 YR Treas BD 464288661   5,526,948 47,952 SH   SOLE   0 0 47,952
ISHARES TR 7-10 YR TREAS BD ETF 7-10 YR TRSY BD 464287440   4,932,010 51,056 SH   SOLE   0 0 51,056
ISHARES TR BARCLAYS 20 YR TREAS BD ETF 20 YR TR BD ETF 464287432   977,209 9,493 SH   SOLE   0 0 9,493
ISHARES TR BIOTECHNOLOGY ETF ISHARES BIOTECH 464287556   259,760 2,046 SH   SOLE   0 0 2,046
ISHARES TR CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   226,868 3,361 SH   SOLE   0 0 3,361
ISHARES TR CORE S&P U S GROWTH ETF CORE S&P US GWT 464287671   390,560 4,000 SH   SOLE   0 0 4,000
ISHARES TR ESG 1-5 YR CORPORATE BD ETF ESG AWRE 1 5 YR 46435G243   288,689 12,074 SH   SOLE   0 0 12,074
ISHARES TR ESG AWARE U S AGGREGATE BD ETF ESG AWR US AGRGT 46435U549   1,514,770 32,113 SH   SOLE   0 0 32,113
ISHARES TR ESG AWARE USD CORPORATE BD ETF ESG AWRE USD ETF 46435G193   473,401 20,818 SH   SOLE   0 0 20,818
IShares TR Russell 2000 RUSSELL 2000 ETF 464287655   258,994 1,383 SH   SOLE   0 0 1,383
Ishares TR Russell Mid Cap Value RUS MDCP VAL ETF 464287473   855,214 7,786 SH   SOLE   0 0 7,786
IsharesMSCI USA ESG Select ETF MSCI USA ESG SLC 464288802   633,287 6,763 SH   SOLE   0 0 6,763
Johnson & Johnson COM 478160104   846,800 5,116 SH   SOLE   0 0 5,116
JP Morgan Chase COM 46625H100   653,026 4,490 SH   SOLE   0 0 4,490
Lam Research Corp COM 512807108   397,287 618 SH   SOLE   0 0 618
Lilly Eli & Co COM 532457108   498,995 1,064 SH   SOLE   0 0 1,064
MASTERCARD INC CL A COM 57636Q104   217,102 552 SH   SOLE   0 0 552
McDonalds Corp COM 580135101   527,589 1,768 SH   SOLE   0 0 1,768
Merck & Co COM 58933Y105   1,255,905 10,884 SH   SOLE   0 0 10,884
Microsoft Corp COM 594918104   2,275,148 6,681 SH   SOLE   0 0 6,681
Nushares ESG Mid Cap Value NUVEEN ESG MIDVL 67092P508   525,953 17,751 SH   SOLE   0 0 17,751
NUSHARES ETF TR ESG MID-CAP GROWTH ETF NUVEEN ESG MIDCP 67092P409   200,653 5,141 SH   SOLE   0 0 5,141
NVIDIA CORP COM 67066G104   355,337 840 SH   SOLE   0 0 840
Oracle Corp COM 68389X105   512,206 4,301 SH   SOLE   0 0 4,301
PepsiCo COM 713448108   825,399 4,456 SH   SOLE   0 0 4,456
PFIZER INC COM COM 717081103   318,859 8,693 SH   SOLE   0 0 8,693
PowerShares QQQ ETF UNIT SER 1 73935A104   5,249,566 14,210 SH   SOLE   0 0 14,210
PowerShares Water Resources ETF WATER RES PORT 73935X575   1,133,665 20,104 SH   SOLE   0 0 20,104
Proctor & Gamble COM 742718109   1,021,969 6,735 SH   SOLE   0 0 6,735
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101   320,917 3,276 SH   SOLE   0 0 3,276
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106   7,677,686 51,308 SH   SOLE   0 0 51,308
SALESFORCE INC COM 79466L302   319,003 1,510 SH   SOLE   0 0 1,510
Schwab Strategic Large Cap Gwth US LCAP GR ETF 808524300   1,053,048 14,050 SH   SOLE   0 0 14,050
SCHWAB STRATEGIC TR US SMALL-CAP ETF US SML CAP ETF 808524607   201,392 4,598 SH   SOLE   0 0 4,598
Schwab Strategic US Large Cap US LRG CAP ETF 808524201   272,115 5,196 SH   SOLE   0 0 5,196
Select Sector SPDR TR TECHNOLOGY 81369Y803   2,393,531 13,767 SH   SOLE   0 0 13,767
Select Sector SPDR TR Energy ENERGY 81369Y506   1,145,796 14,116 SH   SOLE   0 0 14,116
SELECT SECTOR SPDR TR UTILS SBI INT-UTILS 81369Y886   204,958 3,132 SH   SOLE   0 0 3,132
SOUTHERN CO COM COM 842587107   364,879 5,194 SH   SOLE   0 0 5,194
SPDR Gold ETF GOLD SHS 78463V107   989,399 5,550 SH   SOLE   0 0 5,550
SPDR Index S&P Emerging Mkts ETF PORTFOLIO EMG MK 78463X509   1,022,117 29,730 SH   SOLE   0 0 29,730
SPDR S&P 400 MID CAP PORTFOLIO MD ETF 78464A847   10,981,021 239,290 SH   SOLE   0 0 239,290
SPDR S&P 500 ETF TR UNIT 78462F103   37,617,446 84,862 SH   SOLE   0 0 84,862
SPDR S&P 500 ETF PORTFOLIO LR ETF 78464A854   20,173,605 387,135 SH   SOLE   0 0 387,135
SPDR S&P 500 FOSSIL SPDR S&P500 ETF 78468R796   11,040,278 305,233 SH   SOLE   0 0 305,233
SPDR S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508   4,246,946 98,309 SH   SOLE   0 0 98,309
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107   5,638,207 11,773 SH   SOLE   0 0 11,773
SPDR SER TR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821   219,607 3,065 SH   SOLE   0 0 3,065
SPDR SER TR S&P 500 ESG ETF S&P 500 ESG ETF 78468R531   730,386 16,966 SH   SOLE   0 0 16,966
SPDR SER TR S&P COMPUTER SOFTWARE ETF COMP SOFTWARE 78464A599   227,227 1,704 SH   SOLE   0 0 1,704
SPDR SER TR S&P METALS & MNG ETF S&P METALS MNG 78464A755   773,938 15,229 SH   SOLE   0 0 15,229
SPDR SER TR S&P TRANSN ETF S&P TRANSN ETF 78464A532   232,546 2,777 SH   SOLE   0 0 2,777
SPDR TR S&P 500 Growth PRTFLO S&P500 GW 78464A409   3,406,188 55,830 SH   SOLE   0 0 55,830
STANDARD LITHIUM CP COM 853606101   280,760 62,650 SH   SOLE   0 0 62,650
Thermo Fisher Scientific COM 883556102   230,614 442 SH   SOLE   0 0 442
TRI CONTL CORP COM COM 895436103   475,134 17,328 SH   SOLE   0 0 17,328
UNION PAC CORP COM COM 907818108   246,772 1,206 SH   SOLE   0 0 1,206
VANECK ETF TR AMT-FREE LONG MUN INDEX ETF LONG MUNI ETF 92189F536   230,658 12,850 SH   SOLE   0 0 12,850
Vanguard Growth ETF GROWTH ETF 922908736   1,401,784 4,954 SH   SOLE   0 0 4,954
VANGUARD INDEX FDS MID-CAP VALUE ETF MCAP VL IDXVIP 922908512   374,871 2,709 SH   SOLE   0 0 2,709
VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF EXTEND MKT ETF 922908652   298,999 2,009 SH   SOLE   0 0 2,009
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769   1,246,565 5,659 SH   SOLE   0 0 5,659
Vanguard Intl Equity Emerging Mkts ETF FTSE EMR MKT ETF 922042858   213,000 5,236 SH   SOLE   0 0 5,236
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF VAN FTSE DEV MKT 921943858   204,162 4,421 SH   SOLE   0 0 4,421
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637   668,165 3,296 SH   SOLE   0 0 3,296
Vanguard Mid-Cap ETF MID CAP ETF 922908629   4,568,320 20,750 SH   SOLE   0 0 20,750
Vanguard Russell 1000 Index VNG RUS1000IDX 92206C730   589,765 2,926 SH   SOLE   0 0 2,926
Vanguard S&P 500 ETF S&P500 ETF SHS 922908363   1,688,176 4,145 SH   SOLE   0 0 4,145
Vanguard Value ETF VALUE ETF 922908744   962,870 6,776 SH   SOLE   0 0 6,776
Vanguard Whitehall High Div Yld ETF HIGH DIV YLD 921946406   538,942 5,081 SH   SOLE   0 0 5,081
VANGUARD WORLD VANGUARD CON STAPLES ETF CONSUM STP ETF 92204A207   235,868 1,213 SH   SOLE   0 0 1,213
VISA INC COM 92826C839   378,306 1,593 SH   SOLE   0 0 1,593
Walt Disney Company COM 254687106   413,099 4,627 SH   SOLE   0 0 4,627
Wedbush Video Game Tech ETF WEDBUSH VID GAME 26924G706   260,415 4,286 SH   SOLE   0 0 4,286
World Gold TR Minishares ETF SWPD GLD MINIS 98149E204   5,496,654 144,307 SH   SOLE   0 0 144,307
Zomedica Corp COM 98980M109   8,229 41,143 SH   SOLE   0 0 41,143