The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO S&P500 78464A854   47,309,392 907,875 SH   SOLE   858,646 0 49,229
ISHARES TR MSCI USA MMENTM 46432F396   1,602,662 11,110 SH   SOLE   11,024 0 86
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,915,375 30,261 SH   SOLE   29,336 0 925
ISHARES TR MSCI USA MIN VOL 46429B697   6,726,291 90,492 SH   SOLE   84,728 0 5,764
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   555,058 17,058 SH   SOLE   15,403 0 1,655
ISHARES TR CORE S&P MCP ETF 464287507   222,717 852 SH   SOLE   740 0 112
SPDR SER TR PORTFOLIO S&P600 78468R853   469,731 12,094 SH   SOLE   11,948 0 146
ISHARES TR MSCI USA QLT FCT 46432F339   14,141,459 104,853 SH   SOLE   98,541 0 6,312
ISHARES TR 10-20 YR TRS ETF 464288653   3,072,460 27,737 SH   SOLE   25,369 0 2,368
ISHARES TR ESG AWR MSCI USA 46435G425   14,447,702 148,242 SH   SOLE   141,009 0 7,233
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   7,047,885 23,965 SH   SOLE   22,768 0 1,197
SPDR SER TR PORT MTG BK ETF 78464A383   2,379,448 108,601 SH   SOLE   100,134 0 8,467
ISHARES TR 1 3 YR TREAS BD 464287457   1,487,351 18,344 SH   SOLE   17,260 0 1,084
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   868,320 13,944 SH   SOLE   12,293 0 1,651
ISHARES TR CORE TOTAL USD 46434V613   1,972,247 43,375 SH   SOLE   40,995 0 2,380
ISHARES TR US INFRASTRUC 46435U713   1,456,043 37,258 SH   SOLE   33,972 0 3,286
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,246,506 49,133 SH   SOLE   47,540 0 1,593
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   305,569 8,888 SH   SOLE   8,281 0 607
SPDR SER TR PORTFOLIO S&P400 78464A847   262,261 5,715 SH   SOLE   5,669 0 46
SPDR SER TR PORTFOLIO LN TSR 78464A664   2,502,779 83,705 SH   SOLE   82,325 0 1,380
PROCTER AND GAMBLE CO COM 742718109   1,209,013 7,968 SH   SOLE   7,412 0 556
ABBOTT LABS COM 002824100   1,812,153 16,622 SH   SOLE   16,007 0 615
SPDR SER TR PORTFOLIO SHORT 78464A474   295,365 10,033 SH   SOLE   8,283 0 1,750
AT&T INC COM 00206R102   906,810 56,853 SH   SOLE   55,453 0 1,400
ISHARES TR IBOXX INV CP ETF 464287242   239,855 2,218 SH   SOLE   1,426 0 792
ISHARES TR INTL DIV GRWTH 46435G524   677,398 10,922 SH   SOLE   10,227 0 695
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   505,742 4,768 SH   SOLE   4,652 0 116
SPDR SER TR PORTFOLI S&P1500 78464A805   534,882 9,825 SH   SOLE   8,895 0 930
ISHARES TR S&P 500 GRWT ETF 464287309   2,250,567 31,932 SH   SOLE   30,115 0 1,817
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   1,474,918 4,949 SH   SOLE   4,791 0 158
VANGUARD INDEX FDS SMALL CP ETF 922908751   238,913 1,201 SH   SOLE   1,071 0 130
REPUBLIC SVCS INC COM 760759100   258,068 1,685 SH   SOLE   1,620 0 65
ELEVANCE HEALTH INC COM 036752103   716,743 1,613 SH   SOLE   1,558 0 55
COSTCO WHSL CORP NEW COM 22160K105   216,028 401 SH   SOLE   317 0 84
HOME DEPOT INC COM 437076102   641,968 2,067 SH   SOLE   2,017 0 50
CINTAS CORP COM 172908105   316,065 636 SH   SOLE   571 0 65
NEXTERA ENERGY INC COM 65339F101   889,442 11,987 SH   SOLE   11,897 0 90
UNION PAC CORP COM 907818108   416,402 2,035 SH   SOLE   2,005 0 30
MASTERCARD INCORPORATED CL A 57636Q104   802,587 2,041 SH   SOLE   1,746 0 295
PEPSICO INC COM 713448108   2,115,236 11,420 SH   SOLE   11,335 0 85
RAYTHEON TECHNOLOGIES CORP COM 75513E101   247,447 2,526 SH   SOLE   1,873 0 653
PHILIP MORRIS INTL INC COM 718172109   348,874 3,574 SH   SOLE   3,524 0 50
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,981,842 84,630 SH   SOLE   82,202 0 2,428
ISHARES TR NATIONAL MUN ETF 464288414   3,825,950 35,847 SH   SOLE   35,674 0 173
DNP SELECT INCOME FD INC COM 23325P104   109,065 10,407 SH   SOLE   10,407 0 0
FRANKLIN LTD DURATION INCOME COM 35472T101   133,322 21,573 SH   SOLE   20,390 0 1,183
HIGH INCOME SECS FD SHS BEN INT 42968F108   91,964 14,192 SH   SOLE   14,192 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105   88,365 10,750 SH   SOLE   10,750 0 0
PIMCO CORPORATE & INCM STRG COM 72200U100   262,043 19,988 SH   SOLE   19,988 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101   147,907 13,901 SH   SOLE   13,901 0 0
ISHARES TR S&P 100 ETF 464287101   2,132,718 10,300 SH   SOLE   10,160 0 140
ISHARES TR 20 YR TR BD ETF 464287432   1,008,606 9,798 SH   SOLE   9,576 0 222
ISHARES TR RUS 1000 ETF 464287622   202,548 831 SH   SOLE   831 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   617,885 2,805 SH   SOLE   2,805 0 0
ISHARES TR CORE MSCI EAFE 46432F842   238,140 3,528 SH   SOLE   2,945 0 583
INTERNATIONAL BUSINESS MACHS COM 459200101   1,354,497 10,123 SH   SOLE   9,623 0 500
US BANCORP DEL COM NEW 902973304   4,134,097 125,124 SH   SOLE   124,775 0 349
DOW INC COM 260557103   530,470 9,960 SH   SOLE   9,960 0 0
KRAFT HEINZ CO COM 500754106   763,357 21,503 SH   SOLE   21,503 0 0
KINDER MORGAN INC DEL COM 49456B101   578,677 33,605 SH   SOLE   33,605 0 0
BCE INC COM NEW 05534B760   382,956 8,400 SH   SOLE   8,400 0 0
FORD MTR CO DEL COM 345370860   989,988 65,432 SH   SOLE   65,432 0 0
PFIZER INC COM 717081103   1,125,189 30,676 SH   SOLE   30,461 0 215
ABBVIE INC COM 00287Y109   2,253,898 16,729 SH   SOLE   16,729 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,106,671 29,757 SH   SOLE   29,757 0 0
HANESBRANDS INC COM 410345102   163,440 36,000 SH   SOLE   36,000 0 0
SHOPIFY INC CL A 82509L107   231,591 3,585 SH   SOLE   3,385 0 200
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   351,543 5,597 SH   SOLE   5,132 0 465
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,113,571 38,199 SH   SOLE   37,199 0 1,000
COCA COLA CO COM 191216100   553,602 9,193 SH   SOLE   9,193 0 0
SOUTHERN CO COM 842587107   808,148 11,504 SH   SOLE   11,504 0 0
GENERAL MLS INC COM 370334104   435,432 5,677 SH   SOLE   5,677 0 0
WELLS FARGO CO NEW COM 949746101   239,008 5,600 SH   SOLE   5,600 0 0
MICROSOFT CORP COM 594918104   2,421,476 7,111 SH   SOLE   6,841 0 270
INTEL CORP COM 458140100   251,201 7,512 SH   SOLE   7,512 0 0
SPDR SER TR S&P REGL BKG 78464A698   302,142 7,400 SH   SOLE   7,400 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   612,784 16,526 SH   SOLE   15,631 0 895
ISHARES TR EXPONENTIAL TECH 46434V381   211,614 3,806 SH   SOLE   3,153 0 653
ISHARES TR PFD AND INCM SEC 464288687   688,626 22,264 SH   SOLE   22,264 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   681,864 4,469 SH   SOLE   4,469 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   231,559 2,551 SH   SOLE   2,351 0 200
ISHARES TR ESG MSCI LEADR 46435U218   351,719 4,543 SH   SOLE   4,351 0 192
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,323,049 10,614 SH   SOLE   10,614 0 0
ILLINOIS TOOL WKS INC COM 452308109   253,908 1,015 SH   SOLE   965 0 50
AMAZON COM INC COM 023135106   1,251,456 9,600 SH   SOLE   8,190 0 1,410
STARBUCKS CORP COM 855244109   214,934 2,170 SH   SOLE   2,115 0 55
SPDR SER TR NUVEEN BLMBRG MU 78468R721   698,539 15,133 SH   SOLE   14,822 0 311
WALGREENS BOOTS ALLIANCE INC COM 931427108   625,395 21,952 SH   SOLE   21,952 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   329,165 3,668 SH   SOLE   3,668 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   747,047 3,175 SH   SOLE   3,175 0 0
BYLINE BANCORP INC COM 124411109   7,972,896 440,735 SH   SOLE   420,735 0 20,000
APPLE INC COM 037833100   3,962,933 20,431 SH   SOLE   20,291 0 140
JOHNSON & JOHNSON COM 478160104   918,114 5,547 SH   SOLE   5,423 0 124
EDGEWELL PERS CARE CO COM 28035Q102   383,398 9,281 SH   SOLE   9,281 0 0
ENERGIZER HLDGS INC NEW COM 29272W109   311,656 9,281 SH   SOLE   9,281 0 0
NUVEEN MISSOURI QLT MUN INC COM 67060Q108   169,936 17,062 SH   SOLE   17,062 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,314,110 8,030 SH   SOLE   7,910 0 120
MERCK & CO INC COM 58933Y105   342,295 2,966 SH   SOLE   2,966 0 0
VIRTUS CONVERTIBLE & INCOME COM 92838X102   35,555 10,217 SH   SOLE   10,217 0 0
BLACKROCK ENHANCED EQUITY DI COM 09251A104   86,502 10,372 SH   SOLE   10,372 0 0
NVIDIA CORPORATION COM 67066G104   296,996 702 SH   SOLE   696 0 6
DISNEY WALT CO COM 254687106   576,442 6,457 SH   SOLE   6,457 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   588,168 13,615 SH   SOLE   13,304 0 311
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   1,601,800 95,147 SH   SOLE   94,805 0 342
ISHARES INC MSCI EMERG MRKT 464286533   505,651 9,197 SH   SOLE   9,197 0 0
WASTE MGMT INC DEL COM 94106L109   1,003,508 5,787 SH   SOLE   5,667 0 120
ALPHABET INC CAP STK CL A 02079K305   1,133,044 9,466 SH   SOLE   9,146 0 320
WALMART INC COM 931142103   1,622,386 10,322 SH   SOLE   10,054 0 268
LOCKHEED MARTIN CORP COM 539830109   428,909 932 SH   SOLE   932 0 0
COMMERCE BANCSHARES INC COM 200525103   482,783 9,913 SH   SOLE   9,913 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   301,157 5,535 SH   SOLE   5,535 0 0
NICOLET BANKSHARES INC COM 65406E102   1,569,875 23,117 SH   SOLE   23,117 0 0
ISHARES TR CORE S&P SCP ETF 464287804   377,328 3,787 SH   SOLE   3,787 0 0
MARSH & MCLENNAN COS INC COM 571748102   289,831 1,541 SH   SOLE   1,541 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   383,348 1,741 SH   SOLE   1,741 0 0
UNITEDHEALTH GROUP INC COM 91324P102   837,756 1,743 SH   SOLE   1,743 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   520,683 2,369 SH   SOLE   2,369 0 0
LAM RESEARCH CORP COM 512807108   203,262 316 SH   SOLE   301 0 15
UNITED PARCEL SERVICE INC CL B 911312106   388,582 2,168 SH   SOLE   2,168 0 0
HONEYWELL INTL INC COM 438516106   340,418 1,641 SH   SOLE   1,641 0 0
MCDONALDS CORP COM 580135101   521,149 1,746 SH   SOLE   1,679 0 67
STIFEL FINL CORP COM 860630102   531,302 8,904 SH   SOLE   8,904 0 0
ALTRIA GROUP INC COM 02209S103   214,133 4,727 SH   SOLE   4,727 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101   291,421 3,992 SH   SOLE   3,992 0 0
VISA INC COM CL A 92826C839   611,837 2,576 SH   SOLE   2,376 0 200
FEDEX CORP COM 31428X106   474,825 1,915 SH   SOLE   1,915 0 0
JPMORGAN CHASE & CO COM 46625H100   252,298 1,735 SH   SOLE   1,705 0 30
HCA HEALTHCARE INC COM 40412C101   3,034,800 10,000 SH   SOLE   10,000 0 0
PROSPECT CAP CORP COM 74348T102   80,321 12,955 SH   SOLE   12,955 0 0
ISHARES TR RUS MID CAP ETF 464287499   242,298 3,318 SH   SOLE   3,318 0 0
3M CO COM 88579Y101   398,808 3,984 SH   SOLE   3,984 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   258,128 5,200 SH   SOLE   5,200 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812   656,729 5,341 SH   SOLE   5,341 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   453,765 9,826 SH   SOLE   9,804 0 22
CHEVRON CORP NEW COM 166764100   201,558 1,281 SH   SOLE   1,281 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   877,527 3,101 SH   SOLE   3,101 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   604,067 4,251 SH   SOLE   4,251 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   314,989 3,341 SH   SOLE   3,341 0 0
AMEREN CORP COM 023608102   236,789 2,899 SH   SOLE   2,899 0 0
EXXON MOBIL CORP COM 30231G102   364,734 3,401 SH   SOLE   3,401 0 0
AMGEN INC COM 031162100   270,420 1,218 SH   SOLE   1,218 0 0
HENRY JACK & ASSOC INC COM 426281101   226,732 1,355 SH   SOLE   1,355 0 0
WP CAREY INC COM 92936U109   262,741 3,889 SH   SOLE   3,889 0 0
CISCO SYS INC COM 17275R102   300,402 5,806 SH   SOLE   5,806 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   221,002 8,606 SH   SOLE   8,606 0 0
EQUIFAX INC COM 294429105   6,823,700 29,000 SH   SOLE   29,000 0 0
LILLY ELI & CO COM 532457108   276,980 591 SH   SOLE   591 0 0
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109   43,528 11,639 SH   SOLE   11,639 0 0