The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   19,340 193 SH   SOLE   0 0 193
ABBOTT LABS COM 002824100   432,810 3,970 SH   SOLE   0 0 3,970
ABBVIE INC COM 00287Y109   589,714 4,377 SH   SOLE   0 0 4,377
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   7,098 23 SH   SOLE   0 0 23
ADOBE SYSTEMS INCORPORATED COM 00724F101   12,225 25 SH   SOLE   0 0 25
ADVANCED MICRO DEVICES INC COM 007903107   113,910 1,000 SH   SOLE   0 0 1,000
ALLSTATE CORP COM 020002101   7,086 65 SH   SOLE   0 0 65
ALPHABET INC CAP STK CL A 02079K305   182,995 1,529 SH   SOLE   0 0 1,529
ALPHABET INC CAP STK CL C 02079K107   60,485 500 SH   SOLE   0 0 500
ALPS ETF TR REIT DIVIDE DOGS 00162Q106   363,254 14,405 SH   SOLE   0 0 14,405
ALTRIA GROUP INC COM 02209S103   175,417 3,872 SH   SOLE   0 0 3,872
AMAZON COM INC COM 023135106   240,622 1,846 SH   SOLE   0 0 1,846
AMERICAN ELEC PWR CO INC COM 025537101   177,578 2,109 SH   SOLE   0 0 2,109
AMERICAN EXPRESS CO COM 025816109   18,291 105 SH   SOLE   0 0 105
AON PLC SHS CL A G0403H108   14,844 43 SH   SOLE   0 0 43
APPLE INC COM 037833100   2,243,965 11,569 SH   SOLE   0 0 11,569
APPLIED MATLS INC COM 038222105   481,463 3,331 SH   SOLE   0 0 3,331
ARBOR REALTY TRUST INC COM 038923108   207,851 14,025 SH   SOLE   0 0 14,025
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   39,310 1,000 SH   SOLE   0 0 1,000
AT&T INC COM 00206R102   99,911 6,264 SH   SOLE   0 0 6,264
AUTOMATIC DATA PROCESSING IN COM 053015103   117,149 533 SH   SOLE   0 0 533
AUTOZONE INC COM 053332102   27,427 11 SH   SOLE   0 0 11
AXCELIS TECHNOLOGIES INC COM NEW 054540208   265,279 1,447 SH   SOLE   0 0 1,447
BANK AMERICA CORP COM 060505104   29,035 1,012 SH   SOLE   0 0 1,012
BAXTER INTL INC COM 071813109   29,979 658 SH   SOLE   0 0 658
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   165,385 485 SH   SOLE   0 0 485
BLACKROCK INC COM 09247X101   44,925 65 SH   SOLE   0 0 65
BLINK CHARGING CO COM 09354A100   211 35 SH   SOLE   0 0 35
BOEING CO COM 097023105   64,615 306 SH   SOLE   0 0 306
BP PLC SPONSORED ADR 055622104   2,894 82 SH   SOLE   0 0 82
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107   3,083 676 SH   SOLE   0 0 676
BRISTOL-MYERS SQUIBB CO COM 110122108   122,081 1,909 SH   SOLE   0 0 1,909
BROADCOM INC COM 11135F101   13,012 15 SH   SOLE   0 0 15
BUTTERFLY NETWORK INC COM CL A 124155102   46,000 20,000 SH   SOLE   0 0 20,000
CADENCE DESIGN SYSTEM INC COM 127387108   54,644 233 SH   SOLE   0 0 233
CDW CORP COM 12514G108   12,845 70 SH   SOLE   0 0 70
CEDAR FAIR L P DEPOSITRY UNIT 150185106   56,148 1,405 SH   SOLE   0 0 1,405
CENTERPOINT ENERGY INC COM 15189T107   123,276 4,229 SH   SOLE   0 0 4,229
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   26,370 3,000 SH   SOLE   0 0 3,000
CHARTER COMMUNICATIONS INC N CL A 16119P108   10,287 28 SH   SOLE   0 0 28
CHENIERE ENERGY INC COM NEW 16411R208   21,179 139 SH   SOLE   0 0 139
CHEVRON CORP NEW COM 166764100   13,672 87 SH   SOLE   0 0 87
CHURCH & DWIGHT CO INC COM 171340102   9,422 94 SH   SOLE   0 0 94
CISCO SYS INC COM 17275R102   40,875 790 SH   SOLE   0 0 790
CITIGROUP INC COM NEW 172967424   27,394 595 SH   SOLE   0 0 595
CLAROS MTG TR INC COMMON STOCK 18270D106   11,340 1,000 SH   SOLE   0 0 1,000
CMS ENERGY CORP COM 125896100   51,289 873 SH   SOLE   0 0 873
COCA COLA CO COM 191216100   48,176 800 SH   SOLE   0 0 800
COINBASE GLOBAL INC COM CL A 19260Q107   81,711 1,142 SH   SOLE   0 0 1,142
COMCAST CORP NEW CL A 20030N101   12,216 294 SH   SOLE   0 0 294
CONOCOPHILLIPS COM 20825C104   38,336 370 SH   SOLE   0 0 370
CONSOLIDATED EDISON INC COM 209115104   165,613 1,832 SH   SOLE   0 0 1,832
COSTCO WHSL CORP NEW COM 22160K105   54,918 102 SH   SOLE   0 0 102
DANAHER CORPORATION COM 235851102   7,200 30 SH   SOLE   0 0 30
DBX ETF TR XTRACK MSCI EAFE 233051200   20,833 589 SH   SOLE   0 0 589
DEERE & CO COM 244199105   8,104 20 SH   SOLE   0 0 20
DENTSPLY SIRONA INC COM 24906P109   8,885 222 SH   SOLE   0 0 222
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   845 31 SH   SOLE   0 0 31
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,623 207 SH   SOLE   0 0 207
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,053 56 SH   SOLE   0 0 56
DISCOVER FINL SVCS COM 254709108   14,840 127 SH   SOLE   0 0 127
DISNEY WALT CO COM 254687106   60,086 673 SH   SOLE   0 0 673
DT MIDSTREAM INC COMMON STOCK 23345M107   23,249 469 SH   SOLE   0 0 469
DTE ENERGY CO COM 233331107   145,077 1,319 SH   SOLE   0 0 1,319
DUKE ENERGY CORP NEW COM NEW 26441C204   110,650 1,233 SH   SOLE   0 0 1,233
DXC TECHNOLOGY CO COM 23355L106   2,272 85 SH   SOLE   0 0 85
EATON CORP PLC SHS G29183103   35,796 178 SH   SOLE   0 0 178
EATON VANCE TAX-MANAGED GLOB COM 27829F108   343,340 43,351 SH   SOLE   0 0 43,351
EDISON INTL COM 281020107   999 14 SH   SOLE   0 0 14
ENBRIDGE INC COM 29250N105   56,654 1,525 SH   SOLE   0 0 1,525
ENOVIX CORPORATION COM 293594107   6,134 340 SH   SOLE   0 0 340
EVEREST RE GROUP LTD COM G3223R108   6,838 20 SH   SOLE   0 0 20
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102   120,000 20,000 SH   SOLE   0 0 20,000
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   18,915 323 SH   SOLE   0 0 323
EXXON MOBIL CORP COM 30231G102   247,223 2,305 SH   SOLE   0 0 2,305
FEDEX CORP COM 31428X106   10,673 43 SH   SOLE   0 0 43
FIRST MERCHANTS CORP COM 320817109   19,790 701 SH   SOLE   0 0 701
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   15,943 180 SH   SOLE   0 0 180
FIRST TR EXCHANGE-TRADED ALP SML CAP VAL ALPH 33737M409   83,848 1,820 SH   SOLE   0 0 1,820
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   822,969 10,961 SH   SOLE   0 0 10,961
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   268,304 4,516 SH   SOLE   0 0 4,516
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   910,406 22,973 SH   SOLE   0 0 22,973
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,479,358 31,033 SH   SOLE   0 0 31,033
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   81,248 1,725 SH   SOLE   0 0 1,725
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   5,720,307 126,276 SH   SOLE   0 0 126,276
FIRSTENERGY CORP COM 337932107   15,591 401 SH   SOLE   0 0 401
FORD MTR CO DEL COM 345370860   60,239 3,981 SH   SOLE   0 0 3,981
GOLDMAN SACHS GROUP INC COM 38141G104   96,762 300 SH   SOLE   0 0 300
GOODYEAR TIRE & RUBR CO COM 382550101   1,040 76 SH   SOLE   0 0 76
GSK PLC SPONSORED ADR 37733W204   18,106 508 SH   SOLE   0 0 508
HALEON PLC SPON ADS 405552100   5,330 636 SH   SOLE   0 0 636
HALLIBURTON CO COM 406216101   37,621 1,140 SH   SOLE   0 0 1,140
HASBRO INC COM 418056107   10,502 162 SH   SOLE   0 0 162
HERSHEY CO COM 427866108   78,406 314 SH   SOLE   0 0 314
HEWLETT PACKARD ENTERPRISE C COM 42824C109   16,884 1,005 SH   SOLE   0 0 1,005
HOME DEPOT INC COM 437076102   376,638 1,212 SH   SOLE   0 0 1,212
HONEYWELL INTL INC COM 438516106   60,175 290 SH   SOLE   0 0 290
HP INC COM 40434L105   30,864 1,005 SH   SOLE   0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104   37,784 3,505 SH   SOLE   0 0 3,505
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   5,173 178 SH   SOLE   0 0 178
ILLINOIS TOOL WKS INC COM 452308109   139,089 556 SH   SOLE   0 0 556
INTEL CORP COM 458140100   107,744 3,222 SH   SOLE   0 0 3,222
INTERNATIONAL BUSINESS MACHS COM 459200101   681,207 5,091 SH   SOLE   0 0 5,091
INTERNATIONAL PAPER CO COM 460146103   1,527 48 SH   SOLE   0 0 48
INVENTRUST PPTYS CORP COM NEW 46124J201   13,676 591 SH   SOLE   0 0 591
INVESCO QQQ TR UNIT SER 1 46090E103   31,401 85 SH   SOLE   0 0 85
ISHARES GOLD TR ISHARES NEW 464285204   5,413,686 148,768 SH   SOLE   0 0 148,768
ISHARES INC CORE MSCI EMKT 46434G103   3,693,438 74,933 SH   SOLE   0 0 74,933
ISHARES INC ESG AWR MSCI EM 46434G863   285,872 9,038 SH   SOLE   0 0 9,038
ISHARES SILVER TR ISHARES 46428Q109   9,673 463 SH   SOLE   0 0 463
ISHARES TR 1 3 YR TREAS BD 464287457   34,946 431 SH   SOLE   0 0 431
ISHARES TR 3 7 YR TREAS BD 464288661   39,304 341 SH   SOLE   0 0 341
ISHARES TR 7-10 YR TRSY BD 464287440   76,121 788 SH   SOLE   0 0 788
ISHARES TR CORE 1 5 YR USD 46432F859   8,202,765 175,874 SH   SOLE   0 0 175,874
ISHARES TR CORE DIV GRWTH 46434V621   101,360 1,967 SH   SOLE   0 0 1,967
ISHARES TR CORE INTL AGGR 46435G672   5,669 115 SH   SOLE   0 0 115
ISHARES TR CORE MSCI EAFE 46432F842   28,127,574 416,705 SH   SOLE   0 0 416,705
ISHARES TR CORE S&P MCP ETF 464287507   4,568,681 17,472 SH   SOLE   0 0 17,472
ISHARES TR CORE S&P SCP ETF 464287804   10,147,126 101,828 SH   SOLE   0 0 101,828
ISHARES TR CORE S&P TTL STK 464287150   204,095 2,086 SH   SOLE   0 0 2,086
ISHARES TR CORE S&P500 ETF 464287200   34,693,147 77,838 SH   SOLE   0 0 77,838
ISHARES TR CORE TOTAL USD 46434V613   15,187 334 SH   SOLE   0 0 334
ISHARES TR CORE US AGGBD ET 464287226   227,734 2,325 SH   SOLE   0 0 2,325
ISHARES TR EAFE GRWTH ETF 464288885   8,681,516 90,992 SH   SOLE   0 0 90,992
ISHARES TR EAFE SML CP ETF 464288273   19,346 328 SH   SOLE   0 0 328
ISHARES TR EAFE VALUE ETF 464288877   2,467,901 50,427 SH   SOLE   0 0 50,427
ISHARES TR ESG AW MSCI EAFE 46435G516   2,337,112 32,046 SH   SOLE   0 0 32,046
ISHARES TR ESG AWARE MSCI 46435U663   813,941 22,915 SH   SOLE   0 0 22,915
ISHARES TR ESG AWR MSCI USA 46435G425   519,365 5,329 SH   SOLE   0 0 5,329
ISHARES TR ESG AWR US AGRGT 46435U549   1,013,589 21,488 SH   SOLE   0 0 21,488
ISHARES TR GLOBAL MATER ETF 464288695   59,287 724 SH   SOLE   0 0 724
ISHARES TR HDG MSCI EAFE 46434V803   532,177 17,167 SH   SOLE   0 0 17,167
ISHARES TR IBOXX HI YD ETF 464288513   6,463,910 86,105 SH   SOLE   0 0 86,105
ISHARES TR MSCI ACWI EX US 464288240   12,010 244 SH   SOLE   0 0 244
ISHARES TR MSCI EAFE ETF 464287465   345,904 4,771 SH   SOLE   0 0 4,771
ISHARES TR MSCI EMG MKT ETF 464287234   641,682 16,220 SH   SOLE   0 0 16,220
ISHARES TR MSCI KLD400 SOC 464288570   3,348,433 39,782 SH   SOLE   0 0 39,782
ISHARES TR MSCI USA ESG SLC 464288802   97,914 1,046 SH   SOLE   0 0 1,046
ISHARES TR RUS 1000 ETF 464287622   2,993,128 12,280 SH   SOLE   0 0 12,280
ISHARES TR RUS 2000 GRW ETF 464287648   414,430 1,708 SH   SOLE   0 0 1,708
ISHARES TR RUS MD CP GR ETF 464287481   1,059,774 10,967 SH   SOLE   0 0 10,967
ISHARES TR RUS MDCP VAL ETF 464287473   367,196 3,343 SH   SOLE   0 0 3,343
ISHARES TR RUS MID CAP ETF 464287499   492,223 6,740 SH   SOLE   0 0 6,740
ISHARES TR RUSSELL 2000 ETF 464287655   3,225,567 17,224 SH   SOLE   0 0 17,224
ISHARES TR RUSSELL 3000 ETF 464287689   95,685 376 SH   SOLE   0 0 376
ISHARES TR S&P 500 GRWT ETF 464287309   4,745,087 67,325 SH   SOLE   0 0 67,325
ISHARES TR S&P 500 VAL ETF 464287408   4,039,441 25,060 SH   SOLE   0 0 25,060
ISHARES TR S&P MC 400GR ETF 464287606   3,877,642 51,702 SH   SOLE   0 0 51,702
ISHARES TR S&P MC 400VL ETF 464287705   3,979,376 37,145 SH   SOLE   0 0 37,145
ISHARES TR S&P SML 600 GWT 464287887   1,452,620 12,639 SH   SOLE   0 0 12,639
ISHARES TR SELECT DIVID ETF 464287168   145,138 1,281 SH   SOLE   0 0 1,281
ISHARES TR SP SMCP600VL ETF 464287879   1,409,313 14,821 SH   SOLE   0 0 14,821
ISHARES TR TIPS BD ETF 464287176   5,759,942 53,521 SH   SOLE   0 0 53,521
ISHARES TR U.S. BAS MTL ETF 464287838   130,383 980 SH   SOLE   0 0 980
ISHARES TR U.S. REAL ES ETF 464287739   122,541 1,416 SH   SOLE   0 0 1,416
ISHARES TR US HLTHCARE ETF 464287762   119,388 426 SH   SOLE   0 0 426
JOHNSON & JOHNSON COM 478160104   298,930 1,806 SH   SOLE   0 0 1,806
JPMORGAN CHASE & CO COM 46625H100   583,942 4,015 SH   SOLE   0 0 4,015
KELLOGG CO COM 487836108   10,245 152 SH   SOLE   0 0 152
KIMBERLY-CLARK CORP COM 494368103   26,232 190 SH   SOLE   0 0 190
KINDER MORGAN INC DEL COM 49456B101   8,335 484 SH   SOLE   0 0 484
KRAFT HEINZ CO COM 500754106   8,023 226 SH   SOLE   0 0 226
KROGER CO COM 501044101   15,040 320 SH   SOLE   0 0 320
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   5,897 444 SH   SOLE   0 0 444
LAM RESEARCH CORP COM 512807108   35,358 55 SH   SOLE   0 0 55
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,522,523 95,841 SH   SOLE   0 0 95,841
LIBERTY MEDIA CORP DEL COM SER C FRMLA 531229854   19,874 264 SH   SOLE   0 0 264
LILLY ELI & CO COM 532457108   69,879 149 SH   SOLE   0 0 149
LUMINAR TECHNOLOGIES INC COM CL A 550424105   68,800 10,000 SH   SOLE   0 0 10,000
MAGNA INTL INC COM 559222401   7,789 138 SH   SOLE   0 0 138
MARATHON PETE CORP COM 56585A102   75,790 650 SH   SOLE   0 0 650
MCDONALDS CORP COM 580135101   530,275 1,777 SH   SOLE   0 0 1,777
MERCK & CO INC COM 58933Y105   213,587 1,851 SH   SOLE   0 0 1,851
META PLATFORMS INC CL A 30303M102   16,071 56 SH   SOLE   0 0 56
METLIFE INC COM 59156R108   9,893 175 SH   SOLE   0 0 175
MGM RESORTS INTERNATIONAL COM 552953101   48,312 1,100 SH   SOLE   0 0 1,100
MICROSOFT CORP COM 594918104   1,617,693 4,750 SH   SOLE   0 0 4,750
MONDELEZ INTL INC CL A 609207105   5,690 78 SH   SOLE   0 0 78
MORGAN STANLEY COM NEW 617446448   101,627 1,190 SH   SOLE   0 0 1,190
MOTOROLA SOLUTIONS INC COM NEW 620076307   19,357 66 SH   SOLE   0 0 66
NCR CORP NEW COM 62886E108   34 1 SH   SOLE   0 0 1
NEOGEN CORP COM 640491106   2,915 134 SH   SOLE   0 0 134
NETFLIX INC COM 64110L106   2,203 5 SH   SOLE   0 0 5
NEWELL BRANDS INC COM 651229106   5,595 643 SH   SOLE   0 0 643
NIKE INC CL B 654106103   6,071 55 SH   SOLE   0 0 55
NORTHWEST NAT HLDG CO COM 66765N105   47,528 1,104 SH   SOLE   0 0 1,104
NRG ENERGY INC COM NEW 629377508   6,544 175 SH   SOLE   0 0 175
NVIDIA CORPORATION COM 67066G104   212,293 502 SH   SOLE   0 0 502
OCCIDENTAL PETE CORP COM 674599105   588,000 10,000 SH   SOLE   0 0 10,000
OGE ENERGY CORP COM 670837103   2,389 67 SH   SOLE   0 0 67
OLD DOMINION FREIGHT LINE IN COM 679580100   184,875 500 SH   SOLE   0 0 500
ORACLE CORP COM 68389X105   125,640 1,055 SH   SOLE   0 0 1,055
ORGANON & CO COMMON STOCK 68622V106   3,850 185 SH   SOLE   0 0 185
PENNYMAC MTG INVT TR COM 70931T103   94,724 7,027 SH   SOLE   0 0 7,027
PEPSICO INC COM 713448108   668,132 3,607 SH   SOLE   0 0 3,607
PFIZER INC COM 717081103   160,110 4,365 SH   SOLE   0 0 4,365
PHILIP MORRIS INTL INC COM 718172109   88,292 904 SH   SOLE   0 0 904
PIEDMONT LITHIUM INC COM 72016P105   47,438 822 SH   SOLE   0 0 822
PIONEER NAT RES CO COM 723787107   27,555 133 SH   SOLE   0 0 133
PNC FINL SVCS GROUP INC COM 693475105   1,085 9 SH   SOLE   0 0 9
PROCTER AND GAMBLE CO COM 742718109   53,498 353 SH   SOLE   0 0 353
PRUDENTIAL FINL INC COM 744320102   4,235 48 SH   SOLE   0 0 48
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   25,044 400 SH   SOLE   0 0 400
QUALCOMM INC COM 747525103   17,499 147 SH   SOLE   0 0 147
RALPH LAUREN CORP CL A 751212101   6,165 50 SH   SOLE   0 0 50
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   5,415 325 SH   SOLE   0 0 325
ROCKET COS INC COM CL A 77311W101   89,600 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,127,422 284,079 SH   SOLE   0 0 284,079
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,292 20 SH   SOLE   0 0 20
SELECT SECTOR SPDR TR ENERGY 81369Y506   70,454 868 SH   SOLE   0 0 868
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   418,849 11,113 SH   SOLE   0 0 11,113
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   111,349 656 SH   SOLE   0 0 656
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,138,237 8,576 SH   SOLE   0 0 8,576
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,993,220 45,740 SH   SOLE   0 0 45,740
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   506,859 6,116 SH   SOLE   0 0 6,116
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,079,768 23,466 SH   SOLE   0 0 23,466
SERVICENOW INC COM 81762P102   977 2 SH   SOLE   0 0 2
SOUTHERN CO COM 842587107   424,029 6,036 SH   SOLE   0 0 6,036
SPDR GOLD TR GOLD SHS 78463V107   4,732,939 26,549 SH   SOLE   0 0 26,549
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   8,585 228 SH   SOLE   0 0 228
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,493,854 3,370 SH   SOLE   0 0 3,370
SPDR SER TR BLOOMBERG HIGH Y 78468R622   9,480 103 SH   SOLE   0 0 103
SPDR SER TR DJ REIT ETF 78464A607   64,320 711 SH   SOLE   0 0 711
SPDR SER TR PORTFLI INTRMDIT 78464A672   689,693 24,379 SH   SOLE   0 0 24,379
SPDR SER TR PORTFOLIO SH TSR 78468R101   30,000 1,042 SH   SOLE   0 0 1,042
SPDR SER TR S&P BIOTECH 78464A870   64,647 777 SH   SOLE   0 0 777
SPDR SER TR SPDR S&P 500 ETF 78468R796   19,532 540 SH   SOLE   0 0 540
STARBUCKS CORP COM 855244109   24,765 250 SH   SOLE   0 0 250
STRYKER CORPORATION COM 863667101   253,380 831 SH   SOLE   0 0 831
SYLVAMO CORP COMMON STOCK 871332102   203 5 SH   SOLE   0 0 5
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   20,628 1,313 SH   SOLE   0 0 1,313
TERADATA CORP DEL COM 88076W103   72 1 SH   SOLE   0 0 1
TESLA INC COM 88160R101   1,779 7 SH   SOLE   0 0 7
TEXAS INSTRS INC COM 882508104   27,003 150 SH   SOLE   0 0 150
THE CIGNA GROUP COM 125523100   2,429 9 SH   SOLE   0 0 9
THE LION ELECTRIC COMPANY COMMON STOCK 536221104   46,250 25,000 SH   SOLE   0 0 25,000
THERMO FISHER SCIENTIFIC INC COM 883556102   34,436 66 SH   SOLE   0 0 66
TRAVELERS COMPANIES INC COM 89417E109   7,989 46 SH   SOLE   0 0 46
TRIMAS CORP COM NEW 896215209   3,276 119 SH   SOLE   0 0 119
UBER TECHNOLOGIES INC COM 90353T100   1,166 27 SH   SOLE   0 0 27
UBS AG LONDON BRANCH ETRACS ALER MLP 90274D382   28,608 1,440 SH   SOLE   0 0 1,440
UNITED STS BRENT OIL FD LP UNIT 91167Q100   52,622 2,066 SH   SOLE   0 0 2,066
UNITEDHEALTH GROUP INC COM 91324P102   28,839 60 SH   SOLE   0 0 60
UNUM GROUP COM 91529Y106   51,612 1,082 SH   SOLE   0 0 1,082
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   76,269 830 SH   SOLE   0 0 830
VANGUARD BD INDEX FDS INTERMED TERM 921937819   29,584,360 393,252 SH   SOLE   0 0 393,252
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,770,178 63,123 SH   SOLE   0 0 63,123
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   24,439,706 499,994 SH   SOLE   0 0 499,994
VANGUARD INDEX FDS GROWTH ETF 922908736   8,865,033 31,330 SH   SOLE   0 0 31,330
VANGUARD INDEX FDS LARGE CAP ETF 922908637   8,555,853 42,205 SH   SOLE   0 0 42,205
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,615,298 27,289 SH   SOLE   0 0 27,289
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   6,322,585 45,690 SH   SOLE   0 0 45,690
VANGUARD INDEX FDS MID CAP ETF 922908629   22,737,503 103,277 SH   SOLE   0 0 103,277
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   282,600 3,382 SH   SOLE   0 0 3,382
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   297,315 730 SH   SOLE   0 0 730
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,379,248 20,431 SH   SOLE   0 0 20,431
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,739,003 13,771 SH   SOLE   0 0 13,771
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,814,081 12,249 SH   SOLE   0 0 12,249
VANGUARD INDEX FDS TOTAL STK MKT 922908769   171,425 778 SH   SOLE   0 0 778
VANGUARD INDEX FDS VALUE ETF 922908744   8,143,334 57,307 SH   SOLE   0 0 57,307
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   634,999 11,671 SH   SOLE   0 0 11,671
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,068,153 198,332 SH   SOLE   0 0 198,332
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,608,609 55,011 SH   SOLE   0 0 55,011
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   954,282 5,875 SH   SOLE   0 0 5,875
VANGUARD STAR FDS VG TL INTL STK F 921909768   7,291 130 SH   SOLE   0 0 130
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,559,781 55,431 SH   SOLE   0 0 55,431
VANGUARD WORLD FDS ENERGY ETF 92204A306   4,742 42 SH   SOLE   0 0 42
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   83,239 340 SH   SOLE   0 0 340
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   38,435 187 SH   SOLE   0 0 187
VANGUARD WORLD FDS INF TECH ETF 92204A702   130,880 296 SH   SOLE   0 0 296
VANGUARD WORLD FDS MATERIALS ETF 92204A801   554,612 3,048 SH   SOLE   0 0 3,048
VERITIV CORP COM 923454102   377 3 SH   SOLE   0 0 3
VERIZON COMMUNICATIONS INC COM 92343V104   22,314 600 SH   SOLE   0 0 600
VIATRIS INC COM 92556V106   5,070 508 SH   SOLE   0 0 508
VISA INC COM CL A 92826C839   9,258 39 SH   SOLE   0 0 39
WALMART INC COM 931142103   124,406 791 SH   SOLE   0 0 791
WARNER BROS DISCOVERY INC COM SER A 934423104   17,807 1,420 SH   SOLE   0 0 1,420
WASTE MGMT INC DEL COM 94106L109   4,559 26 SH   SOLE   0 0 26
WELLS FARGO CO NEW COM 949746101   54,417 1,275 SH   SOLE   0 0 1,275
WILLIAMS COS INC COM 969457100   11,584 355 SH   SOLE   0 0 355
XCEL ENERGY INC COM 98389B100   180,604 2,905 SH   SOLE   0 0 2,905
YUM BRANDS INC COM 988498101   173,501 1,252 SH   SOLE   0 0 1,252
YUM CHINA HLDGS INC COM 98850P109   75,338 1,333 SH   SOLE   0 0 1,333