The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   1,243,895 9,542 SH   SOLE 0 9,542 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   14,603,736 39,532 SH   SOLE 0 39,531 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   2,759,690 15,873 SH   SOLE 0 15,873 0 0
SEMPRA COM Stock 816851109   271,671 1,866 SH   SOLE 0 1,866 0 0
JOHNSON & JOHNSON COM Stock 478160104   908,415 5,488 SH   SOLE 0 5,488 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   646,056 1,200 SH   SOLE 0 1,200 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   726,006 4,785 SH   SOLE 0 4,784 0 0
CVB FINL CORP COM Stock 126600105   1,581,064 119,056 SH   SOLE 0 119,056 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   14,347,354 32,366 SH   SOLE 0 32,366 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   519,055 1,320 SH   SOLE 0 1,319 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   678,934 2,714 SH   SOLE 0 2,714 0 0
EMERSON ELEC CO COM Stock 291011104   560,312 6,199 SH   SOLE 0 6,198 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   307,259 8,262 SH   SOLE 0 8,261 0 0
PEPSICO INC COM Stock 713448108   671,265 3,624 SH   SOLE 0 3,624 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   370,691 2,685 SH   SOLE 0 2,685 0 0
US BANCORP DEL COM NEW Stock 902973304   1,678,994 50,817 SH   SOLE 0 50,817 0 0
HOME DEPOT INC COM Stock 437076102   1,446,157 4,655 SH   SOLE 0 4,655 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   940,534 4,279 SH   SOLE 0 4,279 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   244,052 5,572 SH   SOLE 0 5,571 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   216,510 4,188 SH   SOLE 0 4,187 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   579,472 7,731 SH   SOLE 0 7,731 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   615,638 6,178 SH   SOLE 0 6,178 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,179,178 3,458 SH   SOLE 0 3,458 0 0
INTUIT COM Stock 461202103   208,018 454 SH   SOLE 0 454 0 0
MICROSOFT CORP COM Stock 594918104   4,590,007 13,479 SH   SOLE 0 13,478 0 0
NEXTERA ENERGY INC COM Stock 65339F101   715,065 9,637 SH   SOLE 0 9,637 0 0
TESLA INC COM Stock 88160R101   704,947 2,693 SH   SOLE 0 2,693 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   317,273 1,296 SH   SOLE 0 1,295 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   286,366 8,495 SH   SOLE 0 8,495 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   368,522 5,493 SH   SOLE 0 5,492 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   1,643,534 23,139 SH   SOLE 0 23,138 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,826,038 15,091 SH   SOLE 0 15,090 0 0
EDISON INTL COM Stock 281020107   228,877 3,296 SH   SOLE 0 3,295 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,708,903 23,532 SH   SOLE 0 23,532 0 0
VISA INC COM CL A Stock 92826C839   247,454 1,042 SH   SOLE 0 1,042 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   452,224 6,084 SH   SOLE 0 6,084 0 0
VANGUARD VALUE ETF ETF 922908744   1,951,357 13,732 SH   SOLE 0 13,732 0 0
VANGUARD GROWTH ETF ETF 922908736   1,501,543 5,307 SH   SOLE 0 5,306 0 0
META PLATFORMS INC CL A Stock 30303M102   217,244 757 SH   SOLE 0 757 0 0
ISHARES US TRANSPORTATION ETF ETF 464287192   205,852 824 SH   SOLE 0 824 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   342,082 472 SH   SOLE 0 472 0 0
NVIDIA CORPORATION COM Stock 67066G104   1,868,127 4,416 SH   SOLE 0 4,416 0 0
GENELUX CORPORATION COM Stock 36870H103   437,761 13,379 SH   SOLE 0 13,379 0 0
ABBVIE INC COM Stock 00287Y109   997,393 7,403 SH   SOLE 0 7,402 0 0
QUALCOMM INC COM Stock 747525103   391,404 3,288 SH   SOLE 0 3,288 0 0
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860   253,236 4,382 SH   SOLE 0 4,382 0 0
CISCO SYS INC COM Stock 17275R102   315,111 6,090 SH   SOLE 0 6,090 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   308,551 2,139 SH   SOLE 0 2,139 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   675,393 10,700 SH   SOLE 0 10,700 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   829,338 11,767 SH   SOLE 0 11,767 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   279,460 627 SH   SOLE 0 627 0 0
WELLS FARGO CO NEW COM Stock 949746101   609,858 14,289 SH   SOLE 0 14,289 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   1,475,474 10,145 SH   SOLE 0 10,144 0 0
CHEVRON CORP NEW COM Stock 166764100   494,394 3,142 SH   SOLE 0 3,142 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   4,219,213 34,420 SH   SOLE 0 34,420 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   3,638,865 34,306 SH   SOLE 0 34,306 0 0
PFIZER INC COM Stock 717081103   334,612 9,122 SH   SOLE 0 9,122 0 0
CATERPILLAR INC COM Stock 149123101   432,802 1,759 SH   SOLE 0 1,759 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   419,766 3,470 SH   SOLE 0 3,470 0 0
AMGEN INC COM Stock 031162100   283,742 1,278 SH   SOLE 0 1,278 0 0
NUVEEN PFD & INCOME OPPORTUNIT COM CEF 67073B106   74,650 11,520 SH   SOLE 0 11,520 0 0
LEXICON PHARMACEUTICALS INC COM NEW Stock 528872302   22,900 10,000 SH   SOLE 0 10,000 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   2,030,888 21,358 SH   SOLE 0 21,357 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   972,163 4,131 SH   SOLE 0 4,131 0 0
EXXON MOBIL CORP COM Stock 30231G102   1,336,712 12,464 SH   SOLE 0 12,463 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   252,817 526 SH   SOLE 0 526 0 0
PACWEST BANCORP DEL COM Stock 695263103   199,259 24,449 SH   SOLE 0 24,448 0 0
NOVO-NORDISK A S ADR ADR 670100205   597,638 3,693 SH   SOLE 0 3,693 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   4,213,580 16,114 SH   SOLE 0 16,114 0 0
APPLE INC COM Stock 037833100   6,957,419 35,869 SH   SOLE 0 35,868 0 0
ABBOTT LABS COM Stock 002824100   209,427 1,921 SH   SOLE 0 1,921 0 0
DISNEY WALT CO COM Stock 254687106   413,321 4,629 SH   SOLE 0 4,629 0 0