The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   4,934,517 37,853 SH   SOLE   0 0 37,853
PRUDENTIAL FINL INC COM 744320102   268,365 3,042 SH   SOLE   0 0 3,042
WISDOMTREE TR JAPN HEDGE EQT 97717W851   823,592 9,893 SH   SOLE   0 0 9,893
INVESCO QQQ TR UNIT SER 1 46090E103   640,939 1,735 SH   SOLE   0 0 1,735
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   830,368 4,776 SH   SOLE   0 0 4,776
STARBUCKS CORP COM 855244109   874,997 8,833 SH   SOLE   0 0 8,833
ELEVANCE HEALTH INC COM 036752103   2,411,766 5,428 SH   SOLE   0 0 5,428
ISHARES GOLD TR ISHARES NEW 464285204   10,272,460 282,288 SH   SOLE   0 0 282,288
EBAY INC. COM 278642103   452,397 10,123 SH   SOLE   0 0 10,123
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102   386,186 38,123 SH   SOLE   0 0 38,123
VULCAN MATLS CO COM 929160109   296,228 1,314 SH   SOLE   0 0 1,314
JOHNSON & JOHNSON COM 478160104   2,644,572 15,977 SH   SOLE   0 0 15,977
VANGUARD INDEX FDS TOTAL STK MKT 922908769   356,854 1,620 SH   SOLE   0 0 1,620
VANGUARD WORLD FDS ENERGY ETF 92204A306   304,690 2,699 SH   SOLE   0 0 2,699
COSTCO WHSL CORP NEW COM 22160K105   1,582,299 2,939 SH   SOLE   0 0 2,939
CLEVELAND-CLIFFS INC NEW COM 185899101   1,737,492 103,669 SH   SOLE   0 0 103,669
ISHARES TR MSCI EMG MKT ETF 464287234   417,516 10,554 SH   SOLE   0 0 10,554
GOLDMAN SACHS GROUP INC COM 38141G104   202,555 628 SH   SOLE   0 0 628
SHELL PLC SPON ADS 780259305   238,803 3,955 SH   SOLE   0 0 3,955
ISHARES TR US INDUSTRIALS 464287754   227,880 2,149 SH   SOLE   0 0 2,149
PROCTER AND GAMBLE CO COM 742718109   898,756 5,923 SH   SOLE   0 0 5,923
COCA COLA CO COM 191216100   845,850 14,046 SH   SOLE   0 0 14,046
ISHARES TR U.S. ENERGY ETF 464287796   456,589 10,658 SH   SOLE   0 0 10,658
OCCIDENTAL PETE CORP COM 674599105   1,005,421 17,099 SH   SOLE   0 0 17,099
INTEL CORP COM 458140100   403,454 12,065 SH   SOLE   0 0 12,065
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   334,566 973 SH   SOLE   0 0 973
MERCK & CO INC COM 58933Y105   716,457 6,209 SH   SOLE   0 0 6,209
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,088,696 2,456 SH   SOLE   0 0 2,456
MASTERCARD INCORPORATED CL A 57636Q104   1,892,685 4,812 SH   SOLE   0 0 4,812
NUVEEN VIRGINIA QLTY MUNCPL COM 67064R102   480,587 44,540 SH   SOLE   0 0 44,540
DIAGEO PLC SPON ADR NEW 25243Q205   233,157 1,344 SH   SOLE   0 0 1,344
ISHARES TR TIPS BD ETF 464287176   635,281 5,903 SH   SOLE   0 0 5,903
ISHARES TR S&P 100 ETF 464287101   504,398 2,436 SH   SOLE   0 0 2,436
PEPSICO INC COM 713448108   328,766 1,775 SH   SOLE   0 0 1,775
ISHARES TR 1 3 YR TREAS BD 464287457   1,646,897 20,312 SH   SOLE   0 0 20,312
KIMBERLY-CLARK CORP COM 494368103   748,147 5,419 SH   SOLE   0 0 5,419
HONEYWELL INTL INC COM 438516106   426,610 2,056 SH   SOLE   0 0 2,056
HOME DEPOT INC COM 437076102   1,246,288 4,012 SH   SOLE   0 0 4,012
AUTOMATIC DATA PROCESSING IN COM 053015103   424,634 1,932 SH   SOLE   0 0 1,932
BRIGHTHOUSE FINL INC COM 10922N103   773,794 16,342 SH   SOLE   0 0 16,342
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,235,451 9,308 SH   SOLE   0 0 9,308
SPDR GOLD TR GOLD SHS 78463V107   684,200 3,838 SH   SOLE   0 0 3,838
ANGI INC COM CL A NEW 00183L102   59,446 18,014 SH   SOLE   0 0 18,014
TECK RESOURCES LTD CL B 878742204   657,855 15,626 SH   SOLE   0 0 15,626
ISHARES TR RUS 1000 GRW ETF 464287614   285,912 1,039 SH   SOLE   0 0 1,039
ISHARES TR CORE S&P SCP ETF 464287804   1,147,855 11,519 SH   SOLE   0 0 11,519
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   37,464,988 109,868 SH   SOLE   0 0 109,868
ADOBE SYSTEMS INCORPORATED COM 00724F101   292,416 598 SH   SOLE   0 0 598
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,230,150 29,476 SH   SOLE   0 0 29,476
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   330,886 6,445 SH   SOLE   0 0 6,445
ALPHABET INC CAP STK CL A 02079K305   3,428,088 28,639 SH   SOLE   0 0 28,639
UNILEVER PLC SPON ADR NEW 904767704   641,752 12,311 SH   SOLE   0 0 12,311
MICROSOFT CORP COM 594918104   4,775,733 14,024 SH   SOLE   0 0 14,024
WARNER BROS DISCOVERY INC COM SER A 934423104   381,354 30,411 SH   SOLE   0 0 30,411
SCHLUMBERGER LTD COM STK 806857108   220,236 4,484 SH   SOLE   0 0 4,484
AMERIPRISE FINL INC COM 03076C106   1,238,957 3,730 SH   SOLE   0 0 3,730
INVESCO VALUE MUN INCOME TR COM 46132P108   189,770 16,055 SH   SOLE   0 0 16,055
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE   0 0 1
BOEING CO COM 097023105   281,899 1,335 SH   SOLE   0 0 1,335
VANGUARD INDEX FDS SMALL CP ETF 922908751   378,911 1,905 SH   SOLE   0 0 1,905
VANGUARD INDEX FDS MID CAP ETF 922908629   805,657 3,659 SH   SOLE   0 0 3,659
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   45,289,574 784,507 SH   SOLE   0 0 784,507
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   344,462 1,407 SH   SOLE   0 0 1,407
NORFOLK SOUTHN CORP COM 655844108   1,009,989 4,454 SH   SOLE   0 0 4,454
VANGUARD WORLD FDS INF TECH ETF 92204A702   298,606 675 SH   SOLE   0 0 675
BROOKFIELD CORP CL A LTD VT SH 11271J107   6,118,176 181,818 SH   SOLE   0 0 181,818
DOLLAR TREE INC COM 256746108   594,377 4,142 SH   SOLE   0 0 4,142
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,535,279 47,028 SH   SOLE   0 0 47,028
KKR & CO INC COM 48251W104   777,112 13,877 SH   SOLE   0 0 13,877
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   785,507 1,929 SH   SOLE   0 0 1,929
CONSOLIDATED EDISON INC COM 209115104   246,488 2,727 SH   SOLE   0 0 2,727
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   774,088 5,173 SH   SOLE   0 0 5,173
SOURCE CAP INC COM 836144105   7,501,878 195,769 SH   SOLE   0 0 195,769
MICRON TECHNOLOGY INC COM 595112103   1,258,981 19,949 SH   SOLE   0 0 19,949
IAC INC COM NEW 44891N208   642,821 10,236 SH   SOLE   0 0 10,236
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,905,017 29,655 SH   SOLE   0 0 29,655
PALANTIR TECHNOLOGIES INC CL A 69608A108   265,117 17,294 SH   SOLE   0 0 17,294
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,210,398 48,397 SH   SOLE   0 0 48,397
XYLEM INC COM 98419M100   213,077 1,892 SH   SOLE   0 0 1,892
ROBLOX CORP CL A 771049103   506,531 12,569 SH   SOLE   0 0 12,569
VANGUARD INDEX FDS VALUE ETF 922908744   2,461,823 17,325 SH   SOLE   0 0 17,325
VANGUARD INDEX FDS GROWTH ETF 922908736   402,711 1,423 SH   SOLE   0 0 1,423
META PLATFORMS INC CL A 30303M102   5,750,218 20,037 SH   SOLE   0 0 20,037
TIDAL ETF TR GOTHAM 1000 VALU 886364520   452,015 22,783 SH   SOLE   0 0 22,783
DIAMONDBACK ENERGY INC COM 25278X109   230,274 1,753 SH   SOLE   0 0 1,753
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   10,823,354 228,244 SH   SOLE   0 0 228,244
U HAUL HOLDING COMPANY COM SER N 023586506   1,219,222 24,062 SH   SOLE   0 0 24,062
ROYAL BK CDA COM 780087102   473,730 4,960 SH   SOLE   0 0 4,960
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   1,261,411 38,658 SH   SOLE   0 0 38,658
NVIDIA CORPORATION COM 67066G104   290,192 686 SH   SOLE   0 0 686
ABBVIE INC COM 00287Y109   3,042,069 22,579 SH   SOLE   0 0 22,579
S&P GLOBAL INC COM 78409V104   2,012,260 5,019 SH   SOLE   0 0 5,019
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   775,941 14,261 SH   SOLE   0 0 14,261
MCDONALDS CORP COM 580135101   398,498 1,335 SH   SOLE   0 0 1,335
INTERCONTINENTAL EXCHANGE IN COM 45866F104   578,517 5,116 SH   SOLE   0 0 5,116
LIBERTY GLOBAL PLC SHS CL C G5480U120   417,275 23,482 SH   SOLE   0 0 23,482
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   330,728 3,991 SH   SOLE   0 0 3,991
ISHARES TR ISHARES BIOTECH 464287556   374,589 2,950 SH   SOLE   0 0 2,950
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   381,903 2,249 SH   SOLE   0 0 2,249
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   423,663 3,948 SH   SOLE   0 0 3,948
ISHARES TR U.S. TECH ETF 464287721   252,706 2,321 SH   SOLE   0 0 2,321
AMBEV SA SPONSORED ADR 02319V103   116,445 36,618 SH   SOLE   0 0 36,618
ISHARES TR CORE S&P500 ETF 464287200   535,827 1,202 SH   SOLE   0 0 1,202
WELLS FARGO CO NEW COM 949746101   1,423,719 33,358 SH   SOLE   0 0 33,358
CARMAX INC COM 143130102   1,059,307 12,656 SH   SOLE   0 0 12,656
ISHARES TR PFD AND INCM SEC 464288687   413,438 13,367 SH   SOLE   0 0 13,367
SALESFORCE INC COM 79466L302   894,897 4,236 SH   SOLE   0 0 4,236
THERMO FISHER SCIENTIFIC INC COM 883556102   262,440 503 SH   SOLE   0 0 503
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   856,572 6,190 SH   SOLE   0 0 6,190
JPMORGAN CHASE & CO COM 46625H100   5,434,414 37,365 SH   SOLE   0 0 37,365
CHEVRON CORP NEW COM 166764100   562,526 3,575 SH   SOLE   0 0 3,575
ISHARES TR NATIONAL MUN ETF 464288414   372,488 3,490 SH   SOLE   0 0 3,490
MARKEL GROUP INC COM 570535104   2,611,444 1,888 SH   SOLE   0 0 1,888
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   215,522 4,667 SH   SOLE   0 0 4,667
BANK AMERICA CORP COM 060505104   3,223,608 112,360 SH   SOLE   0 0 112,360
ISHARES TR 3 7 YR TREAS BD 464288661   401,105 3,480 SH   SOLE   0 0 3,480
ORACLE CORP COM 68389X105   3,985,942 33,470 SH   SOLE   0 0 33,470
RAYTHEON TECHNOLOGIES CORP COM 75513E101   839,232 8,567 SH   SOLE   0 0 8,567
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,726,532 42,442 SH   SOLE   0 0 42,442
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   325,635 3,070 SH   SOLE   0 0 3,070
PFIZER INC COM 717081103   1,448,776 39,498 SH   SOLE   0 0 39,498
ALPHABET INC CAP STK CL C 02079K107   12,622,373 104,343 SH   SOLE   0 0 104,343
AMERICAN EXPRESS CO COM 025816109   3,892,847 22,347 SH   SOLE   0 0 22,347
AMGEN INC COM 031162100   637,197 2,870 SH   SOLE   0 0 2,870
VANGUARD WORLD FDS UTILITIES ETF 92204A876   389,830 2,742 SH   SOLE   0 0 2,742
ISHARES TR 7-10 YR TRSY BD 464287440   480,488 4,974 SH   SOLE   0 0 4,974
SPDR SER TR PORTFOLIO S&P500 78464A854   449,188 8,620 SH   SOLE   0 0 8,620
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,581,483 18,974 SH   SOLE   0 0 18,974
WAYFAIR INC CL A 94419L101   1,510,702 23,238 SH   SOLE   0 0 23,238
WISDOMTREE TR EMG MKTS SMCAP 97717W281   761,882 16,374 SH   SOLE   0 0 16,374
LIBERTY BROADBAND CORP COM SER C 530307305   998,811 12,468 SH   SOLE   0 0 12,468
PHILIP MORRIS INTL INC COM 718172109   754,798 7,732 SH   SOLE   0 0 7,732
BARRICK GOLD CORP COM 067901108   197,455 11,663 SH   SOLE   0 0 11,663
EXXON MOBIL CORP COM 30231G102   5,099,957 47,552 SH   SOLE   0 0 47,552
UNITEDHEALTH GROUP INC COM 91324P102   3,167,167 6,589 SH   SOLE   0 0 6,589
AMERICAN INTL GROUP INC COM NEW 026874784   1,099,048 19,101 SH   SOLE   0 0 19,101
SCHWAB CHARLES CORP COM 808513105   1,695,439 29,912 SH   SOLE   0 0 29,912
ACTIVISION BLIZZARD INC COM 00507V109   739,142 8,768 SH   SOLE   0 0 8,768
BLACKROCK INC COM 09247X101   1,089,928 1,577 SH   SOLE   0 0 1,577
ISHARES TR CORE S&P MCP ETF 464287507   201,945 772 SH   SOLE   0 0 772
ISHARES TR MSCI EAFE ETF 464287465   469,148 6,471 SH   SOLE   0 0 6,471
APPLE INC COM 037833100   29,094,333 149,994 SH   SOLE   0 0 149,994
DISNEY WALT CO COM 254687106   1,767,298 19,795 SH   SOLE   0 0 19,795
BOOKING HOLDINGS INC COM 09857L108   2,273,678 842 SH   SOLE   0 0 842