The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM COM 037833100   12,257,934 63,195 SH   SOLE   63,195 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226   4,945,104 50,486 SH   SOLE   50,486 0 0
MICROSOFT CORP COM COM 594918104   3,006,287 8,828 SH   SOLE   8,828 0 0
ISHARES TIPS BOND ETF ETF 464287176   2,262,280 21,021 SH   SOLE   21,021 0 0
INVESCO SENIOR LOAN ETF ETF 46138G508   2,173,432 103,300 SH   SOLE   103,300 0 0
ISHARES 1 5YR CORPORATE BOND ETF ETF 464288646   2,069,161 41,243 SH   SOLE   41,243 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655   1,918,912 37,759 SH   SOLE   37,759 0 0
MERCK CO INC COM COM 58933Y105   1,783,583 15,457 SH   SOLE   15,457 0 0
SCHWAB US TIPS ETF ETF 808524870   1,765,790 33,679 SH   SOLE   33,679 0 0
ALPHABET INC CAP STK CL A COM 02079K305   1,668,259 13,937 SH   SOLE   13,937 0 0
UNITED CMNTY BKS BLAIRSVLE GA COM COM 90984P303   1,512,770 60,535 SH   SOLE   60,535 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862   1,468,810 30,562 SH   SOLE   30,562 0 0
ISHARES GNMA BOND ETF ETF 46429B333   1,460,135 33,306 SH   SOLE   33,306 0 0
ISHARES MBS ETF ETF 464288588   1,397,203 14,981 SH   SOLE   14,981 0 0
HOME DEPOT INC COM COM 437076102   1,394,152 4,488 SH   SOLE   4,488 0 0
AMAZON COM INC COM COM 023135106   1,393,679 10,691 SH   SOLE   10,691 0 0
ISHARES 5 10YR CORPORATE BOND ETF ETF 464288638   1,300,660 25,720 SH   SOLE   25,720 0 0
EXXON MOBIL CORP COM COM 30231G102   1,256,970 11,720 SH   SOLE   11,720 0 0
ADVANCED MICRO DEVICES INC COM COM 007903107   1,214,622 10,663 SH   SOLE   10,663 0 0
NOVO-NORDISK A S ADR ADR 670100205   1,166,309 7,207 SH   SOLE   7,207 0 0
SOUTHERN CO COM COM 842587107   1,143,670 16,280 SH   SOLE   16,280 0 0
EOG RES INC COM COM 26875P101   1,110,526 9,704 SH   SOLE   9,704 0 0
ISHARES 0 5 YEAR TIPS BOND ETF ETF 46429B747   1,084,922 11,116 SH   SOLE   11,116 0 0
GILEAD SCIENCES INC COM COM 375558103   1,082,911 14,051 SH   SOLE   14,051 0 0
JPMORGAN CHASE CO COM COM 46625H100   1,070,002 7,357 SH   SOLE   7,357 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   1,049,841 1,950 SH   SOLE   1,950 0 0
INTEL CORP COM COM 458140100   1,043,763 31,213 SH   SOLE   31,213 0 0
CHEVRON CORP NEW COM COM 166764100   1,025,450 6,517 SH   SOLE   6,517 0 0
CISCO SYS INC COM COM 17275R102   979,024 18,922 SH   SOLE   18,922 0 0
META PLATFORMS INC CL A COM 30303M102   976,593 3,403 SH   SOLE   3,403 0 0
LILLY ELI CO COM COM 532457108   959,533 2,046 SH   SOLE   2,046 0 0
JOHNSON JOHNSON COM COM 478160104   946,926 5,721 SH   SOLE   5,721 0 0
SPDR GOLD SHARES ETF 78463V107   946,257 5,308 SH   SOLE   5,308 0 0
CONAGRA BRANDS INC COM COM 205887102   926,423 27,474 SH   SOLE   27,474 0 0
PROCTER AND GAMBLE CO COM COM 742718109   904,067 5,958 SH   SOLE   5,958 0 0
MEDTRONIC PLC SHS COM G5960L103   887,343 10,072 SH   SOLE   10,072 0 0
CATERPILLAR INC COM COM 149123101   870,279 3,537 SH   SOLE   3,537 0 0
PFIZER INC COM COM 717081103   846,409 23,075 SH   SOLE   23,075 0 0
KRAFT HEINZ CO COM COM 500754106   826,369 23,278 SH   SOLE   23,278 0 0
POSCO HOLDINGS INC SPONSORED ADR ADR 693483109   822,990 11,129 SH   SOLE   11,129 0 0
WELLS FARGO CO NEW COM COM 949746101   821,148 19,240 SH   SOLE   19,240 0 0
FORTINET INC COM COM 34959E109   803,748 10,633 SH   SOLE   10,633 0 0
NETFLIX INC COM COM 64110L106   781,429 1,774 SH   SOLE   1,774 0 0
DOW INC COM COM 260557103   779,513 14,636 SH   SOLE   14,636 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   759,013 14,560 SH   SOLE   14,560 0 0
ABBVIE INC COM COM 00287Y109   755,162 5,605 SH   SOLE   5,605 0 0
AMGEN INC COM COM 031162100   732,666 3,300 SH   SOLE   3,300 0 0
MODERNA INC COM COM 60770K107   717,093 5,902 SH   SOLE   5,902 0 0
SHELL PLC SPON ADS ADR 780259305   696,483 11,535 SH   SOLE   11,535 0 0
SAP SE SPON ADR ADR 803054204   674,200 4,928 SH   SOLE   4,928 0 0
OLD DOMINION FREIGHT LINE INC COM COM 679580100   658,155 1,780 SH   SOLE   1,780 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108   647,814 10,130 SH   SOLE   10,130 0 0
MCDONALDS CORP COM COM 580135101   638,597 2,140 SH   SOLE   2,140 0 0
BLACKROCK INC COM COM 09247X101   614,423 889 SH   SOLE   889 0 0
KLA CORP COM NEW COM 482480100   604,335 1,246 SH   SOLE   1,246 0 0
ABBOTT LABS COM COM 002824100   598,629 5,491 SH   SOLE   5,491 0 0
DUPONT DE NEMOURS INC COM COM 26614N102   588,380 8,236 SH   SOLE   8,236 0 0
HONEYWELL INTL INC COM COM 438516106   581,623 2,803 SH   SOLE   2,803 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104   535,573 14,401 SH   SOLE   14,401 0 0
SHOPIFY INC CL A COM 82509L107   533,596 8,260 SH   SOLE   8,260 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101   522,421 5,333 SH   SOLE   5,333 0 0
CVS HEALTH CORP COM COM 126650100   517,231 7,482 SH   SOLE   7,482 0 0
CITIGROUP INC COM NEW COM 172967424   509,156 11,059 SH   SOLE   11,059 0 0
FEDERATED HERMES INC CL B COM 314211103   504,911 14,084 SH   SOLE   14,084 0 0
PROLOGIS INC. COM REIT 74340W103   493,095 4,021 SH   SOLE   4,021 0 0
ON SEMICONDUCTOR CORP COM COM 682189105   492,194 5,204 SH   SOLE   5,204 0 0
SCHLUMBERGER LTD COM STK COM 806857108   485,993 9,894 SH   SOLE   9,894 0 0
VERISK ANALYTICS INC COM COM 92345Y106   482,122 2,133 SH   SOLE   2,133 0 0
DOLLAR GEN CORP NEW COM COM 256677105   472,498 2,783 SH   SOLE   2,783 0 0
STATE STR CORP COM COM 857477103   469,377 6,414 SH   SOLE   6,414 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   466,696 5,756 SH   SOLE   5,756 0 0
TEXAS INSTRS INC COM COM 882508104   444,649 2,470 SH   SOLE   2,470 0 0
NVIDIA CORPORATION COM COM 67066G104   433,172 1,024 SH   SOLE   1,024 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   427,862 7,423 SH   SOLE   7,423 0 0
ATT INC COM COM 00206R102   426,726 26,754 SH   SOLE   26,754 0 0
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307   420,127 4,666 SH   SOLE   4,666 0 0
FREEPORT MCMORAN INC CL B COM 35671D857   404,760 10,119 SH   SOLE   10,119 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101   401,029 2,997 SH   SOLE   2,997 0 0
NEWELL BRANDS INC COM COM 651229106   400,078 45,986 SH   SOLE   45,986 0 0
TRACTOR SUPPLY CO COM COM 892356106   399,970 1,809 SH   SOLE   1,809 0 0
PARAMOUNT GLOBAL CLASS B COM COM 92556H206   367,998 23,130 SH   SOLE   23,130 0 0
SAREPTA THERAPEUTICS INC COM COM 803607100   366,922 3,204 SH   SOLE   3,204 0 0
US BANCORP DEL COM NEW COM 902973304   364,596 11,035 SH   SOLE   11,035 0 0
GRANITESHARES GOLD SHARES ETF 38748G101   361,095 18,995 SH   SOLE   18,995 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   353,754 7,177 SH   SOLE   7,177 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204   352,947 3,933 SH   SOLE   3,933 0 0
TARGET CORP COM COM 87612E106   351,514 2,665 SH   SOLE   2,665 0 0
EMERSON ELEC CO COM COM 291011104   331,370 3,666 SH   SOLE   3,666 0 0
PUBLIC STORAGE COM REIT 74460D109   329,824 1,130 SH   SOLE   1,130 0 0
EDWARDS LIFESCIENCES CORP COM COM 28176E108   329,400 3,492 SH   SOLE   3,492 0 0
E L F BEAUTY INC COM COM 26856L103   312,191 2,733 SH   SOLE   2,733 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   310,900 4,344 SH   SOLE   4,344 0 0
PRICE T ROWE GROUP INC COM COM 74144T108   308,727 2,756 SH   SOLE   2,756 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109   308,338 1,575 SH   SOLE   1,575 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   307,395 1,585 SH   SOLE   1,585 0 0
VANGUARD TOTAL COM MARKET ETF ETF 922908769   303,766 1,379 SH   SOLE   1,379 0 0
ISHARES GOLD TRUST ETF 464285204   299,308 8,225 SH   SOLE   8,225 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101   297,795 609 SH   SOLE   609 0 0
PNC FINL SVCS GROUP INC COM COM 693475105   295,983 2,350 SH   SOLE   2,350 0 0
COCA COLA CO COM COM 191216100   281,047 4,667 SH   SOLE   4,667 0 0
ALLEGION PLC ORD SHS COM G0176J109   278,806 2,323 SH   SOLE   2,323 0 0
NOMURA HLDGS INC SPONSORED ADR ADR 65535H208   275,201 71,854 SH   SOLE   71,854 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   269,607 372 SH   SOLE   372 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102   265,049 508 SH   SOLE   508 0 0
UNION PAC CORP COM COM 907818108   262,323 1,282 SH   SOLE   1,282 0 0
ISHARES PREF INCOME SECURITIES ETF ETF 464288687   258,235 8,349 SH   SOLE   8,349 0 0
MASTEC INC COM COM 576323109   247,029 2,094 SH   SOLE   2,094 0 0
AXON ENTERPRISE INC COM COM 05464C101   232,583 1,192 SH   SOLE   1,192 0 0
HELMERICH PAYNE INC COM COM 423452101   231,595 6,533 SH   SOLE   6,533 0 0
PEPSICO INC COM COM 713448108   222,079 1,199 SH   SOLE   1,199 0 0
ISHARES INTERNATIONAL TREASURY BOND ETF ETF 464288117   218,537 5,520 SH   SOLE   5,520 0 0
NATIONAL BEVERAGE CORP COM COM 635017106   217,913 4,507 SH   SOLE   4,507 0 0
MGM RESORTS INTERNATIONAL COM COM 552953101   217,448 4,951 SH   SOLE   4,951 0 0
FASTENAL CO COM COM 311900104   216,493 3,670 SH   SOLE   3,670 0 0
ARCHER DANIELS MIDLAND CO COM COM 039483102   213,230 2,822 SH   SOLE   2,822 0 0
ROCKET COS INC COM CL A COM 77311W101   169,595 18,928 SH   SOLE   18,928 0 0
ACCO BRANDS CORP COM COM 00081T108   81,448 15,633 SH   SOLE   15,633 0 0