The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   1,311 13,100 SH   SOLE   0 0 13,100
ABBOTT LABS COM COM 002824100   12,195 111,856 SH   SOLE   0 0 111,706
ABBVIE INC. COM 00287Y109   13,837 102,700 SH   SOLE   0 0 102,700
ACTIVISION COM 00507V109   11,144 132,195 SH   SOLE   0 0 132,195
ADOBE SYSTEMS COM 00724f101   294 600 SH   SOLE   0 0 600
ADVANCED MICRO DEV COM 007903107   14,508 127,360 SH   SOLE   0 0 127,360
AIRBNB COM 009066101   5,052 39,420 SH   SOLE   0 0 39,420
ALPHABET CLASS A COM 02079K305   3,845 32,125 SH   SOLE   0 0 32,125
ALPHABET CLASS C COM 02079K107   883 7,300 SH   SOLE   0 0 7,300
ALTRIA GROUP INC COM 02209S103   4,321 95,386 SH   SOLE   0 0 95,386
AMAZON.COM COM 023135106   5,323 40,835 SH   SOLE   0 0 40,835
AMERICAN EXPRESS COM 025816109   4,000 22,960 SH   SOLE   0 0 22,960
AMERICAN TOWER COM 03027X100   10,288 53,047 SH   SOLE   0 0 53,047
AON PLC COM G0403H108   1,070 3,100 SH   SOLE   0 0 3,100
APPLE COMPUTER COM 037833100   67,221 346,553 SH   SOLE   0 0 346,553
APPLIED MATERIALS COM 038222105   40,228 278,316 SH   SOLE   0 0 278,316
AVALONBAY COM 053484101   792 4,185 SH   SOLE   0 0 4,185
BANK OF AMERICA COM 060505104   12,705 442,820 SH   SOLE   0 0 442,820
BERKSHIRE HATH. COM 084670207   248 726 SH   SOLE   0 0 726
BLACKSTONE COM 09253u108   12,333 132,660 SH   SOLE   0 0 132,660
BOEING COM 097023105   10,905 51,645 SH   SOLE   0 0 51,645
BRISTOL-MYERS COM 110122108   6,942 108,560 SH   SOLE   0 0 108,560
BROADCOM LTD COM Y09827109   22,731 26,205 SH   SOLE   0 0 26,205
CAMDEN PROPERTY COM 133131102   861 7,909 SH   SOLE   0 0 7,909
CATERPILLAR COM 149123101   16,978 69,004 SH   SOLE   0 0 69,004
CHARLES SCHWAB COM 808513105   2,584 45,593 SH   SOLE   0 0 45,593
CHEVRON CORP COM 166764100   8,874 56,396 SH   SOLE   0 0 56,396
CIGNA CORP COM 125523100   561 2,000 SH   SOLE   0 0 2,000
CITIGROUP INC COM 172967101   242 5,250 SH   SOLE   0 0 5,250
CLOROX COMPANY COM 189054109   954 6,000 SH   SOLE   0 0 6,000
COINBASE GLB COM 19260Q107   284 3,975 SH   SOLE   0 0 3,975
COMCAST CL A COM 20030N101   5,552 133,613 SH   SOLE   0 0 133,613
COMMUNITY BANK OF THE BAY COM 072205107   243 30,000 SH   SOLE   0 0 30,000
CONSTELLATION COM 21036P108   11,606 47,154 SH   SOLE   0 0 47,154
COSTCO WHOLESALE COM 22160K105   2,498 4,640 SH   SOLE   0 0 4,640
CROWN CASTLE INT'L COM 22822V101   7,477 65,625 SH   SOLE   0 0 65,425
DEERE & CO COM 244199105   213 525 SH   SOLE   0 0 525
DIGITAL REALTY TR COM 253868103   6,486 56,960 SH   SOLE   0 0 56,960
DISNEY, WALT CO COM 254687106   7,347 82,294 SH   SOLE   0 0 82,294
ENTERPRISE PRODS COM 293792107   1,086 41,200 SH   SOLE   0 0 41,200
EXXON MOBIL CORP COM 30231G102   2,231 20,800 SH   SOLE   0 0 20,800
FATE THERAPEUTICS COM 31189P102   86 18,000 SH   SOLE   0 0 18,000
FORD MOTOR CO COM 349862300   235 15,500 SH   SOLE   0 0 15,500
FRANKLIN RES COM 354613101   449 16,800 SH   SOLE   0 0 16,800
FREEPORT MCMORAN COM 35671d857   3,402 85,050 SH   SOLE   0 0 85,050
GAP INC COM 364760108   238 26,600 SH   SOLE   0 0 26,600
GENERAL DYNAMICS COM 369550108   995 4,625 SH   SOLE   0 0 4,625
HALLIBURTON CO COM 406216101   211 6,400 SH   SOLE   0 0 6,400
HEWLETT-PACKARD COM 42824C109   430 25,600 SH   SOLE   0 0 25,600
HOME DEPOT INC COM 437076102   11,596 37,330 SH   SOLE   0 0 37,330
HONEYWELL INTL COM 438516106   13,499 65,054 SH   SOLE   0 0 65,054
HP INC. COM 428236103   786 25,600 SH   SOLE   0 0 25,600
IBM CORPORATION COM 459200101   8,046 60,130 SH   SOLE   0 0 60,130
JOHN. & JOHN. COM 478160104   11,680 70,564 SH   SOLE   0 0 70,394
JP MORGAN CHASE COM 46625H100   15,823 108,792 SH   SOLE   0 0 108,542
LAM RESEARCH CORP COM 512807108   296 460 SH   SOLE   0 0 460
LENDINGCLUB CORP COM 52603A208   1,189 121,950 SH   SOLE   0 0 121,950
LILLY, ELI & CO COM 532457108   37,242 79,412 SH   SOLE   0 0 79,412
LOCKHEED MARTIN COM 539830109   11,966 25,992 SH   SOLE   0 0 25,992
MAGELLAN COM 559080106   455 7,300 SH   SOLE   0 0 7,300
MARRIOTT INTL COM 571903202   9,184 50,000 SH   SOLE   0 0 50,000
MCDONALDS COM 580135101   267 894 SH   SOLE   0 0 894
MERCK & CO INC COM 589331107   12,273 106,358 SH   SOLE   0 0 106,108
META PLATFORMS COM 30303M102   439 1,530 SH   SOLE   0 0 1,530
MICROSOFT CORP COM 594918104   54,649 160,477 SH   SOLE   0 0 160,102
MONDELEZ INTL COM 609207105   255 3,500 SH   SOLE   0 0 3,500
MORGAN STANLEY COM 617446448   10,336 121,025 SH   SOLE   0 0 121,025
NESTLE SA COM 641069406   223 1,850 SH   SOLE   0 0 1,850
NVIDIA CORP COM 67066G104   115,886 273,950 SH   SOLE   0 0 273,950
ORACLE CORP COM 68389X105   11,861 99,595 SH   SOLE   0 0 99,595
PEPSICO INC COM 713448108   7,038 38,000 SH   SOLE   0 0 38,000
PFIZER INC COM 717081103   5,322 145,102 SH   SOLE   0 0 145,102
PROCTER & GAMBLE COM 742718109   15,842 104,400 SH   SOLE   0 0 104,400
PROLOGIS COM 74340W103   23,452 191,246 SH   SOLE   0 0 191,246
QUOTIENT TECH. COM 749119103   20,376 5,306,350 SH   SOLE   0 0 5,306,350
RAYTHEON COM 75513E101   2,536 25,889 SH   SOLE   0 0 25,889
RIO TINTO COM 767204100   12,905 202,144 SH   SOLE   0 0 201,944
ROYAL CARIBBEAN COM V7780T103   8,302 80,025 SH   SOLE   0 0 80,025
SALESFORCE.COM COM 79466L302   7,164 33,913 SH   SOLE   0 0 33,913
SCHLUMBERGER COM 806857108   2,210 45,000 SH   SOLE   0 0 45,000
SERVICENOW, INC COM 81762P102   14,108 25,105 SH   SOLE   0 0 25,105
SHOPIFY INC COM 82509L107   238 3,680 SH   SOLE   0 0 3,680
SIMON PPTY GRP INC COM 828806109   2,818 24,405 SH   SOLE   0 0 24,205
SOLAREDGE TECH COM 83417M104   269 1,000 SH   SOLE   0 0 1,000
SONY CORP COM 835699307   1,044 11,600 SH   SOLE   0 0 11,600
STARBUCKS CORP COM 855244109   924 9,332 SH   SOLE   0 0 9,332
STARWOOD PROP COM 85571B105   976 50,300 SH   SOLE   0 0 50,300
TC ENERGY CORP COM 87807B107   202 5,000 SH   SOLE   0 0 5,000
TELUS CORP COM 87971M103   1,002 51,500 SH   SOLE   0 0 51,500
TESLA MOTORS COM 88160R101   1,075 4,105 SH   SOLE   0 0 4,105
TILRAY INC COM 88688T100   18 11,733 SH   SOLE   0 0 11,733
UBER TECHNOLOGIES COM 90353T100   8,046 186,375 SH   SOLE   0 0 186,375
UNION PACIFIC COM 907818108   10,678 52,183 SH   SOLE   0 0 52,183
UNITEDHEALTH GROUP COM 91324P102   425 885 SH   SOLE   0 0 885
VENTAS INC. COM 92276F100   284 6,000 SH   SOLE   0 0 6,000
VERIZON COMM COM 92343V104   4,519 121,517 SH   SOLE   0 0 121,367
VERTEX ENERGY COM 92534K107   200 32,000 SH   SOLE   0 0 32,000
VISA INC CL A COM 92826c839   24,075 101,378 SH   SOLE   0 0 101,378
VULCAN MATERIALS COM 929160109   10,134 44,952 SH   SOLE   0 0 44,952
WAL-MART STORES COM 931142103   5,455 34,707 SH   SOLE   0 0 34,707
WELLS FARGO & CO COM 949746101   8,409 197,014 SH   SOLE   0 0 196,814
WORKDAY INC COM 98138H101   3,722 16,475 SH   SOLE   0 0 16,475
WYNN RESORTS LTD COM 983134107   5,781 54,740 SH   SOLE   0 0 54,740
FIDELITY INTL INDX-INST PRM COM 315917127   234 5,074 SH   SOLE   0 0 5,074
SCHWAB TTL STCK COM 808509756   223 2,939 SH   SOLE   0 0 2,939
VANGUARD 500 INDEX COM 922908710   656 1,598 SH   SOLE   0 0 1,598
BIOTECHNOLOGY COM 464287556   1,508 11,875 SH   SOLE   0 0 11,875
COMM SERVICES COM 81369Y852   253 3,891 SH   SOLE   0 0 3,891
CONSUMER DISCR COM 81369Y407   1,135 6,686 SH   SOLE   0 0 6,686
DEFIANCE HOTEL,CRUISE COM 26922B873   296 13,750 SH   SOLE   0 0 13,750
EXPANDED TECH COM 464287549   423 1,076 SH   SOLE   0 0 1,076
FINANCIAL COM 81369y605   462 13,702 SH   SOLE   0 0 13,702
GLOBAL X ELECTRIC VEHICLES COM 37954Y624   493 18,938 SH   SOLE   0 0 18,938
HEALTH CARE COM 81369Y209   2,573 19,383 SH   SOLE   0 0 19,383
INDUSTRIALS COM 81369Y704   2,608 24,298 SH   SOLE   0 0 24,298
INNOVATOR IBD 50 COM 004006508   205 8,000 SH   SOLE   0 0 8,000
INVESCO QQQ COM 46090E103   4,005 10,843 SH   SOLE   0 0 10,843
MATERIALS COM 81369Y100   936 11,293 SH   SOLE   0 0 11,293
MKT VECT GOLD MNRS COM 92189F106   232 7,700 SH   SOLE   0 0 7,700
NVN CA DIV ADV MUNI COM 67066Y105   164 15,000 SH   SOLE   0 0 15,000
SELECT DIVIDEND COM 464287168   560 4,944 SH   SOLE   0 0 4,944
SPDR DOW JONES IND COM 78467X109   438 1,275 SH   SOLE   0 0 1,275
SPDR S&P REGIONAL BANKING COM 78464A698   4,078 99,885 SH   SOLE   0 0 99,885
TECHNOLOGY COM 81369Y803   5,315 30,573 SH   SOLE   0 0 30,573
VIRTUS TERRANOVA COM 92790A504   437 15,187 SH   SOLE   0 0 15,187