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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   19,249,818 43,189 SH   SOLE   0 0 43,189
AMAZON COM INC COM 023135106   940,287 7,213 SH   SOLE   0 0 7,213
INVESCO QQQ TR UNIT SER 1 46090E103   497,239 1,346 SH   SOLE   0 0 1,346
MICROSOFT CORP COM 594918104   373,572 1,097 SH   SOLE   0 0 1,097
UNITED PARCEL SERVICE INC CL B 911312106   2,436,725 13,594 SH   SOLE   0 0 13,594
CITIGROUP INC COM NEW 172967424   203,267 4,415 SH   SOLE   0 0 4,415
PPG INDS INC COM 693506107   1,878,071 12,664 SH   SOLE   0 0 12,664
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,983,081 51,601 SH   SOLE   0 0 51,601
SPDR SER TR S&P 600 SMCP GRW 78464A201   3,824,758 49,698 SH   SOLE   0 0 49,698
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,647,498 76,176 SH   SOLE   0 0 76,176
SPDR SER TR PORTFOLI S&P1500 78464A805   878,903 16,144 SH   SOLE   0 0 16,144
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,592,627 22,118 SH   SOLE   0 0 22,118
EXXON MOBIL CORP COM 30231G102   232,947 2,172 SH   SOLE   0 0 2,172
PROCTER AND GAMBLE CO COM 742718109   262,510 1,730 SH   SOLE   0 0 1,730
JPMORGAN CHASE & CO COM 46625H100   262,228 1,803 SH   SOLE   0 0 1,803
INTUIT COM 461202103   743,184 1,622 SH   SOLE   0 0 1,622
MARSH & MCLENNAN COS INC COM 571748102   589,439 3,134 SH   SOLE   0 0 3,134
APPLE INC COM 037833100   2,682,374 13,829 SH   SOLE   0 0 13,829
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,958,971 114,791 SH   SOLE   0 0 114,791
WORTHINGTON INDS INC COM 981811102   322,859 4,647 SH   SOLE   0 0 4,647
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,172,792 102,576 SH   SOLE   0 0 102,576
NORTHROP GRUMMAN CORP COM 666807102   257,983 566 SH   SOLE   0 0 566
VANGUARD INDEX FDS VALUE ETF 922908744   348,571 2,453 SH   SOLE   0 0 2,453
VANGUARD INDEX FDS MID CAP ETF 922908629   7,270,312 33,023 SH   SOLE   0 0 33,023
VANGUARD INDEX FDS SM CP VAL ETF 922908611   747,489 4,519 SH   SOLE   0 0 4,519
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,485,083 53,675 SH   SOLE   0 0 53,675
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,173,664 36,069 SH   SOLE   0 0 36,069
VANGUARD INDEX FDS GROWTH ETF 922908736   591,530 2,091 SH   SOLE   0 0 2,091
VANGUARD INDEX FDS SML CP GRW ETF 922908595   779,388 3,392 SH   SOLE   0 0 3,392
ISHARES TR EAFE VALUE ETF 464288877   6,554,094 133,921 SH   SOLE   0 0 133,921
ISHARES TR EAFE GRWTH ETF 464288885   5,607,627 58,774 SH   SOLE   0 0 58,774
SPDR SER TR S&P 400 MDCP VAL 78464A839   4,357,763 63,358 SH   SOLE   0 0 63,358
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,057,831 5,141 SH   SOLE   0 0 5,141
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   472,791 3,417 SH   SOLE   0 0 3,417
SPDR SER TR S&P 400 MDCP GRW 78464A821   4,064,991 56,734 SH   SOLE   0 0 56,734
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   268,568 4,936 SH   SOLE   0 0 4,936
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,778,819 23,539 SH   SOLE   0 0 23,539
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,089,047 41,061 SH   SOLE   0 0 41,061
SPDR SER TR PORTFOLIO S&P400 78464A847   31,702,979 690,847 SH   SOLE   0 0 690,847
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   16,082,020 467,773 SH   SOLE   0 0 467,773
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,334,945 223,797 SH   SOLE   0 0 223,797
ISHARES TR NATIONAL MUN ETF 464288414   3,373,095 31,604 SH   SOLE   0 0 31,604
PHILIP MORRIS INTL INC COM 718172109   323,122 3,310 SH   SOLE   0 0 3,310
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   39,750,655 1,221,594 SH   SOLE   0 0 1,221,594
SPDR SER TR PORTFOLIO AGRGTE 78464A649   23,522,014 927,159 SH   SOLE   0 0 927,159
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   209,574 2,161 SH   SOLE   0 0 2,161
ISHARES TR SHRT NAT MUN ETF 464288158   623,852 5,996 SH   SOLE   0 0 5,996
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   232,652 4,030 SH   SOLE   0 0 4,030
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,473,290 10,983 SH   SOLE   0 0 10,983
ISHARES TR FLTG RATE NT ETF 46429B655   2,866,123 56,398 SH   SOLE   0 0 56,398
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,595,349 187,212 SH   SOLE   0 0 187,212
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   18,793,956 384,492 SH   SOLE   0 0 384,492
SPDR SER TR PORTFOLIO S&P600 78468R853   31,348,943 807,130 SH   SOLE   0 0 807,130
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   17,895,239 474,801 SH   SOLE   0 0 474,801
ISHARES TR INVESTMENT GRADE 46435G219   20,666,420 467,672 SH   SOLE   0 0 467,672
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   21,182,813 432,479 SH   SOLE   0 0 432,479