UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 11-K

FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

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ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2022

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TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from to

Commission file number: 001-40893

Full title of the plan and the address of the plan, if different from that of the issuer named below:

Catalyst Bank 401(k) Plan

Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:

Catalyst Bancorp, Inc.

235 N. Court Street

Opelousas, Louisiana 70570

REQUIRED INFORMATION

Financial Statements. The following financial statements are filed as part of this annual report for the Catalyst Bank 401(k) Plan (the “Plan”) and appear immediately after the signature page hereof:

Schedule I to Form 5500 Annual Return/Report of Employee Benefit Plan for the Plan for the year ended December 31, 2022.

SIGNATURES

The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the administrator for the Plan has duly caused this annual report to be signed by the undersigned hereunto duly authorized.


		Catalyst Bank 401(k) Plan


June 29, 2023	By:	/s/ Jutta A. Codori
		Jutta A. Codori Senior Administrative Officer, on behalf of Catalyst Bank as administrator of the Plan