The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   322,290 9,413 SH   SOLE   0 0 9,413
ATLANTIC CAP BANCSHARES INC COM 048269203   166,714 14,045 SH   SOLE   0 0 14,045
BK OF AMERICA CORP COM 060505104   225,038 10,600 SH   SOLE   0 0 10,600
COCA COLA CO COM 191216100   690,703 15,609 SH   SOLE   0 0 15,609
DUKE ENERGY CORP NEW COM NEW 26441C204   229,331 2,835 SH   SOLE   0 0 2,835
EVERI HLDGS INC COM 30034T103   107,250 32,500 SH   SOLE   0 0 32,500
GLOBAL PMTS INC COM 37940X102   1,658,212 11,497 SH   SOLE   0 0 11,497
GLOBE LIFE INC COM 37959E102   3,397,560 47,208 SH   SOLE   0 0 47,208
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   36,555,842 362,765 SH   SOLE   0 0 362,765
INTERNATIONAL BUSINESS MACHS COM 459200101   286,088 2,579 SH   SOLE   0 0 2,579
ISHARES INC CORE MSCI EMKT 46434G103   2,266,927 56,015 SH   SOLE   0 0 56,015
ISHARES TR 1 3 YR TREAS BD 464287457   1,165,625 13,449 SH   SOLE   0 0 13,449
ISHARES TR BROAD USD HIGH 46435U853   2,649,791 74,642 SH   SOLE   0 0 74,642
ISHARES TR COHEN STEER REIT 464287564   914,793 9,989 SH   SOLE   0 0 9,989
ISHARES TR CORE US AGGBD ET 464287226   16,575,900 143,676 SH   SOLE   0 0 143,676
ISHARES TR CRE U S REIT ETF 464288521   2,333,357 59,570 SH   SOLE   0 0 59,570
ISHARES TR EAFE SML CP ETF 464288273   2,993,389 66,772 SH   SOLE   0 0 66,772
ISHARES TR IBOXX INV CP ETF 464287242   2,337,550 18,926 SH   SOLE   0 0 18,926
ISHARES TR MSCI EAFE ETF 464287465   5,196,472 97,203 SH   SOLE   0 0 97,203
ISHARES TR MSCI EMG MKT ETF 464287234   246,111 7,211 SH   SOLE   0 0 7,211
ISHARES TR RUS 1000 VAL ETF 464287598   276,216 2,785 SH   SOLE   0 0 2,785
ISHARES TR RUS 2000 GRW ETF 464287648   233,143 1,474 SH   SOLE   0 0 1,474
ISHARES TR RUS 2000 VAL ETF 464287630   220,169 2,684 SH   SOLE   0 0 2,684
ISHARES TR SELECT DIVID ETF 464287168   1,521,175 20,685 SH   SOLE   0 0 20,685
ISHARES TR ULTR SH TRM BD 46434V878   912,187 18,262 SH   SOLE   0 0 18,262
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837   28,741,694 578,653 SH   SOLE   0 0 578,653
MERCK & CO. INC COM 58933Y105   203,814 2,649 SH   SOLE   0 0 2,649
SOUTHERN CO COM 842587107   333,841 6,166 SH   SOLE   0 0 6,166
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,306,509 32,227 SH   SOLE   0 0 32,227
SPDR SER TR PORTFOLIO AGRGTE 78464A649   244,570 8,093 SH   SOLE   0 0 8,093
SPDR SER TR PORTFOLIO INTRMD 78464A375   4,093,240 120,354 SH   SOLE   0 0 120,354
SPDR SER TR PORTFOLIO SHORT 78464A474   3,946,445 130,461 SH   SOLE   0 0 130,461
TRUIST FINL CORP COM 89832Q109   457,974 14,850 SH   SOLE   0 0 14,850
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,094,200 59,686 SH   SOLE   0 0 59,686
VANGUARD INDEX FDS GROWTH ETF 922908736   31,404,750 200,426 SH   SOLE   0 0 200,426
VANGUARD INDEX FDS LARGE CAP ETF 922908637   303,536 2,563 SH   SOLE   0 0 2,563
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,623,596 29,545 SH   SOLE   0 0 29,545
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,562,916 17,052 SH   SOLE   0 0 17,052
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,860,887 68,737 SH   SOLE   0 0 68,737
VANGUARD INDEX FDS VALUE ETF 922908744   34,426,321 386,552 SH   SOLE   0 0 386,552
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,731,783 16,750 SH   SOLE   0 0 16,750