The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   424,698 9,023 SH   SOLE   0 0 9,023
ATLANTIC CAP BANCSHARES INC COM 048269203   235,254 14,045 SH   SOLE   0 0 14,045
BANK AMER CORP COM 060505104   366,630 12,445 SH   SOLE   0 0 12,445
BB&T CORP COM 054937107   655,970 13,514 SH   SOLE   0 0 13,514
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   322,236 1,505 SH   SOLE   0 0 1,505
COCA COLA CO COM 191216100   1,052,675 22,790 SH   SOLE   0 0 22,790
EXXON MOBIL CORP COM 30231G102   307,687 3,619 SH   SOLE   0 0 3,619
FIDELITY MSCI FINLS IDX 316092501   1,092,862 27,098 SH   SOLE   0 0 27,098
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   20,547,924 205,151 SH   SOLE   0 0 205,151
INTERNATIONAL BUSINESS MACHS COM 459200101   917,996 6,071 SH   SOLE   0 0 6,071
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511   150,074 10,480 SH   SOLE   0 0 10,480
ISHARES INC CORE MSCI EMKT 46434G103   3,402,101 65,703 SH   SOLE   0 0 65,703
ISHARES TR 1 3 YR TREAS BD 464287457   348,396 4,193 SH   SOLE   0 0 4,193
ISHARES TR COHEN STEER REIT 464287564   1,261,809 12,608 SH   SOLE   0 0 12,608
ISHARES TR CORE US AGGBD ET 464287226   988,511 9,368 SH   SOLE   0 0 9,368
ISHARES TR CRE U S REIT ETF 464288521   3,909,394 80,806 SH   SOLE   0 0 80,806
ISHARES TR EAFE SML CP ETF 464288273   2,601,809 41,776 SH   SOLE   0 0 41,776
ISHARES TR IBOXX INV CP ETF 464287242   1,190,905 10,362 SH   SOLE   0 0 10,362
ISHARES TR MSCI EAFE ETF 464287465   7,458,231 109,696 SH   SOLE   0 0 109,696
ISHARES TR RUS 1000 GRW ETF 464287614   479,015 3,071 SH   SOLE   0 0 3,071
ISHARES TR RUS 1000 VAL ETF 464287598   564,472 4,458 SH   SOLE   0 0 4,458
ISHARES TR RUS 2000 GRW ETF 464287648   4,592,603 21,353 SH   SOLE   0 0 21,353
ISHARES TR RUS 2000 VAL ETF 464287630   3,332,980 25,060 SH   SOLE   0 0 25,060
ISHARES TR SELECT DIVID ETF 464287168   2,277,820 22,833 SH   SOLE   0 0 22,833
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837   13,307,824 265,360 SH   SOLE   0 0 265,360
SOUTHERN CO COM 842587107   558,265 12,804 SH   SOLE   0 0 12,804
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   232,265 8,382 SH   SOLE   0 0 8,382
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   3,591,005 107,838 SH   SOLE   0 0 107,838
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474   2,249,195 74,526 SH   SOLE   0 0 74,526
STAGE STORES INC COM NEW 85254C305   29,550 15,000 SH   SOLE   0 0 15,000
TORCHMARK CORP COM 891027104   5,112,543 58,975 SH   SOLE   0 0 58,975
TOTAL SYS SVCS INC COM 891906109   1,384,434 14,021 SH   SOLE   0 0 14,021
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835   18,748,465 238,227 SH   SOLE   0 0 238,227
VANGUARD GROUP DIV APP ETF 921908844   2,272,560 20,529 SH   SOLE   0 0 20,529
VANGUARD INDEX FDS GROWTH ETF 922908736   31,105,359 193,153 SH   SOLE   0 0 193,153
VANGUARD INDEX FDS LARGE CAP ETF 922908637   497,058 3,723 SH   SOLE   0 0 3,723
VANGUARD INDEX FDS VALUE ETF 922908744   28,922,344 261,315 SH   SOLE   0 0 261,315
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   10,179,410 63,685 SH   SOLE   0 0 63,685
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   9,583,092 86,490 SH   SOLE   0 0 86,490