The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   947,907 9,393 SH   SOLE   9,393 0 0
ABBVIE INC COM 00287Y109   1,633,225 10,264 SH   SOLE   10,264 0 0
ABERDEEN EMRG MRKTS EQT INM COM 00301W105   3,139,069 585,647 SH   SOLE   585,647 0 0
ABERDEEN GLOBAL DYNAMIC DIV COM 00302M106   184,013 19,723 SH   SOLE   19,723 0 0
ABERDEEN GLOBAL INFRA INCM COM SHS BEN INT 00326W106   3,514,371 195,678 SH   SOLE   195,678 0 0
ABERDEEN JAPAN EQUITY FD INC COM 00306J109   142,821 26,110 SH   SOLE   26,110 0 0
ABSOLUTE SOFTWARE COM 00386B109   80,616 10,296 SH   SOLE   10,296 0 0
AEGON N V NY REGISTRY SHS 007924103   47,300 11,000 SH   SOLE   11,000 0 0
AFFILIATED MANAGERS GROUP COM 008252108   361,747 2,540 SH   SOLE   2,540 0 0
ALPHABET INC CAP STK CL C 02079K107   701,131 6,742 SH   SOLE   6,742 0 0
ALPHABET INC CAP STK CL A 02079K305   462,532 4,459 SH   SOLE   4,459 0 0
ALPINE TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100   461,370 57,100 SH   SOLE   57,100 0 0
AMAZON COM INC COM 023135106   763,003 7,387 SH   SOLE   7,387 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   3,158,000 50,000 SH   SOLE   50,000 0 0
APPLE INC COM 037833100   3,661,773 22,206 SH   SOLE   22,206 0 0
ARES CAPITAL CORP COM 04010L103   650,627 35,602 SH   SOLE   35,602 0 0
ARES COML REAL ESTATE CORP COM 04013V108   3,368,726 370,597 SH   SOLE   370,597 0 0
AUTOMATIC DATA PROCESSING COM 053015103   712,416 3,200 SH   SOLE   3,200 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   23,483,106 317,082 SH   SOLE   317,082 0 0
BK OF AMERICA CORP COM 060505104   661,784 23,139 SH   SOLE   23,139 0 0
BARCLAYS BANK PLC IPATH SELCT MLP 06742C723   234,850 12,503 SH   SOLE   12,503 0 0
BARINGS BDC INC COM 06759L103   11,671,275 1,469,934 SH   SOLE   1,469,934 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,483,794 4,806 SH   SOLE   4,806 0 0
BLACKROCK CAP ALLOCATION TR COM 09260U109   6,234,110 411,764 SH   SOLE   411,764 0 0
BLACKROCK CREDIT ALLOC TR COM 092508100   8,146,313 521,865 SH   SOLE   521,865 0 0
BLACKROCK FLOAT RATE INCM COM 09255X100   15,559,715 1,329,890 SH   SOLE   1,329,890 0 0
BLACKROCK FLOATING RATE INC COM 091941104   1,256,614 112,098 SH   SOLE   112,098 0 0
BLACKROCK INCOME TR INC COM NEW 09247F209   2,309,568 183,445 SH   SOLE   183,445 0 0
BLUE FOUNDRY BANCORP COM 09549B104   214,200 22,500 SH   SOLE   22,500 0 0
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   4,387,778 743,691 SH   SOLE   743,691 0 0
BRT APARTMENTS CORP COM 055645303   3,161,933 160,341 SH   SOLE   160,341 0 0
CHEVRON CORP NEW COM 166764100   1,453,103 8,906 SH   SOLE   8,906 0 0
CHIPOLTE MEXICAN GRILL INC COM 169656105   3,718,947 2,177 SH   SOLE   2,177 0 0
CISCO SYS INC COM 17275R102   362,534 6,935 SH   SOLE   6,935 0 0
CITIGROUP INC COM 172967424   670,480 14,299 SH   SOLE   14,299 0 0
COCA COLA CO COM 191216100   3,816,458 61,526 SH   SOLE   61,526 0 0
COHEN & STEERS TAX ADVAN PFD COM 19249X108   906,867 50,748 SH   SOLE   50,748 0 0
CONOCO PHILLIPS COM 20825C104   297,630 3,000 SH   SOLE   3,000 0 0
CORTEVA INC COM 22052L104   207,708 3,444 SH   SOLE   3,444 0 0
CRESCENT CAP BDC INC COM 225655109   5,911,687 434,045 SH   SOLE   434,045 0 0
DANAHER CORPORATION COM 235851102   250,418 994 SH   SOLE   994 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,065,706 48,605 SH   SOLE   48,605 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQ MNG 25434V302   501,022 21,765 SH   SOLE   21,765 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP 25434V781   7,679,509 322,601 SH   SOLE   322,601 0 0
DIMENSIONAL ETF TRUST INTNL VALUE 25434V807   24,619,377 763,865 SH   SOLE   763,865 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   5,461,057 113,030 SH   SOLE   113,030 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   965,769 18,326 SH   SOLE   18,326 0 0
DIMENSIONAL US SMALL CAP VALUE US SMALL CAP VAL 25434V815   2,532,460 101,583 SH   SOLE   101,583 0 0
DTF TAX-FREE INCOME 2028 TER COM 23334J107   216,577 19,550 SH   SOLE   19,550 0 0
EASTERN BANKSHARES INC COM 27627N105   2,546,716 201,800 SH   SOLE   201,800 0 0
EATON VANCE ENHANCED EQTY INCM COM 278274105   439,706 28,890 SH   SOLE   28,890 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106   101,299 12,742 SH   SOLE   12,742 0 0
EATON VANCE SR FLTNG RTE TR COM 27828Q105   618,950 54,629 SH   SOLE   54,629 0 0
EATON VANCE TX MGD DIV EQ IN COM 27828N102   116,700 10,000 SH   SOLE   10,000 0 0
ELLSWORTH GROWTH & INCOME FD COM 289074106   259,569 32,006 SH   SOLE   32,006 0 0
EQUITY COMWLTH COM SH BEN INT 294628102   4,164,738 201,098 SH   SOLE   201,098 0 0
EUROPEAN EQUITY FD INC COM 298768102   189,056 22,384 SH   SOLE   22,384 0 0
EXXON MOBIL CORP COM 30231G102   1,676,298 15,293 SH   SOLE   15,293 0 0
FIRST TR DYNAMIC EUROPE EQUI COM SHS 33740D107   337,523 26,493 SH   SOLE   26,493 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   3,149,004 118,250 SH   SOLE   118,250 0 0
FIRST TR HIGH YIELD OPPRT COM 33741Q107   2,889,297 206,970 SH   SOLE   206,970 0 0
FIRST TR SR FLTG RATE INCOME COM 33733U108   3,392,804 340,985 SH   SOLE   340,985 0 0
FIRST TR INTER DURATN PFD COM 33718W103   1,096,789 69,505 SH   SOLE   69,505 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   814,327 51,023 SH   SOLE   51,023 0 0
FMC CORP COM NEW 302491303   245,726 2,012 SH   SOLE   2,012 0 0
FOCUS FINL PARTNERS INC COM CL A 34417P100   8,432,765 162,575 SH   SOLE   162,575 0 0
GDL FD COM SH BEN IT 361570104   7,542,564 961,424 SH   SOLE   961,424 0 0
GENERAL MOTORS CORP COM 37045V100   533,034 14,532 SH   SOLE   14,532 0 0
GENWORTH FINL INC COM CL A 37247D106   60,240 12,000 SH   SOLE   12,000 0 0
GOLUB CAP BDC INC COM 38173M102   5,388,312 397,368 SH   SOLE   397,368 0 0
GRANITE PT MTG TR INC COM 38741L107   3,640,736 734,019 SH   SOLE   734,019 0 0
GUGGENHEIM ACTIVE ALLOC FD COMMON STOCK 40170T106   3,661,798 260,812 SH   SOLE   260,812 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   386,780 5,550 SH   SOLE   5,550 0 0
HOME DEPOT INC COM 437076102   323,156 1,095 SH   SOLE   1,095 0 0
INDEPENDENT BANK GROUP INC COM 45384B106   206,510 4,455 SH   SOLE   4,455 0 0
INTEL CORP COM 458140100   448,242 13,720 SH   SOLE   13,720 0 0
INTERNATIONAL BUSINESS MACH COM 459200101   803,175 6,127 SH   SOLE   6,127 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   1,332,776 30,249 SH   SOLE   30,249 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   1,968,756 107,231 SH   SOLE   107,231 0 0
INVESCO EXCHANGE TRADED FD FTSE RAFI 1000 46137V613   46,259,667 295,061 SH   SOLE   295,061 0 0
INVESCO EXCHANGE TRADED FD S&P500 PUR VAL 46137V258   841,722 11,090 SH   SOLE   11,090 0 0
ISHARES TR 0-3 MNTH TRSRY 46436E718   6,297,793 62,615 SH   SOLE   62,615 0 0
ISHARES INC ISHS 1 5 YR INVS 464288646   22,641,575 447,993 SH   SOLE   447,993 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   5,576,504 47,399 SH   SOLE   47,399 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440   53,144,210 536,160 SH   SOLE   536,160 0 0
ISHARES TR NTL MUN ETF 464288414   10,608,841 98,467 SH   SOLE   98,467 0 0
ISHARES TR CORE MSCI EAFE 46429B366   1,277,456 27,658 SH   SOLE   27,658 0 0
ISHARES TR CORE MSCI EMKT 46434V621   464,632 9,294 SH   SOLE   9,294 0 0
ISHARES TR GRWT ALLCN ETF 464289867   944,168 18,872 SH   SOLE   18,872 0 0
ISHARES TR CORE MSCI INTL 46429B663   674,616 6,636 SH   SOLE   6,636 0 0
ISHARES TR CORE MSCI EAFE 46432F842   22,770,594 340,622 SH   SOLE   340,622 0 0
ISHARES TR CORE MSCI EMKT 46434G103   11,614,033 238,041 SH   SOLE   238,041 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   2,143,125 34,594 SH   SOLE   34,594 0 0
ISHARES TR CORE S&P SCP ETF 464287804   16,296,002 168,521 SH   SOLE   168,521 0 0
ISHARES TR CORE S&P TTL STK 464287150   7,717,166 85,225 SH   SOLE   85,225 0 0
ISHARES TR CRE U S REIT ETF 464288521   5,058,296 100,363 SH   SOLE   100,363 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   632,317 8,802 SH   SOLE   8,802 0 0
ISHARES GOLD TR ISHARES NEW 464285204   3,105,970 83,114 SH   SOLE   83,114 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   236,534 9,390 SH   SOLE   9,390 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   7,796,431 317,057 SH   SOLE   317,057 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874   3,518,473 146,542 SH   SOLE   146,542 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   526,084 22,358 SH   SOLE   22,358 0 0
ISHARES TR IBOXX HI YD ETF 464288513   2,073,291 27,443 SH   SOLE   27,443 0 0
ISHARES TR INTL SEL DIV ETF 464288448   266,837 9,707 SH   SOLE   9,707 0 0
ISHARES TR MSCI ACWI ETF 464288257   940,190 10,314 SH   SOLE   10,314 0 0
ISHARES TR MSCI ACWI EX US 464288240   731,609 15,001 SH   SOLE   15,001 0 0
ISHARES TR MSCI LW CRB TG 46434V464   2,829,926 19,129 SH   SOLE   19,129 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,093,967 43,260 SH   SOLE   43,260 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   548,830 13,909 SH   SOLE   13,909 0 0
ISHARES TR MSCI JPN ETF NEW 46434G822   1,948,664 33,203 SH   SOLE   33,203 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   2,386,491 19,236 SH   SOLE   19,236 0 0
ISHARES TR MSCI USA VALUE 46432F388   5,997,913 64,779 SH   SOLE   64,779 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,373,910 9,716 SH   SOLE   9,716 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   21,113,959 138,670 SH   SOLE   138,670 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   355,908 1,995 SH   SOLE   1,995 0 0
ISHARES TR RUS MID CAP ETF 464287499   330,260 4,723 SH   SOLE   4,723 0 0
ISHARES TR CORE S&P500 ETF 464287200   54,996,292 133,785 SH   SOLE   133,785 0 0
ISHARES TR S&P 500 VAL ETF 464287408   36,510,024 240,577 SH   SOLE   240,577 0 0
ISHARES TR SP SMCP600VL ETF 464287879   8,431,804 90,093 SH   SOLE   90,093 0 0
ISHARES TR SHORT TREAS BD 464288679   5,567,487 53,186 SH   SOLE   53,186 0 0
ISHARES TR SHORT TREAS BD 464288679   248,625 2,250 SH   SOLE   2,250 0 0
ISHARES TR RUS 1000 ETF 464287622   3,389,604 15,050 SH   SOLE   15,050 0 0
ISHARE TR S&P 100 ETF 464287101   78,082,079 417,462 SH   SOLE   417,462 0 0
ISHARE TR US TREAS BD ETF 46429B267   42,390,286 1,813,100 SH   SOLE   1,813,100 0 0
JANUS DETROIT STR TR HENDRSN AAA CL 47103U845   25,609,861 517,266 SH   SOLE   517,266 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104   1,474,906 213,445 SH   SOLE   213,445 0 0
JOHN BEAN TECHNOLOGIES CORP COM 477839104   948,419 8,678 SH   SOLE   8,678 0 0
JOHNSON & JOHNSON COM 478160104   697,521 4,500 SH   SOLE   4,500 0 0
JP MORGAN CHASE & CO COM 46625H100   926,582 7,111 SH   SOLE   7,111 0 0
KINDER MORGAN INC DEL COM 49456B101   5,536,664 316,200 SH   SOLE   316,200 0 0
KKR REAL ESTATE FIN TR INC COM 48251K100   572,833 50,293 SH   SOLE   50,293 0 0
LADDER CAP CORP CL A 505743104   6,513,908 689,302 SH   SOLE   689,302 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104   158,782 25,610 SH   SOLE   25,610 0 0
LILLY ELI & CO COM 532457108   407,296 1,186 SH   SOLE   1,186 0 0
LINCOLN NATIONAL CORP COM 534187109   402,393 17,908 SH   SOLE   17,908 0 0
LINDE PLC SHS G5494J103   272,622 767 SH   SOLE   767 0 0
LOEWS CORP COM 540424108   1,087,411 18,742 SH   SOLE   18,742 0 0
MARATHON PETE CORP COM 56585A102   269,930 2,002 SH   SOLE   2,002 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,248,991 38,609 SH   SOLE   38,609 0 0
MCDONALDS CORP COM 580135101   7,534,930 26,948 SH   SOLE   26,948 0 0
MERCK & CO INC COM 58933Y105   865,270 8,133 SH   SOLE   8,133 0 0
META PLATFORMS INC CL A 30303M102   604,877 2,854 SH   SOLE   2,854 0 0
MFS INTER INCOME TR SH BEN INT 55273C107   2,703,116 975,854 SH   SOLE   975,854 0 0
MFS MULTIMARKET INCOME TR SH BEN INT 552737108   144,152 31,751 SH   SOLE   31,751 0 0
MICROSOFT CORP COM 594918104   4,256,895 14,807 SH   SOLE   14,807 0 0
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502   640,292 56,166 SH   SOLE   56,166 0 0
NEUBERGER BERMAN MLP & ENERG COM 64129H104   2,552,876 388,566 SH   SOLE   388,566 0 0
NEW GERMANY FUND COM 644465106   186,294 20,494 SH   SOLE   20,494 0 0
NORTHEAST CMNTY BANCORP INC COM 664121100   1,420,896 108,300 SH   SOLE   108,300 0 0
NSTS BANCORP INC COM 6293JP109   347,238 38,200 SH   SOLE   38,200 0 0
NUVEEN CORPORATE INCOME 2023 COM 67079F101   1,174,317 127,782 SH   SOLE   127,782 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   125,260 24,513 SH   SOLE   24,513 0 0
NUVEEN INT DUR QUAL MUN TRM COM 670677103   6,676,823 522,852 SH   SOLE   522,852 0 0
NUVEEN MORTGAGE AND INCOME COM 670735109   7,874,341 493,380 SH   SOLE   493,380 0 0
NUVEEN MULTI MKT INCOME FD COM 67075J107   1,168,267 201,252 SH   SOLE   201,252 0 0
NUVEEN REAL ASSET INC & GROW COM 67074Y105   6,300,882 536,702 SH   SOLE   536,702 0 0
PAYCHEX INC COM 704326107   646,068 5,653 SH   SOLE   5,653 0 0
PENNANTPARK INVT CORP COM 708062104   5,596,068 1,059,861 SH   SOLE   1,059,861 0 0
PFIZER INC COM COM 717081103   543,480 13,321 SH   SOLE   13,321 0 0
PGIM SHORT DUR HIG YLD OPP F COM 69355J104   2,903,912 195,945 SH   SOLE   195,945 0 0
PHILIP MORRIS INTL INC COM 718172109   1,464,640 15,061 SH   SOLE   15,061 0 0
PHILLIPS 66 COM 718546104   379,871 3,747 SH   SOLE   3,747 0 0
PIMCO ETF TR 1 5 US TIP IDX 72201R205   2,019,241 39,562 SH   SOLE   39,562 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   374,174 4,034 SH   SOLE   4,034 0 0
PRINCIPAL REAL ESTATE INCOME SHS BEN INT 74255X104   1,600,614 169,198 SH   SOLE   169,198 0 0
PROCTOR AND GAMBLE CO COM 742718109   412,178 2,772 SH   SOLE   2,772 0 0
PUTNAM MUNI OPPORTUNITIES TR SH BEN INT 746922103   331,520 32,000 SH   SOLE   32,000 0 0
RAYONIER INC COM 754907103   243,463 7,320 SH   SOLE   7,320 0 0
ROYCE GLOBAL VALUE TR INC COM 78081T104   118,642 13,182 SH   SOLE   13,182 0 0
S&P GLOBAL INC COM 78409V104   969,148 2,811 SH   SOLE   2,811 0 0
SABA CAPITAL INC & OPTUNTY FD SHS NEW 78518H202   17,857,496 2,191,104 SH   SOLE   2,191,104 0 0
SCHWAB STRATEGIC TR SCHWB FDT US LG 808524771   752,559 13,703 SH   SOLE   13,703 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   205,747 5,912 SH   SOLE   5,912 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   327,037 6,835 SH   SOLE   6,835 0 0
SEELOS THERAPEUTICS INC COM 81577F109   10,368 15,000 SH   SOLE   15,000 0 0
SOUTHERN CO COM 842587107   275,537 3,960 SH   SOLE   3,960 0 0
SOUTHSIDE BANCSHARES INC COM 84470P109   273,900 8,250 SH   SOLE   8,250 0 0
SPDR GOLD TR GOLD SHS 78463V107   527,568 2,879 SH   SOLE   2,879 0 0
SPDR INDEX SHS FDS NUVEEN BLMBRG 78468R739   893,943 18,800 SH   SOLE   18,800 0 0
SPDR INDEX SHS FDS PORTF EMG MK 78463X509   581,097 17,026 SH   SOLE   17,026 0 0
SPDR SER TR PORTF INTRMD 78464A375   3,991,293 122,847 SH   SOLE   122,847 0 0
SPDR SER TR PORTF SHORT 78464A474   36,092,462 1,218,105 SH   SOLE   1,218,105 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,926,181 24,246 SH   SOLE   24,246 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,422,912 11,502 SH   SOLE   11,502 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   721,553 12,639 SH   SOLE   12,639 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,964,617 6,467 SH   SOLE   6,467 0 0
SPECIAL OPPORTUNITIES FUND INC 2 75% CNV PFD C 84741T401   31,594,718 1,382,701 SH   SOLE   1,382,701 0 0
SPECIAL OPPORTUNITIES FUND INC COM 84741T104   18,705,619 1,709,837 SH   SOLE   1,709,837 0 0
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400   382,125 9,776 SH   SOLE   9,776 0 0
STANDEX INTL CORP COM 854231107   1,683,672 13,751 SH   SOLE   13,751 0 0
STARBUCKS CORP COM 855244109   2,888,920 27,743 SH   SOLE   27,743 0 0
TCW STRATEGIC INCOME FD INC COM 872340104   330,190 70,554 SH   SOLE   70,554 0 0
TEMPLETON EMERGING MKTS FD I COM 880191101   6,281,998 536,923 SH   SOLE   536,923 0 0
TESLA COM 88160R101   980,249 4,725 SH   SOLE   4,725 0 0
TORTOISE PWR & ENERGY INFRAS COM 89147X104   11,684,113 909,269 SH   SOLE   909,269 0 0
TPG RE FIN TR INC COM 87266M107   5,449,434 750,611 SH   SOLE   750,611 0 0
TRI-CONTINENTAL CORP COM 895436103   6,799,656 256,108 SH   SOLE   256,108 0 0
UNION PACIFIC CORP COM 907818108   422,646 2,100 SH   SOLE   2,100 0 0
UNUM GROUP COM 91529Y106   496,478 12,550 SH   SOLE   12,550 0 0
SELECT SECTOR SPDR TR SBI INT UTILS 81369Y886   687,054 10,150 SH   SOLE   10,150 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607   249,417 900 SH   SOLE   900 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   261,185 1,696 SH   SOLE   1,696 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,282,830 9,150 SH   SOLE   9,150 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,842,279 34,454 SH   SOLE   34,454 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   21,150,394 468,240 SH   SOLE   468,240 0 0
VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858   7,536,728 186,553 SH   SOLE   186,553 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   522,873 2,193 SH   SOLE   2,193 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   11,220,874 29,110 SH   SOLE   29,110 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   6,422,458 80,061 SH   SOLE   80,061 0 0
VANGUARD SCOTTSDALE FDS INTR TRM TREAS 92206C706   65,870,368 1,098,572 SH   SOLE   1,098,572 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,435,576 6,806 SH   SOLE   6,806 0 0
VANGUARD SCOTTSDALE FDS MTG BKD SECS ETF 92206C771   7,571,930 162,662 SH   SOLE   162,662 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   959,382 11,553 SH   SOLE   11,553 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000 IDX 92206C730   1,440,834 7,733 SH   SOLE   7,733 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000 IDX 92206C664   470,971 6,534 SH   SOLE   6,534 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   13,123,948 171,577 SH   SOLE   171,577 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,768,384 23,198 SH   SOLE   23,198 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,166,779 45,311 SH   SOLE   45,311 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   34,365,460 587,042 SH   SOLE   587,042 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,544,088 8,146 SH   SOLE   8,146 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   16,446,754 103,595 SH   SOLE   103,595 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   544,890 10,756 SH   SOLE   10,756 0 0
VANGUARD STAR FDS VG TL INTL STK FD 921909768   3,209,808 58,138 SH   SOLE   58,138 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   64,229,717 314,697 SH   SOLE   314,697 0 0
VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742   1,140,341 12,383 SH   SOLE   12,383 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   887,157 18,017 SH   SOLE   18,017 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   363,637 2,465 SH   SOLE   2,465 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   84,038,967 608,493 SH   SOLE   608,493 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   290,233 7,463 SH   SOLE   7,463 0 0
VERTICAL CAP INCOME FUND SHS BEN INT 92535C104   16,408,746 1,672,655 SH   SOLE   1,672,655 0 0
VIATRIS INC COM 92556V106   108,533 11,282 SH   SOLE   11,282 0 0
VIRTUS DIVIDEND INTEREST & P COM 92840R101   19,535,464 1,661,179 SH   SOLE   1,661,179 0 0
VOYA GLBL EQTY DIV & PREM OP COM 92912T100   281,152 55,128 SH   SOLE   55,128 0 0
WALMART INC COM 931142103   487,765 3,308 SH   SOLE   3,308 0 0
WESTERN ASSET DIVERSIFIED IN COM SHS BEN 95790K109   4,286,008 322,256 SH   SOLE   322,256 0 0
WILLIAMS COS INC COM 969457100   750,944 25,149 SH   SOLE   25,149 0 0
WINTRUST FINL CORP COM 97650W108   209,950 2,878 SH   SOLE   2,878 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   10,850,946 236,972 SH   SOLE   236,972 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422   436,514 13,840 SH   SOLE   13,840 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588   8,151,575 186,450 SH   SOLE   186,450 0 0
WISDOMTREE TR US MIDCAP FUND 97717W570   1,353,099 27,203 SH   SOLE   27,203 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   45,584,827 731,229 SH   SOLE   731,229 0 0
XYLEM INC COM 98419M100   3,032,888 28,967 SH   SOLE   28,967 0 0