The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   204,849 2,023 SH   SOLE   0 0 2,023
ABBVIE INC COM 00287Y109   363,045 2,278 SH   SOLE   0 0 2,278
AMAZON COM INC COM 023135106   305,997 2,963 SH   SOLE   0 0 2,963
APPLE INC COM 037833100   2,034,686 12,339 SH   SOLE   0 0 12,339
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,890,599 6,123 SH   SOLE   0 0 6,123
BOEING CO COM 097023105   347,323 1,635 SH   SOLE   0 0 1,635
CATERPILLAR INC COM 149123101   381,247 1,666 SH   SOLE   0 0 1,666
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,073,943 72,087 SH   SOLE   0 0 72,087
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,088,750 114,610 SH   SOLE   0 0 114,610
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,226,059 53,261 SH   SOLE   0 0 53,261
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,649,883 88,233 SH   SOLE   0 0 88,233
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   10,361,234 406,642 SH   SOLE   0 0 406,642
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   9,604,217 407,131 SH   SOLE   0 0 407,131
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   11,718,876 486,968 SH   SOLE   0 0 486,968
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   4,869,388 226,589 SH   SOLE   0 0 226,589
EXXON MOBIL CORP COM 30231G102   399,820 3,646 SH   SOLE   0 0 3,646
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   634,531 24,884 SH   SOLE   0 0 24,884
GLOBAL X FDS FINTECH ETF 37954Y814   404,417 19,424 SH   SOLE   0 0 19,424
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   22,450,386 143,197 SH   SOLE   0 0 143,197
ISHARES TR MORNINGSTAR GRWT 464287119   1,332,210 24,065 SH   SOLE   0 0 24,065
ISHARES TR SELECT DIVID ETF 464287168   6,394,522 54,570 SH   SOLE   0 0 54,570
ISHARES TR TIPS BD ETF 464287176   643,860 5,840 SH   SOLE   0 0 5,840
ISHARES TR CORE S&P500 ETF 464287200   501,687 1,220 SH   SOLE   0 0 1,220
ISHARES TR MSCI EMG MKT ETF 464287234   5,056,166 128,134 SH   SOLE   0 0 128,134
ISHARES TR S&P 500 GRWT ETF 464287309   1,358,301 21,260 SH   SOLE   0 0 21,260
ISHARES TR S&P 500 VAL ETF 464287408   494,131 3,256 SH   SOLE   0 0 3,256
ISHARES TR CORE S&P MCP ETF 464287507   1,276,316 5,102 SH   SOLE   0 0 5,102
ISHARES TR S&P MC 400GR ETF 464287606   428,059 5,986 SH   SOLE   0 0 5,986
ISHARES TR CORE S&P SCP ETF 464287804   365,139 3,776 SH   SOLE   0 0 3,776
ISHARES TR CORE MSCI EAFE 46432F842   241,529 3,613 SH   SOLE   0 0 3,613
ISHARES INC CORE MSCI EMKT 46434G103   280,982 5,759 SH   SOLE   0 0 5,759
JPMORGAN CHASE & CO COM 46625H100   245,410 1,883 SH   SOLE   0 0 1,883
JOHNSON & JOHNSON COM 478160104   204,135 1,317 SH   SOLE   0 0 1,317
MCDONALDS CORP COM 580135101   260,704 932 SH   SOLE   0 0 932
PEPSICO INC COM 713448108   385,815 2,116 SH   SOLE   0 0 2,116
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,258,576 17,730 SH   SOLE   0 0 17,730
SPDR GOLD TR GOLD SHS 78463V107   2,942,238 16,059 SH   SOLE   0 0 16,059
SPDR SER TR S&P DIVID ETF 78464A763   418,140 3,380 SH   SOLE   0 0 3,380
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   239,325 7,444 SH   SOLE   0 0 7,444
STRYKER CORPORATION COM 863667101   268,913 942 SH   SOLE   0 0 942
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,105,207 26,655 SH   SOLE   0 0 26,655
VANGUARD WORLD FD ESG INTL STK ETF 921910725   234,206 4,473 SH   SOLE   0 0 4,473
VANGUARD WORLD FD ESG US STK ETF 921910733   255,615 3,565 SH   SOLE   0 0 3,565
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   366,750 2,500 SH   SOLE   0 0 2,500
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   253,182 3,310 SH   SOLE   0 0 3,310
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   437,738 5,929 SH   SOLE   0 0 5,929
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,342,636 60,120 SH   SOLE   0 0 60,120
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   4,554,802 73,524 SH   SOLE   0 0 73,524
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,878,155 91,232 SH   SOLE   0 0 91,232
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   222,483 5,507 SH   SOLE   0 0 5,507
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   428,083 2,212 SH   SOLE   0 0 2,212
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   702,695 12,004 SH   SOLE   0 0 12,004
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,079,023 15,507 SH   SOLE   0 0 15,507
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,142,193 37,840 SH   SOLE   0 0 37,840
VANGUARD INDEX FDS SML CP GRW ETF 922908595   920,945 4,256 SH   SOLE   0 0 4,256
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,601,414 16,386 SH   SOLE   0 0 16,386
VANGUARD INDEX FDS MID CAP ETF 922908629   1,860,791 8,822 SH   SOLE   0 0 8,822
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,437,310 13,047 SH   SOLE   0 0 13,047
VANGUARD INDEX FDS VALUE ETF 922908744   685,465 4,963 SH   SOLE   0 0 4,963
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,344,922 12,370 SH   SOLE   0 0 12,370
VANGUARD INDEX FDS TOTAL STK MKT 922908769   709,625 3,477 SH   SOLE   0 0 3,477
WISDOMTREE TR US TOTAL DIVIDND 97717W109   19,220,691 317,225 SH   SOLE   0 0 317,225
WISDOMTREE TR INTL EQUITY FD 97717W703   494,484 9,943 SH   SOLE   0 0 9,943
WISDOMTREE TR YIELD ENHANCD US 97717X511   608,165 13,920 SH   SOLE   0 0 13,920