The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   801,880 7,628 SH   SOLE   0 0 7,628
ABBOTT LABS COM 002824100   297,566 2,938 SH   SOLE   0 0 2,938
ABBVIE INC COM 00287Y109   326,521 2,048 SH   SOLE   0 0 2,048
AIR PRODS & CHEMS INC COM 009158106   572,637 1,993 SH   SOLE   0 0 1,993
ALPHABET INC CAP STK CL C 02079K107   273,208 2,627 SH   SOLE   0 0 2,627
ALPHABET INC CAP STK CL A 02079K305   517,509 4,989 SH   SOLE   0 0 4,989
ALPS ETF TR SECTR DIV DOGS 00162Q858   227,845 4,450 SH   SOLE   0 0 4,450
AMAZON COM INC COM 023135106   705,987 6,835 SH   SOLE   0 0 6,835
AMERICAN EXPRESS CO COM 025816109   217,074 1,316 SH   SOLE   0 0 1,316
AMGEN INC COM 031162100   1,696,248 7,016 SH   SOLE   0 0 7,016
AON PLC SHS CL A G0403H108   335,423 1,063 SH   SOLE   0 0 1,063
APPLE INC COM 037833100   5,368,559 32,556 SH   SOLE   0 0 32,556
APPLIED MATLS INC COM 038222105   217,953 1,774 SH   SOLE   0 0 1,774
ASTRAZENECA PLC SPONSORED ADR 046353108   234,344 3,376 SH   SOLE   0 0 3,376
AT&T INC COM 00206R102   825,450 42,880 SH   SOLE   0 0 42,880
BANK AMERICA CORP COM 060505104   386,769 13,523 SH   SOLE   0 0 13,523
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,076,689 22,918 SH   SOLE   0 0 22,918
BLACKSTONE INC COM 09260D107   1,768,444 20,132 SH   SOLE   0 0 20,132
BOEING CO COM 097023105   288,427 1,357 SH   SOLE   0 0 1,357
BRISTOL-MYERS SQUIBB CO COM 110122108   427,715 6,171 SH   SOLE   0 0 6,171
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   210,067 6,220 SH   SOLE   0 0 6,220
CATERPILLAR INC COM 149123101   2,232,326 9,754 SH   SOLE   0 0 9,754
CHEVRON CORP NEW COM 166764100   2,909,753 17,833 SH   SOLE   0 0 17,833
CISCO SYS INC COM 17275R102   2,128,834 40,723 SH   SOLE   0 0 40,723
CITIZENS & NORTHN CORP COM 172922106   783,651 36,653 SH   SOLE   0 0 36,653
CITIZENS FINANCIAL SERVS INC COM 174615104   3,341,348 39,992 SH   SOLE   0 0 39,992
CLEVELAND-CLIFFS INC NEW COM 185899101   269,479 14,701 SH   SOLE   0 0 14,701
COCA COLA CO COM 191216100   1,040,980 16,781 SH   SOLE   0 0 16,781
COLGATE PALMOLIVE CO COM 194162103   241,945 3,219 SH   SOLE   0 0 3,219
CONOCOPHILLIPS COM 20825C104   224,149 2,259 SH   SOLE   0 0 2,259
DISNEY WALT CO COM 254687106   281,939 2,815 SH   SOLE   0 0 2,815
DNP SELECT INCOME FD INC COM 23325P104   305,695 27,740 SH   SOLE   0 0 27,740
DOCUSIGN INC COM 256163106   225,213 3,863 SH   SOLE   0 0 3,863
DOMINION ENERGY INC COM 25746U109   371,083 6,637 SH   SOLE   0 0 6,637
DOW INC COM 260557103   1,666,093 30,392 SH   SOLE   0 0 30,392
DUKE ENERGY CORP NEW COM NEW 26441C204   442,286 4,584 SH   SOLE   0 0 4,584
EA SERIES TRUST GADSDN DYN MLT 02072L870   2,897,286 98,480 SH   SOLE   0 0 98,480
ENTERGY CORP NEW COM 29364G103   423,608 3,931 SH   SOLE   0 0 3,931
EQT CORP COM 26884L109   241,198 7,558 SH   SOLE   0 0 7,558
EVERGY INC COM 30034W106   340,996 5,579 SH   SOLE   0 0 5,579
EXXON MOBIL CORP COM 30231G102   2,414,982 22,022 SH   SOLE   0 0 22,022
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   9,120,974 202,328 SH   SOLE   0 0 202,328
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   311,649 5,966 SH   SOLE   0 0 5,966
GENERAL ELECTRIC CO COM NEW 369604301   280,102 2,929 SH   SOLE   0 0 2,929
GOLDMAN SACHS GROUP INC COM 38141G104   378,711 1,157 SH   SOLE   0 0 1,157
HECLA MNG CO COM 422704106   512,730 81,000 SH   SOLE   0 0 81,000
HERSHEY CO COM 427866108   664,676 2,612 SH   SOLE   0 0 2,612
HOME DEPOT INC COM 437076102   743,428 2,519 SH   SOLE   0 0 2,519
HONEYWELL INTL INC COM 438516106   517,760 2,709 SH   SOLE   0 0 2,709
ILLINOIS TOOL WKS INC COM 452308109   310,668 1,276 SH   SOLE   0 0 1,276
INTEL CORP COM 458140100   1,289,654 39,475 SH   SOLE   0 0 39,475
INTERNATIONAL BUSINESS MACHS COM 459200101   1,505,378 11,483 SH   SOLE   0 0 11,483
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   13,564,718 102,755 SH   SOLE   0 0 102,755
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   406,442 4,777 SH   SOLE   0 0 4,777
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   211,497 1,462 SH   SOLE   0 0 1,462
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   266,024 3,118 SH   SOLE   0 0 3,118
INVESCO QQQ TR UNIT SER 1 46090E103   13,157,774 40,998 SH   SOLE   0 0 40,998
ISHARES SILVER TR ISHARES 46428Q109   431,252 19,496 SH   SOLE   0 0 19,496
ISHARES TR CORE S&P500 ETF 464287200   48,307,565 117,513 SH   SOLE   0 0 117,513
ISHARES TR 0-5YR HI YL CP 46434V407   813,221 19,511 SH   SOLE   0 0 19,511
ISHARES TR CORE US AGGBD ET 464287226   15,746,154 158,030 SH   SOLE   0 0 158,030
ISHARES TR 1 3 YR TREAS BD 464287457   1,710,253 20,816 SH   SOLE   0 0 20,816
ISHARES TR 3 7 YR TREAS BD 464288661   277,645 2,359 SH   SOLE   0 0 2,359
ISHARES TR MSCI EMG MKT ETF 464287234   399,244 10,117 SH   SOLE   0 0 10,117
ISHARES TR ISHARES BIOTECH 464287556   962,953 7,455 SH   SOLE   0 0 7,455
ISHARES TR 7-10 YR TRSY BD 464287440   1,076,401 10,859 SH   SOLE   0 0 10,859
ISHARES TR NATIONAL MUN ETF 464288414   791,427 7,345 SH   SOLE   0 0 7,345
ISHARES TR US AER DEF ETF 464288760   432,461 3,757 SH   SOLE   0 0 3,757
ISHARES TR MSCI EAFE ETF 464287465   1,164,377 16,280 SH   SOLE   0 0 16,280
ISHARES TR GLOBAL 100 ETF 464287572   3,501,739 49,982 SH   SOLE   0 0 49,982
ISHARES TR CORE S&P SCP ETF 464287804   25,208,520 260,687 SH   SOLE   0 0 260,687
ISHARES TR US HLTHCR PR ETF 464288828   770,642 3,117 SH   SOLE   0 0 3,117
ISHARES TR CORE S&P US GWT 464287671   12,157,831 136,958 SH   SOLE   0 0 136,958
ISHARES TR CORE S&P MCP ETF 464287507   25,909,998 103,573 SH   SOLE   0 0 103,573
ISHARES TR MSCI USA ESG SLC 464288802   246,864 2,812 SH   SOLE   0 0 2,812
ISHARES TR US HLTHCARE ETF 464287762   762,166 2,791 SH   SOLE   0 0 2,791
ISHARES TR CORE S&P TTL STK 464287150   3,760,662 41,531 SH   SOLE   0 0 41,531
J P MORGAN EXCHANGE TRADED F BETABLDRS 1-5YR 46641Q258   1,466,481 30,736 SH   SOLE   0 0 30,736
JOHNSON & JOHNSON COM 478160104   1,310,304 8,453 SH   SOLE   0 0 8,453
JPMORGAN CHASE & CO COM 46625H100   3,865,894 29,666 SH   SOLE   0 0 29,666
LABORATORY CORP AMER HLDGS COM NEW 50540R409   263,649 1,149 SH   SOLE   0 0 1,149
LILLY ELI & CO COM 532457108   431,884 1,257 SH   SOLE   0 0 1,257
LOCKHEED MARTIN CORP COM 539830109   817,844 1,730 SH   SOLE   0 0 1,730
M & T BK CORP COM 55261F104   1,276,204 10,673 SH   SOLE   0 0 10,673
MASTERCARD INCORPORATED CL A 57636Q104   354,378 975 SH   SOLE   0 0 975
MCDONALDS CORP COM 580135101   607,919 2,174 SH   SOLE   0 0 2,174
MERCK & CO INC COM 58933Y105   2,578,392 24,235 SH   SOLE   0 0 24,235
META PLATFORMS INC CL A 30303M102   272,555 1,286 SH   SOLE   0 0 1,286
MICROSOFT CORP COM 594918104   3,646,271 12,647 SH   SOLE   0 0 12,647
MORGAN STANLEY COM NEW 617446448   344,171 3,919 SH   SOLE   0 0 3,919
NEXTERA ENERGY INC COM 65339F101   1,077,907 13,984 SH   SOLE   0 0 13,984
NVIDIA CORPORATION COM 67066G104   767,777 2,764 SH   SOLE   0 0 2,764
ORACLE CORP COM 68389X105   310,626 3,342 SH   SOLE   0 0 3,342
PACER FDS TR US CASH COWS 100 69374H881   12,106,984 257,869 SH   SOLE   0 0 257,869
PALO ALTO NETWORKS INC COM 697435105   298,412 1,494 SH   SOLE   0 0 1,494
PENNS WOODS BANCORP INC COM 708430103   2,126,737 92,066 SH   SOLE   0 0 92,066
PEPSICO INC COM 713448108   1,236,498 6,782 SH   SOLE   0 0 6,782
PFIZER INC COM 717081103   2,101,447 51,506 SH   SOLE   0 0 51,506
PHILIP MORRIS INTL INC COM 718172109   262,012 2,694 SH   SOLE   0 0 2,694
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   585,742 5,901 SH   SOLE   0 0 5,901
PIMCO MUN INCOME FD COM 72200R107   236,367 23,755 SH   SOLE   0 0 23,755
PNC FINL SVCS GROUP INC COM 693475105   266,902 2,099 SH   SOLE   0 0 2,099
PPL CORP COM 69351T106   1,045,430 37,618 SH   SOLE   0 0 37,618
PROCTER AND GAMBLE CO COM 742718109   1,584,400 10,655 SH   SOLE   0 0 10,655
PROGRESSIVE CORP COM 743315103   227,761 1,592 SH   SOLE   0 0 1,592
PRUDENTIAL FINL INC COM 744320102   308,071 3,723 SH   SOLE   0 0 3,723
RAYTHEON TECHNOLOGIES CORP COM 75513E101   566,269 5,782 SH   SOLE   0 0 5,782
ROCKWELL AUTOMATION INC COM 773903109   264,604 901 SH   SOLE   0 0 901
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   208,374 3,197 SH   SOLE   0 0 3,197
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   618,949 12,935 SH   SOLE   0 0 12,935
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   292,700 6,051 SH   SOLE   0 0 6,051
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,308,257 318,592 SH   SOLE   0 0 318,592
SCWORX CORP COM 78396V109   31,325 89,500 SH   SOLE   0 0 89,500
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   240,220 2,374 SH   SOLE   0 0 2,374
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   316,692 3,926 SH   SOLE   0 0 3,926
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,063,119 8,211 SH   SOLE   0 0 8,211
SELECT SECTOR SPDR TR ENERGY 81369Y506   421,311 5,086 SH   SOLE   0 0 5,086
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,011,975 13,545 SH   SOLE   0 0 13,545
SMITH A O CORP COM 831865209   211,336 3,056 SH   SOLE   0 0 3,056
SOFI TECHNOLOGIES INC COM 83406F102   236,627 38,983 SH   SOLE   0 0 38,983
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,643,915 7,948 SH   SOLE   0 0 7,948
SPDR GOLD TR GOLD SHS 78463V107   623,841 3,404 SH   SOLE   0 0 3,404
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   608,373 10,656 SH   SOLE   0 0 10,656
SPDR S&P 500 ETF TR TR UNIT 78462F103   285,814 698 SH   SOLE   0 0 698
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   1,496,488 179,435 SH   SOLE   0 0 179,435
TESLA INC COM 88160R101   229,243 1,105 SH   SOLE   0 0 1,105
TEXAS INSTRS INC COM 882508104   441,501 2,373 SH   SOLE   0 0 2,373
THERMO FISHER SCIENTIFIC INC COM 883556102   280,831 487 SH   SOLE   0 0 487
UNION PAC CORP COM 907818108   262,028 1,301 SH   SOLE   0 0 1,301
UNITED PARCEL SERVICE INC CL B 911312106   250,617 1,291 SH   SOLE   0 0 1,291
UNITED RENTALS INC COM 911363109   221,480 559 SH   SOLE   0 0 559
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,399,585 5,317 SH   SOLE   0 0 5,317
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   12,996,508 156,509 SH   SOLE   0 0 156,509
VANGUARD INDEX FDS TOTAL STK MKT 922908769   738,371 3,617 SH   SOLE   0 0 3,617
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   225,485 3,699 SH   SOLE   0 0 3,699
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   423,179 4,595 SH   SOLE   0 0 4,595
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   21,825,910 540,245 SH   SOLE   0 0 540,245
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   310,507 6,129 SH   SOLE   0 0 6,129
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   30,901,859 385,213 SH   SOLE   0 0 385,213
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   16,241,292 359,559 SH   SOLE   0 0 359,559
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   621,854 6,155 SH   SOLE   0 0 6,155
VANGUARD WORLD FDS INF TECH ETF 92204A702   396,927 1,029 SH   SOLE   0 0 1,029
VERIZON COMMUNICATIONS INC COM 92343V104   2,204,485 56,685 SH   SOLE   0 0 56,685
VISA INC COM CL A 92826C839   396,212 1,757 SH   SOLE   0 0 1,757
WALGREENS BOOTS ALLIANCE INC COM 931427108   780,370 22,567 SH   SOLE   0 0 22,567
WALMART INC COM 931142103   625,697 4,243 SH   SOLE   0 0 4,243
WASTE MGMT INC DEL COM 94106L109   385,380 2,361 SH   SOLE   0 0 2,361
WEC ENERGY GROUP INC COM 92939U106   468,504 4,942 SH   SOLE   0 0 4,942
WELLS FARGO CO NEW COM 949746101   326,420 8,732 SH   SOLE   0 0 8,732
WISDOMTREE TR GLB HIGH DIV FD 97717W877   2,866,000 61,245 SH   SOLE   0 0 61,245
WISDOMTREE TR GROWTH LEADERS 97717Y717   2,061,967 70,518 SH   SOLE   0 0 70,518