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BANCORPSOUTH INC (BXS)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsSep-30-17Jun-30-17Mar-31-17Dec-31-16Sep-30-16Jun-30-16Mar-31-16Dec-31-15
   10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K
    Interest income:  
        Interest income on loans  119.6115.3111.5112.2111.6109.1107.8107.2
        Interest income on investments  9.910.19.9-15.39.18.98.9-16.6
       130.9126.9122.9123.4122.3119.4118.0118.1
    Interest expense:  
       2.62.01.526.61.31.00.926.2
Net interest income  133.5128.8124.490.6123.6120.4118.886.9
Provision for loan losses  0.51.01.01.0 2.01.0 
Net interest income after provision for loan losses  133.0127.8123.489.6123.6118.4117.886.9
        Deposit and loan fees  10.49.79.710.011.311.011.011.8
        Credit and debit card fees  9.39.68.99.39.39.59.09.4
        Gain on sale of investments, net  0.00.01.1 0.00.10.0 
        Other non-interest income  46.248.851.253.749.147.944.846.1
Total non-interest income  66.068.170.973.069.768.564.767.4
Non-interest expenses  126.9127.6127.1131.5128.3127.6141.5148.4
Pre-tax income before non-recurring items  60.158.458.657.057.053.037.949.7
Non-recurring items  1.01.31.21.21.11.84.519.4
Pre-tax income  59.157.157.455.855.951.333.430.3
Income taxes  19.619.219.318.218.116.610.89.1
            Tax rate  33.1%33.6%33.6%32.5%32.4%32.3%32.4%30.1%
Net income  39.537.938.137.737.834.722.521.2
            Net margin  19.9%19.3%19.6%23.2%17.1%18.6%12.4%13.7%
   
Basic EPS  $0.43$0.41$0.41$0.40$0.40$0.37$0.24$0.22
Diluted EPS  $0.43$0.41$0.41$0.40$0.40$0.37$0.24$0.22
   
Shares outstanding (basic)  90.991.493.694.294.394.594.495.8
Shares outstanding (diluted)  91.191.593.894.594.694.794.696.1
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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