In millions, except per share items | Sep-30-17 | Jun-30-17 | Mar-31-17 | Dec-31-16 | Sep-30-16 | Jun-30-16 | Mar-31-16 | Dec-31-15 |
| 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K |
Interest income: |
Interest income on loans | 119.6 | 115.3 | 111.5 | 112.2 | 111.6 | 109.1 | 107.8 | 107.2 |
Interest income on investments | 9.9 | 10.1 | 9.9 | -15.3 | 9.1 | 8.9 | 8.9 | -16.6 |
| 130.9 | 126.9 | 122.9 | 123.4 | 122.3 | 119.4 | 118.0 | 118.1 |
Interest expense: |
| 2.6 | 2.0 | 1.5 | 26.6 | 1.3 | 1.0 | 0.9 | 26.2 |
Net interest income | 133.5 | 128.8 | 124.4 | 90.6 | 123.6 | 120.4 | 118.8 | 86.9 |
Provision for loan losses | 0.5 | 1.0 | 1.0 | 1.0 | | 2.0 | 1.0 | |
Net interest income after provision for loan losses | 133.0 | 127.8 | 123.4 | 89.6 | 123.6 | 118.4 | 117.8 | 86.9 |
Deposit and loan fees | 10.4 | 9.7 | 9.7 | 10.0 | 11.3 | 11.0 | 11.0 | 11.8 |
Credit and debit card fees | 9.3 | 9.6 | 8.9 | 9.3 | 9.3 | 9.5 | 9.0 | 9.4 |
Gain on sale of investments, net | 0.0 | 0.0 | 1.1 | | 0.0 | 0.1 | 0.0 | |
Other non-interest income | 46.2 | 48.8 | 51.2 | 53.7 | 49.1 | 47.9 | 44.8 | 46.1 |
Total non-interest income | 66.0 | 68.1 | 70.9 | 73.0 | 69.7 | 68.5 | 64.7 | 67.4 |
Non-interest expenses | 126.9 | 127.6 | 127.1 | 131.5 | 128.3 | 127.6 | 141.5 | 148.4 |
Pre-tax income before non-recurring items | 60.1 | 58.4 | 58.6 | 57.0 | 57.0 | 53.0 | 37.9 | 49.7 |
Non-recurring items | 1.0 | 1.3 | 1.2 | 1.2 | 1.1 | 1.8 | 4.5 | 19.4 |
Pre-tax income | 59.1 | 57.1 | 57.4 | 55.8 | 55.9 | 51.3 | 33.4 | 30.3 |
Income taxes | 19.6 | 19.2 | 19.3 | 18.2 | 18.1 | 16.6 | 10.8 | 9.1 |
Tax rate | 33.1% | 33.6% | 33.6% | 32.5% | 32.4% | 32.3% | 32.4% | 30.1% |
Net income | 39.5 | 37.9 | 38.1 | 37.7 | 37.8 | 34.7 | 22.5 | 21.2 |
Net margin | 19.9% | 19.3% | 19.6% | 23.2% | 17.1% | 18.6% | 12.4% | 13.7% |
|
Basic EPS | $0.43 | $0.41 | $0.41 | $0.40 | $0.40 | $0.37 | $0.24 | $0.22 |
Diluted EPS | $0.43 | $0.41 | $0.41 | $0.40 | $0.40 | $0.37 | $0.24 | $0.22 |
|
Shares outstanding (basic) | 90.9 | 91.4 | 93.6 | 94.2 | 94.3 | 94.5 | 94.4 | 95.8 |
Shares outstanding (diluted) | 91.1 | 91.5 | 93.8 | 94.5 | 94.6 | 94.7 | 94.6 | 96.1 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |