Overview Financials News + Filings Key Docs Charts Ownership Insiders
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| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income on loans | 29.4 | 29.9 | 29.8 | 28.5 | 26.4 | 25.9 | 19.4 | 19.0 |
| Total interest income | 31.8 | 32.0 | 31.9 | 30.4 | 27.7 | 27.3 | 21.5 | 20.6 |
| Interest expense: |
| Interest on deposits | 1.6 | 2.9 | 3.3 | 2.2 | 1.5 | 1.0 | 0.9 | 1.2 |
| | 4.7 | 8.6 | 3.3 | 2.2 | 1.8 | 1.6 | 1.5 | 1.2 |
| Net interest income | 30.2 | 29.1 | 28.6 | 28.1 | 25.9 | 25.8 | 19.9 | 19.4 |
| Net interest income after provision for loan losses | 30.2 | 29.1 | 28.6 | 28.1 | 25.9 | 25.8 | 19.9 | 19.4 |
| Other non-interest income | 14.3 | 15.1 | 8.5 | 7.7 | 7.7 | 8.2 | 7.7 | 7.3 |
| Total non-interest income | 14.3 | 15.1 | 8.5 | 7.7 | 7.7 | 8.2 | 7.7 | 7.3 |
| Non-interest expenses | 27.7 | 27.1 | 27.1 | 25.4 | 25.3 | 24.1 | 23.2 | 21.4 |
| Equity in earnings | | | | | | | | |
| Asset impairment | -0.3 | 0.0 | -0.1 | | | | | |
| Pre-tax income | 18.9 | 14.4 | 11.1 | 11.1 | 8.8 | 10.5 | 4.6 | 12.3 |
| Income taxes | 5.4 | 4.1 | 3.3 | 2.9 | 4.4 | 4.1 | 1.6 | 4.9 |
| Tax rate | 28.3% | 28.3% | 29.9% | 26.0% | 50.0% | 39.4% | 35.3% | 39.9% |
| Net income | 13.6 | 10.3 | 7.8 | 8.2 | 4.4 | 6.4 | 2.8 | 5.7 |
| Net margin | 30.5% | 23.3% | 21.1% | 23.0% | 13.1% | 18.7% | 9.2% | 18.8% |
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| Basic EPS | $3.03 | $2.23 | $1.69 | $1.89 | $1.04 | $1.52 | $0.69 | $1.40 |
| Diluted EPS | $3.01 | $2.22 | $1.68 | $1.71 | $0.90 | $1.34 | $0.61 | $1.23 |
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| Shares outstanding (basic) | 4.5 | 4.6 | 4.6 | 4.4 | 4.2 | 4.2 | 4.1 | 4.1 |
| Shares outstanding (diluted) | 4.5 | 4.6 | 4.6 | 4.8 | 4.9 | 4.7 | 4.7 | 4.6 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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