| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 924.0 | 919.7 | 955.4 | 850.5 | 578.3 | 335.7 | 232.8 | 184.6 |
| Interest income on investments | 99.6 | 94.5 | 97.8 | 84.2 | 52.8 | 25.2 | 20.8 | 20.4 |
| Interest income on repurchase agreements | 7.6 | 6.8 | 14.8 | 12.1 | 5.1 | 2.7 | 1.5 | 1.1 |
| | 1,031.2 | 1,021.0 | 1,067.9 | 946.7 | 636.1 | 363.6 | 255.2 | 206.2 |
| Interest expense: |
| Interest on deposits | 54.1 | 135.5 | 231.6 | 151.0 | 59.6 | 23.9 | 13.2 | 10.0 |
| | 98.8 | 199.3 | 301.8 | 210.4 | 92.8 | 38.6 | 18.5 | 13.2 |
| Net interest income | 932.4 | 821.8 | 766.1 | 736.3 | 543.3 | 325.0 | 236.6 | 193.0 |
| Provision for loan losses | 16.1 | 203.8 | 27.3 | 34.4 | 23.7 | 18.3 | 9.2 | 3.6 |
| Net interest income after provision for loan losses | 916.3 | 618.0 | 738.9 | 702.0 | 519.6 | 306.7 | 227.4 | 189.3 |
| Deposit and loan fees | | | | | | | 12.7 | 11.7 |
| Gain on sale of investments, net | | | | | | | 0.6 | 0.0 |
| Other non-interest income | 395.7 | 317.8 | 263.8 | 200.9 | 144.9 | 121.0 | 73.2 | 40.9 |
| Total non-interest income | 395.7 | 317.8 | 263.8 | 200.9 | 144.9 | 121.0 | 86.5 | 52.6 |
| Non-interest expenses | 660.1 | 564.5 | 505.1 | 452.9 | 366.6 | 236.3 | 170.9 | 136.3 |
| Pre-tax income before non-recurring items | 651.9 | 371.4 | 497.5 | 458.2 | 329.8 | 203.1 | 147.9 | 105.7 |
| Non-recurring items | | | | 8.3 | 31.8 | 11.7 | 4.8 | |
| Pre-tax income | 651.9 | 371.4 | 497.5 | 449.9 | 298.0 | 191.4 | 143.1 | 105.7 |
| Income taxes | 124.6 | 59.0 | 96.7 | 90.5 | 124.0 | 64.2 | 47.6 | 35.2 |
| Tax rate | 19.1% | 15.9% | 19.4% | 20.1% | 41.6% | 33.5% | 33.3% | 33.3% |
| Net income | 512.1 | 304.7 | 400.9 | 359.4 | 174.0 | 127.2 | 95.5 | 70.5 |
| Net margin | 39.0% | 32.6% | 40.0% | 39.8% | 26.2% | 29.7% | 30.4% | 29.1% |
| |
| Basic EPS | $6.79 | $4.04 | $5.25 | $4.66 | $2.73 | $2.96 | $2.58 | $2.03 |
| Diluted EPS | $6.75 | $4.03 | $5.22 | $4.64 | $2.70 | $2.91 | $2.52 | $2.01 |
| |
| Shares outstanding (basic) | 75.5 | 75.4 | 76.4 | 77.1 | 63.8 | 43.0 | 37.0 | 34.7 |
| Shares outstanding (diluted) | 75.9 | 75.7 | 76.8 | 77.4 | 64.3 | 43.7 | 38.0 | 35.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |