| In millions, except per share items | Sep-30-10 | Sep-30-09 | Sep-30-08 | Sep-30-07 | Sep-30-06 | Sep-30-05 | Sep-30-04 | Sep-30-03 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 282.3 | 305.8 | 302.0 | | | | | |
| Interest income on investments | 15.7 | 5.5 | 9.9 | | | | | |
| | 374.1 | 412.8 | 410.8 | 411.6 | 410.9 | 400.1 | 384.8 | 441.5 |
| Interest expense: |
| Interest on deposits | 79.2 | 100.5 | 133.4 | 147.3 | 122.5 | 97.0 | 92.9 | 124.5 |
| Interest on borrowings | 97.2 | 106.6 | 125.7 | | | | | |
| | 204.5 | 236.1 | 276.6 | 147.3 | 122.5 | 97.0 | 92.9 | 124.5 |
| Net interest income | 169.6 | 176.6 | 134.2 | 558.8 | 533.5 | 497.1 | 477.8 | 566.1 |
| Provision for loan losses | 8.9 | 6.4 | 2.1 | | | 155.7 | 0.1 | |
| Net interest income after provision for loan losses | 160.7 | 170.3 | 132.1 | 558.8 | | 341.4 | 477.7 | |
| Deposit and loan fees | 20.4 | 20.4 | 20.1 | 2.5 | 1.8 | 2.0 | 2.4 | 3.0 |
| Gain on sale of investments, net | 6.5 | | | | | | | |
| Other non-interest income | 7.6 | 8.2 | 9.9 | | | | | |
| Total non-interest income | 34.4 | 28.6 | 30.0 | 2.5 | 1.8 | 2.0 | 2.4 | 3.0 |
| Non-interest expenses | 89.7 | 93.6 | 82.0 | 20.3 | 21.1 | 20.6 | 21.0 | 20.7 |
| Pre-tax income | 105.4 | 105.2 | 80.2 | 52.9 | 78.7 | 105.4 | -169.3 | 85.3 |
| Income taxes | 37.5 | 38.9 | 29.2 | 20.6 | 30.6 | 40.3 | -63.1 | 33.3 |
| Tax rate | 35.6% | 37.0% | 36.4% | 39.0% | 38.9% | 38.3% | 37.2% | 39.0% |
| Net income | 67.8 | 66.3 | 51.0 | 32.3 | 48.1 | 65.1 | -106.3 | 52.0 |
| Net margin | 34.8% | 33.3% | 31.4% | 5.8% | 9.0% | 18.9% | -22.1% | 9.1% |
| |
| Basic EPS | $0.93 | $0.91 | $0.70 | $0.44 | $0.66 | $0.90 | ($1.48) | $0.74 |
| Diluted EPS | $0.93 | $0.91 | $0.70 | $0.44 | $0.66 | $0.89 | ($1.48) | $0.72 |
| |
| Shares outstanding (basic) | 73.3 | 73.1 | 72.9 | 72.8 | 72.6 | 72.3 | 71.8 | 70.3 |
| Shares outstanding (diluted) | 73.3 | 73.2 | 73.0 | 73.0 | 72.9 | 73.1 | 71.8 | 72.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |