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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

FIRST FINANCIAL CORP (THFF)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Sep-30-22Jun-30-22Mar-31-22Dec-31-21Sep-30-21Jun-30-21Mar-31-21
   10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q
    Interest income:  
        Interest income on loans  146.3136.9130.8128.5128.0130.7132.8134.1
        Interest income on investments  31.030.726.723.721.920.920.020.1
       183.3169.9159.8154.5152.2153.7155.1156.4
    Interest expense:  
        Interest on deposits  16.710.67.97.58.28.99.610.6
       18.311.78.78.28.89.510.411.5
Net interest income  165.0158.2151.1146.3143.4144.1144.6144.9
Provision for loan losses  -2.01.0-1.6-4.52.5-2.83.18.3
Net interest income after provision for loan losses  167.1157.3152.7150.8140.9146.9141.5136.6
        Deposit and loan fees  27.527.426.825.824.732.228.324.4
        Other non-interest income  19.219.519.020.817.412.016.518.3
Total non-interest income  46.746.945.946.542.144.244.842.7
Non-interest expenses  126.0126.8123.8121.1117.4115.3114.0112.8
Pre-tax income  87.877.374.876.365.675.872.466.5
Income taxes  16.715.414.815.212.614.513.211.9
            Tax rate  19.0%19.8%19.8%20.0%19.2%19.1%18.2%17.9%
Net income  71.162.060.061.053.061.359.254.5
            Net margin  33.3%30.4%30.2%30.9%29.0%32.1%31.8%30.4%
   
Basic EPS  $5.80$4.96$4.71$4.68$3.99$4.57$4.36$3.99
Diluted EPS  $5.80$4.96$4.71$4.68$3.99$4.57$4.36$3.99
   
Shares outstanding (basic)  12.312.512.713.013.313.413.613.7
Shares outstanding (diluted)  12.312.512.713.013.313.413.613.7
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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