| In millions, except per share items | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 110.0 | 120.3 | 126.7 | 133.6 | 134.5 | 143.5 | 138.9 | 115.4 |
| Interest income on investments | 10.7 | 11.8 | 14.5 | 14.7 | 15.6 | 16.3 | 13.6 | 8.5 |
| Interest income on repurchase agreements | | | 0.2 | 0.2 | 0.1 | | | |
| | 121.3 | 132.9 | 141.8 | 148.8 | 150.6 | 160.5 | 154.1 | 125.3 |
| Interest on deposits | | 17.5 | 26.0 | 33.5 | 49.6 | 67.3 | 69.4 | 48.2 |
| Total interest expense | 20.6 | 26.3 | 35.0 | 43.5 | 59.2 | 77.4 | 79.0 | 56.5 |
| Net interest income | 100.7 | 106.7 | 106.8 | 105.3 | 91.4 | 83.0 | 75.2 | 68.8 |
| Provision for loan losses | 7.5 | 14.8 | 14.8 | 20.6 | 81.9 | 25.4 | 4.3 | 4.4 |
| Net interest income after provision for loan losses | 93.2 | 91.8 | 92.0 | 84.7 | 9.5 | 57.7 | 70.8 | 64.4 |
| Deposit and loan fees | | 3.6 | 3.3 | 3.4 | 3.6 | | | |
| Gain on sale of investments, net | | 7.5 | -3.4 | -4.6 | -7.0 | | | |
| Other non-interest income | 8.2 | 6.4 | 8.2 | 8.9 | 9.0 | | | 7.3 |
| Total non-interest income | 8.2 | 17.5 | 8.1 | 7.6 | 5.6 | | 0.6 | 7.3 |
| Non-interest expenses | 59.8 | 64.2 | 59.7 | 61.1 | 66.8 | 44.8 | 39.7 | 34.3 |
| Pre-tax income before non-recurring items | 44.3 | 47.3 | 42.3 | 33.3 | -50.5 | 19.3 | 39.0 | 37.4 |
| Non-recurring items | 2.7 | 2.2 | 1.9 | 2.1 | 1.2 | | | |
| Pre-tax income | 41.6 | 45.1 | 40.4 | 31.2 | -51.7 | 19.3 | 39.0 | 37.4 |
| Income taxes | 13.9 | 15.0 | 13.3 | 9.7 | -18.4 | 6.2 | 13.2 | 12.9 |
| Tax rate | 33.5% | 33.2% | 32.9% | 31.1% | 35.6% | 32.3% | 33.9% | 34.5% |
| Net income | 27.6 | 22.5 | 21.8 | 16.5 | -37.9 | 0.0 | 0.0 | 0.0 |
| Net margin | 27.3% | 20.6% | 21.8% | 17.9% | -250.9% | 0.0% | 0.0% | 0.0% |
| |
| Basic EPS | $0.84 | $0.67 | $0.71 | $0.57 | ($1.42) | $0.48 | $0.98 | $0.95 |
| Diluted EPS | $0.78 | $0.67 | $0.71 | $0.57 | ($1.42) | $0.47 | $0.95 | $0.89 |
| |
| Shares outstanding (basic) | 32.9 | 33.7 | 30.9 | 28.9 | 26.7 | 0.0 | 0.0 | 0.0 |
| Shares outstanding (diluted) | 35.4 | 33.7 | 30.9 | 28.9 | 26.7 | 0.0 | 0.0 | 0.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |