| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 835.0 | 676.1 | 690.9 | 586.8 | 378.2 | 270.9 | 218.7 | 171.6 |
| Interest income on investments | 35.8 | 23.1 | 33.7 | 40.7 | 29.9 | 21.7 | 19.5 | 18.0 |
| | 893.9 | 703.1 | 726.5 | 636.4 | 413.3 | 294.3 | 239.1 | 190.4 |
| Interest on deposits | 56.1 | 22.4 | 59.1 | 102.5 | 49.1 | 19.9 | 12.4 | 9.8 |
| Total interest expense | 92.9 | 47.8 | 88.8 | 131.2 | 69.9 | 34.2 | 19.7 | 14.9 |
| Net interest income | 801.0 | 655.3 | 637.8 | 505.2 | 343.4 | 260.1 | 219.4 | 175.5 |
| Provision for loan losses | 71.7 | -35.4 | 145.4 | 19.8 | 16.7 | 8.4 | 4.1 | 5.3 |
| Net interest income after provision for loan losses | 729.3 | 690.7 | 492.4 | 485.4 | 326.7 | 251.8 | 215.3 | 170.3 |
| Deposit and loan fees | 44.5 | 45.1 | 44.1 | 50.8 | 46.1 | 42.1 | 42.7 | 34.5 |
| Gain on sale of investments, net | 0.2 | 0.5 | 0.0 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 |
| Other non-interest income | 239.7 | 319.9 | 402.4 | 147.2 | 72.3 | 62.4 | 63.0 | 51.0 |
| Total non-interest income | 284.4 | 365.5 | 446.5 | 198.1 | 118.4 | 104.5 | 105.8 | 85.6 |
| Non-interest expenses | 560.7 | 560.1 | 598.6 | 471.9 | 293.6 | 231.9 | 215.8 | 199.1 |
| Pre-tax income before non-recurring items | 425.7 | 475.0 | 373.1 | 279.1 | 169.3 | 120.6 | 111.6 | 64.7 |
| Non-recurring items | -27.4 | -21.2 | 32.8 | 67.6 | 17.8 | -3.7 | 6.4 | 8.0 |
| Pre-tax income | 453.1 | 496.1 | 340.2 | 211.6 | 151.5 | 124.3 | 105.2 | 56.7 |
| Income taxes | 106.6 | 119.2 | 78.3 | 50.1 | 30.5 | 50.7 | 33.1 | 15.9 |
| Tax rate | 23.5% | 24.0% | 23.0% | 23.7% | 20.1% | 40.8% | 31.5% | 28.0% |
| Net income | 346.5 | 376.9 | 262.0 | 161.4 | 121.0 | 73.5 | 72.1 | 40.8 |
| Net margin | 34.2% | 35.7% | 27.9% | 23.6% | 27.2% | 20.6% | 22.5% | 16.0% |
| |
| Basic EPS | $5.01 | $5.43 | $3.78 | $2.76 | $2.81 | $2.00 | $2.10 | $1.29 |
| Diluted EPS | $4.99 | $5.40 | $3.77 | $2.75 | $2.80 | $1.98 | $2.08 | $1.27 |
| |
| Shares outstanding (basic) | 69.2 | 69.4 | 69.3 | 58.5 | 43.1 | 36.8 | 34.3 | 31.8 |
| Shares outstanding (diluted) | 69.4 | 69.8 | 69.4 | 58.6 | 43.2 | 37.1 | 34.7 | 32.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |