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Ameris Bancorp (ABCB)
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| Credit Analysis |
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Annual | Quarterly |
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| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | Source | Source | Source | Source | Source | Source | Source | Source |
| Short-term debt | | 5.8 | 11.6 | 20.6 | 20.4 | 30.6 | 53.5 | 63.6 |
| Long-term debt | 2,004.9 | 866.2 | 549.5 | 1,526.3 | 241.0 | 336.1 | 576.5 | 108.9 |
| Total debt | 2,004.9 | 872.1 | 561.1 | 1,546.9 | 261.3 | 366.7 | 630.1 | 172.5 |
| Net debt | 886.8 | | | 925.1 | | 36.1 | 431.7 | |
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| Debt to EBITDA | 4.5 | 1.8 | 1.7 | 7.5 | 1.7 | 3.2 | 6.3 | 3.0 |
| Net debt to EBITDA | 2.0 | | | 4.5 | | 0.3 | 4.3 | |
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