| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 810.0 | 619.3 | 586.0 | 637.8 | 559.4 | 461.3 | 386.3 | 308.3 |
| Interest income on investments | 289.3 | 225.9 | 205.5 | 196.1 | 157.7 | 146.5 | 131.1 | 118.9 |
| Interest income on trading account | | | | | | | | 0.4 |
| Interest income on repurchase agreements | 19.1 | 10.0 | 11.8 | 13.8 | 4.8 | 3.7 | 2.7 | 0.7 |
| | 1,137.5 | 861.5 | 808.5 | 862.9 | 732.0 | 616.9 | 523.0 | 430.7 |
| Interest expense: |
| Interest on deposits | 167.6 | 26.4 | 58.2 | 154.2 | 92.1 | 36.4 | 17.9 | 14.3 |
| | 223.7 | 46.0 | 77.3 | 192.0 | 121.5 | 58.0 | 27.7 | 18.6 |
| Net interest income | 913.8 | 815.5 | 731.2 | 670.9 | 610.4 | 558.9 | 495.3 | 412.1 |
| Provision for loan losses | 37.9 | 20.0 | 130.5 | 32.9 | 70.8 | 41.0 | 32.5 | 15.5 |
| Net interest income after provision for loan losses | 875.9 | 795.5 | 600.7 | 638.1 | 539.7 | 517.9 | 462.8 | 396.6 |
| Deposit and loan fees | 85.2 | 86.1 | 83.9 | 82.7 | 84.3 | | | 86.5 |
| Credit and debit card fees | | | | | | | | 69.2 |
| Gain on sale of investments, net | | | | | | | 8.5 | 10.4 |
| Other non-interest income | 469.1 | 381.1 | 476.3 | 344.0 | 317.4 | 423.6 | 394.0 | 204.6 |
| Total non-interest income | 554.2 | 467.2 | 560.2 | 426.8 | 401.7 | 423.6 | 402.5 | 370.7 |
| Non-interest expenses | 898.1 | 833.6 | 822.0 | 778.9 | 717.8 | 705.1 | 666.7 | 638.9 |
| Equity in earnings | | | | | | | | -12.2 |
| Pre-tax income before non-recurring items | 571.1 | 461.5 | 368.7 | 317.5 | 253.5 | 259.8 | 219.4 | 154.5 |
| Non-recurring items | 39.1 | 32.4 | 29.8 | 31.5 | 29.9 | 23.4 | 20.8 | 26.2 |
| Pre-tax income | 532.0 | 429.1 | 338.9 | 286.0 | 223.6 | 236.3 | 198.6 | 128.3 |
| Income taxes | 100.3 | 76.0 | 52.4 | 42.4 | 27.3 | 53.4 | 45.0 | 31.7 |
| Tax rate | 18.9% | 17.7% | 15.5% | 14.8% | 12.2% | 22.6% | 22.6% | 24.7% |
| Earnings from continuing ops | 431.7 | 353.0 | 286.5 | 243.6 | 196.3 | 183.0 | 153.6 | 96.6 |
| Earnings from discontinued ops | | | | | -0.7 | 64.1 | 5.2 | 19.5 |
| Net income | 431.7 | 353.0 | 286.5 | 243.6 | 195.5 | 247.1 | 158.8 | 116.1 |
| Net margin | 30.2% | 28.0% | 24.7% | 22.9% | 20.8% | 26.2% | 18.4% | 15.1% |
| |
| Basic EPS | $8.93 | $7.31 | $5.95 | $4.99 | $3.98 | $3.72 | $3.15 | $2.05 |
| Diluted EPS | $8.86 | $7.24 | $5.93 | $4.96 | $3.94 | $3.67 | $3.12 | $2.03 |
| |
| Shares outstanding (basic) | 48.3 | 48.3 | 48.1 | 48.8 | 49.3 | 49.2 | 48.8 | 47.1 |
| Shares outstanding (diluted) | 48.7 | 48.7 | 48.3 | 49.1 | 49.8 | 49.8 | 49.3 | 47.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |