| In millions, except per share items | Jun-30-12 | Jun-30-11 | Jun-30-10 | Jun-30-09 | Jun-30-08 | Jun-30-07 | Jun-30-06 | Jun-30-05 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Revenues: |
| Check cashing | | 0.0 | 0.0 | 0.0 | 196.6 | 166.8 | 142.5 | 128.7 |
| Fees from consumer lending | 645.9 | 0.0 | 0.0 | 0.0 | 282.5 | 227.4 | 162.6 | 153.0 |
| Money transfer fees | 38.4 | 0.0 | 0.0 | 0.0 | 27.5 | 20.9 | 17.2 | 14.8 |
| Pawn service fees and sales | 80.9 | 0.0 | 0.0 | 0.0 | 12.1 | | | |
| Other | 296.5 | 788.4 | 633.3 | 530.2 | 53.5 | 40.7 | 36.6 | |
| Total revenues [+] | 1,061.7 | 788.4 | 633.3 | 530.2 | 572.2 | 455.7 | 358.9 | 291.6 |
| Net interest income | | | | | | 33.7 | 25.7 | 17.3 |
| Other | | | | | 53.5 | 33.7 | 25.7 | 17.3 |
| Revenue growth [+] | 34.7% | 24.5% | 19.4% | -7.3% | 25.6% | 27.0% | 23.1% | 18.5% |
| Check cashing | | -22.5% | -23.9% | -100.0% | 17.9% | 17.0% | 10.7% | 9.7% |
| Fees from consumer lending | 118731617547.1% | 7.7% | 0.4% | -100.0% | 24.2% | 39.9% | 6.3% | 24.9% |
| Money transfer fees | 93658536485.4% | -4.7% | -15.7% | -100.0% | 31.8% | 21.4% | 16.5% | 13.3% |
| Pawn service fees and sales | 132622950719.7% | 96.8% | 19.2% | -100.0% | | | | |
| Franchise fees and royalties | | | | | | -36.5% | 53.3% | 119.6% |
| Cost of goods sold [+] | 674.5 | 481.2 | 387.0 | 348.4 | 373.0 | 161.8 | 134.7 | 114.9 |
| Sales commissions and fees | | | | | 159.4 | 129.5 | 106.8 | 92.0 |
| Occupancy costs | | | | | 43.0 | 32.3 | 27.9 | 22.9 |
| Gross profit | 387.2 | 307.2 | 246.3 | 181.8 | 199.2 | 293.9 | 224.2 | 176.7 |
| Gross margin | 36.5% | 39.0% | 38.9% | 34.3% | 34.8% | 64.5% | 62.5% | 60.6% |
| Selling, general and administrative [+] | 169.6 | 131.2 | 103.5 | 76.6 | 80.3 | 62.4 | 50.0 | 46.7 |
| Sales and marketing | 49.6 | 27.1 | 16.7 | 8.4 | 9.4 | 9.0 | 8.2 | 8.5 |
| General and administrative | 120.0 | 104.1 | 86.8 | 68.2 | 70.9 | 53.3 | 41.8 | 38.3 |
| Other operating expenses | | | | | -23.1 | 120.0 | 100.0 | 57.6 |
| Adjusted EBITDA | 303.7 | 230.2 | 182.2 | 138.5 | 147.3 | 114.7 | 83.9 | |
| Adjusted EBITDA margin | 28.6% | 29.2% | 28.8% | 26.1% | 25.7% | 25.2% | 23.4% | |
| Stock-based compensation | | 4.6 | 5.8 | 6.4 | 2.7 | 2.0 | 0.1 | |
| EBITDA [+] | 263.1 | 227.7 | 148.1 | 71.8 | 145.1 | 113.3 | 75.9 | 73.8 |
| EBITDA growth | 15.5% | 53.7% | 106.3% | -50.5% | 28.0% | 49.3% | 2.8% | -584.3% |
| EBITDA margin | 24.8% | 28.9% | 23.4% | 13.5% | 25.4% | 24.9% | 21.2% | 25.3% |
| Depreciation and amortization | 26.3 | 35.5 | 25.0 | 19.9 | 20.6 | 14.5 | 13.2 | 12.5 |
| EBIT [+] | 236.8 | 192.2 | 123.1 | 51.9 | 124.5 | 98.8 | 62.7 | 61.3 |
| EBIT growth | 23.2% | 56.1% | 137.2% | -58.3% | 26.0% | 57.6% | 2.2% | -327.4% |
| EBIT margin | 22.3% | 24.4% | 19.4% | 9.8% | 21.8% | 21.7% | 17.5% | 21.0% |
| Non-recurring items [+] | 29.1 | 0.9 | 3.3 | 10.3 | 1.3 | 22.0 | | |
| Asset impairment | 27.7 | | | | | 24.3 | | |
| Legal settlement | | | | | 0.3 | -3.3 | | |
| Business exit costs | | | | | 1.0 | 1.0 | | |
| Interest expense | 102.8 | 90.8 | 68.9 | 43.7 | 44.4 | 31.5 | 29.7 | 33.9 |
| Interest expense | 102.8 | 90.8 | 68.9 | 43.7 | 44.4 | 31.5 | 29.7 | 33.9 |
| Other income (expense), net [+] | -8.6 | 1.9 | -34.7 | 10.3 | 0.6 | -39.8 | 1.5 | -7.8 |
| Gain (loss) on debt retirement | | | | | 0.1 | 31.8 | | 8.1 |
| Unrealized gain/loss on derivatives | | | | | 0.2 | | | |
| Gain (loss) on foreign currency transactions | | | | | | 7.6 | | |
| Other | | | | | 0.9 | -0.4 | 1.5 | 0.3 |
| Pre-tax income | 96.3 | 102.4 | 16.2 | 8.2 | 79.4 | 5.5 | 34.5 | 19.6 |
| Income taxes | 43.9 | 37.1 | 21.4 | 15.0 | 36.0 | 37.7 | 27.5 | 20.0 |
| Tax rate | 45.6% | 36.2% | 132.1% | 182.9% | 45.4% | 682.1% | 79.8% | 101.8% |
| Minority interest | | -0.5 | -0.3 | | | | | |
| Net income | 52.4 | 65.8 | -4.9 | -6.8 | 43.4 | -32.2 | 7.0 | -0.4 |
| Net margin | 4.9% | 8.3% | -0.8% | -1.3% | 7.6% | -7.1% | 1.9% | -0.1% |
| |
| Basic EPS [+] | $1.20 | $1.73 | ($0.14) | ($0.19) | $1.80 | ($1.37) | $0.38 | ($0.03) |
| Growth | -30.9% | -1377.6% | -28.2% | -110.5% | -231.7% | -458.6% | -1588.4% | -99.0% |
| Diluted EPS [+] | $1.16 | $1.65 | ($0.14) | ($0.19) | $1.77 | ($1.37) | $0.37 | ($0.03) |
| Growth | -30.0% | -1321.3% | -28.2% | -110.7% | -229.2% | -467.3% | -1553.2% | -99.0% |
| |
| Shares outstanding (basic) [+] | 43.8 | 38.0 | 36.2 | 36.0 | 24.1 | 23.6 | 18.3 | 13.9 |
| Growth | 15.2% | 5.1% | 0.4% | 49.4% | 2.3% | 28.9% | 31.1% | 27.2% |
| Shares outstanding (diluted) [+] | 45.2 | 39.8 | 36.2 | 36.0 | 24.6 | 23.6 | 18.7 | 13.9 |
| Growth | 13.7% | 10.0% | 0.4% | 46.6% | 4.2% | 25.9% | 34.3% | 27.2% |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |