| In millions, except per share items | Sep-30-11 | Sep-30-10 | Sep-30-09 | Sep-30-08 | Sep-30-07 | Sep-30-06 | Sep-30-05 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 15.3 | 26.8 | | | | | |
| Interest income on investments | 3.0 | 3.4 | 3.7 | 3.4 | 3.4 | 3.6 | 3.5 |
| | 18.6 | 30.4 | 34.1 | 28.3 | 27.7 | 22.0 | 17.3 |
| Interest expense: |
| Interest on deposits | 5.7 | 7.4 | 9.5 | 9.6 | 9.2 | 6.7 | 4.6 |
| Interest on borrowings | 0.3 | 0.2 | 0.4 | 0.7 | 1.5 | 0.7 | 0.3 |
| | 5.7 | 7.4 | 9.8 | 10.3 | 10.7 | 7.3 | 4.9 |
| Net interest income | 24.3 | 37.8 | 47.6 | 38.6 | 38.4 | 29.4 | 22.2 |
| Provision for loan losses | 1.2 | 42.7 | 8.5 | 0.4 | 0.0 | 0.4 | 0.4 |
| Net interest income after provision for loan losses | 23.0 | -4.9 | 39.1 | 38.2 | 38.4 | 28.9 | 21.8 |
| Gain on sale of investments, net | -1.4 | -11.5 | | | | | |
| Other non-interest income | 0.3 | -9.0 | -0.7 | | | | |
| Total non-interest income | -1.1 | -20.5 | -0.7 | 2.7 | 3.1 | 2.3 | 2.1 |
| Non-interest expenses | 18.1 | 14.6 | 13.6 | 11.5 | 14.1 | 9.3 | 8.2 |
| Pre-tax income | -7.0 | -44.3 | 1.4 | 8.9 | 6.0 | 7.3 | 6.0 |
| Income taxes | -1.4 | -5.4 | 0.1 | 3.3 | 2.2 | 2.8 | 2.2 |
| Tax rate | 19.5% | 12.2% | 6.2% | 37.3% | 36.2% | 37.8% | 36.5% |
| Net income | -5.6 | -38.9 | 1.3 | 5.6 | 3.8 | 4.6 | 3.8 |
| Net margin | -24.3% | -225.2% | 3.4% | 13.7% | 9.3% | 14.6% | 15.8% |
| |
| Basic EPS | ($0.44) | ($3.08) | $0.10 | $0.43 | $0.30 | $0.35 | $0.29 |
| Diluted EPS | ($0.44) | ($3.08) | $0.10 | $0.43 | $0.29 | $0.35 | $0.29 |
| |
| Shares outstanding (basic) | 12.6 | 12.6 | 12.6 | 12.9 | 13.0 | 12.9 | 12.9 |
| Shares outstanding (diluted) | 12.6 | 12.6 | 12.6 | 12.9 | 13.1 | 12.9 | 12.9 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |