In millions, except per share items | Jun-30-23 | Mar-31-23 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 | Mar-31-21 |
| 10-Q | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q |
Interest income: |
Interest income on loans | | | 265.3 | 256.3 | 251.5 | 252.7 | 248.7 | 253.2 |
Interest income on investments | | | 39.3 | 33.5 | 29.8 | 27.6 | 26.8 | 27.8 |
| | | 309.1 | 293.1 | 284.2 | 283.0 | 277.9 | 283.4 |
Interest expense: |
| | | 7.4 | 7.2 | 8.2 | 10.5 | 13.2 | 17.2 |
Net interest income | | | 301.8 | 285.9 | 276.0 | 272.5 | 264.7 | 266.2 |
Provision for loan losses | | | 8.5 | 2.9 | -9.4 | -3.6 | -9.5 | 3.0 |
Net interest income after provision for loan losses | | | 293.3 | 283.1 | 285.4 | 276.1 | 274.2 | 263.2 |
Deposit and loan fees | | | 6.2 | 5.1 | | | 4.7 | 2.3 |
Gain on sale of investments, net | | | -1.2 | -0.9 | -0.6 | -0.2 | -0.2 | 1.1 |
Other non-interest income | | | 65.0 | 64.2 | 66.6 | 62.5 | 60.4 | 61.1 |
Total non-interest income | | | 70.1 | 68.4 | 70.7 | 67.0 | 64.9 | 64.6 |
Non-interest expenses | | | 220.6 | 210.2 | 197.4 | 190.9 | 187.3 | 183.9 |
Pre-tax income | | | 142.7 | 141.3 | 158.7 | 152.2 | 151.8 | 143.9 |
Income taxes | | | 30.1 | 30.0 | 34.3 | 34.8 | 34.7 | 33.1 |
Tax rate | | | 21.1% | 21.2% | 21.6% | 22.9% | 22.9% | 23.0% |
Net income | | | 112.6 | 111.3 | 124.4 | 117.4 | 117.1 | 110.8 |
Net margin | | | 31.0% | 31.7% | 34.9% | 34.2% | 34.5% | 33.8% |
|
Basic EPS | | | $1.91 | $1.93 | $2.22 | $2.12 | $2.15 | $2.05 |
Diluted EPS | | | $1.89 | $1.92 | $2.20 | $2.10 | $2.13 | $2.04 |
|
Shares outstanding (basic) | | | 59.1 | 57.6 | 56.1 | 55.3 | 54.5 | 53.9 |
Shares outstanding (diluted) | | | 59.6 | 58.1 | 56.7 | 55.9 | 55.0 | 54.4 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |