In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K |
Interest income: |
Interest income on loans | 96.6 | 94.8 | 94.2 | 84.1 | 75.7 | 72.9 | 73.2 | 73.4 |
Interest income on investments | 8.8 | 10.3 | 13.4 | 12.9 | 9.1 | 7.2 | 5.9 | 3.9 |
Interest income on repurchase agreements | 1.0 | 1.2 | 5.2 | 2.4 | 2.1 | 1.1 | 0.6 | 0.9 |
| 106.4 | 106.2 | 112.8 | 99.4 | 86.9 | 81.2 | 79.7 | 78.2 |
Interest expense: |
Interest on deposits | 0.8 | 1.5 | 6.8 | 4.2 | 1.8 | 0.9 | 0.9 | 1.1 |
| 7.8 | 11.3 | 25.8 | 18.0 | 3.9 | 3.2 | 3.3 | 3.6 |
Net interest income | 102.9 | 101.3 | 103.3 | 92.5 | 83.0 | 78.0 | 76.4 | 74.6 |
Provision for loan losses | -1.6 | 9.6 | 2.0 | 2.9 | 2.2 | 0.8 | 1.6 | 1.9 |
Net interest income after provision for loan losses | 104.4 | 91.7 | 101.3 | 89.6 | 80.8 | 77.1 | 74.8 | 72.7 |
Deposit and loan fees | | | | | | | 22.6 | 24.3 |
Credit and debit card fees | | | | | | | 11.3 | 10.9 |
Other non-interest income | 107.5 | 111.2 | 53.1 | 51.6 | 51.7 | 53.7 | 20.2 | 17.3 |
Total non-interest income | 107.5 | 111.2 | 53.1 | 51.6 | 51.7 | 53.7 | 54.1 | 52.5 |
Non-interest expenses | 162.5 | 150.0 | 113.6 | 111.5 | 109.4 | 113.2 | 115.3 | 114.4 |
Pre-tax income before non-recurring items | 53.9 | 54.5 | 42.5 | 31.7 | 25.0 | 19.9 | 16.1 | 14.1 |
Non-recurring items | 4.5 | 1.6 | 1.7 | 2.1 | 1.9 | 2.3 | 2.5 | 3.2 |
Pre-tax income | 49.5 | 52.9 | 40.8 | 29.6 | 23.1 | 17.6 | 13.6 | 10.9 |
Income taxes | 9.8 | 10.2 | 10.0 | 3.4 | 12.2 | 5.9 | 4.5 | 1.7 |
Tax rate | 19.9% | 19.3% | 24.4% | 11.5% | 52.9% | 33.3% | 32.8% | 15.2% |
Minority interest | 6.2 | 11.1 | | | | | | |
Net income | 33.4 | 31.6 | 30.8 | 26.2 | 10.9 | 11.7 | 9.1 | 9.3 |
Net margin | 15.8% | 15.6% | 20.0% | 18.6% | 8.2% | 9.0% | 7.1% | 7.4% |
|
Basic EPS | $1.98 | $1.88 | $1.84 | $1.54 | $0.64 | $0.69 | $0.53 | $0.53 |
Diluted EPS | $1.98 | $1.88 | $1.83 | $1.54 | $0.64 | $0.69 | $0.53 | $0.53 |
|
Shares outstanding (basic) | 16.9 | 16.8 | 16.8 | 17.0 | 17.0 | 17.0 | 17.3 | 17.4 |
Shares outstanding (diluted) | 16.9 | 16.8 | 16.8 | 17.1 | 17.0 | 17.1 | 17.3 | 17.5 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |