| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | | 444.5 | 496.5 | 574.0 | 529.9 | 462.7 | 428.4 | 405.7 |
| Interest income on investments | | 101.4 | 81.8 | 92.5 | 107.1 | 102.4 | 83.0 | 73.6 |
| | 663.2 | 549.3 | 582.8 | 678.7 | 646.1 | 570.8 | 518.5 | 483.8 |
| Interest expense: |
| Interest on deposits | | 13.9 | 35.5 | 87.9 | 73.0 | 41.9 | 26.7 | 22.3 |
| | 49.2 | 18.8 | 47.0 | 105.3 | 79.7 | 42.0 | 26.8 | 22.5 |
| Net interest income | 613.5 | 530.6 | 535.7 | 573.4 | 566.3 | 528.8 | 491.7 | 461.3 |
| Provision for loan losses | | -39.0 | 121.7 | 13.8 | 22.2 | 18.5 | 8.6 | 9.9 |
| Net interest income after provision for loan losses | 613.5 | 569.6 | 414.0 | 559.6 | 544.1 | 510.3 | 483.1 | 451.4 |
| Deposit and loan fees | 28.8 | 27.5 | 28.2 | 33.8 | 32.0 | 35.8 | 37.4 | 40.1 |
| Credit and debit card fees | | | | | | | | 64.9 |
| Other non-interest income | | 157.4 | 169.2 | 158.8 | 147.0 | 169.8 | 188.6 | 114.1 |
| Total non-interest income | 28.8 | 184.9 | 197.4 | 192.5 | 179.0 | 205.6 | 226.0 | 219.1 |
| Non-interest expenses | 440.5 | 405.5 | 367.7 | 370.4 | 365.0 | 347.6 | 337.3 | 327.3 |
| Equity in earnings | | | | | | | 27.3 | 12.3 |
| Pre-tax income | 351.2 | 349.0 | 243.7 | 381.7 | 358.2 | 368.4 | 371.8 | 343.2 |
| Income taxes | 85.5 | 83.3 | 58.0 | 97.3 | 93.8 | 184.7 | 141.7 | 129.4 |
| Tax rate | 24.4% | 23.9% | 23.8% | 25.5% | 26.2% | 50.1% | 38.1% | 37.7% |
| Net income | 265.7 | 265.7 | 185.8 | 284.4 | 264.4 | 183.7 | 230.2 | 213.8 |
| Net margin | 40.7% | 35.2% | 30.4% | 37.8% | 36.6% | 25.7% | 32.5% | 31.9% |
| |
| Basic EPS | $2.08 | $2.06 | $1.43 | $2.14 | $1.93 | $1.32 | $1.65 | $1.53 |
| Diluted EPS | $2.08 | $2.05 | $1.43 | $2.13 | $1.93 | $1.32 | $1.65 | $1.53 |
| |
| Shares outstanding (basic) | 127.5 | 129.0 | 129.9 | 133.1 | 136.9 | 139.6 | 139.5 | 139.5 |
| Shares outstanding (diluted) | 128.0 | 129.5 | 130.2 | 133.4 | 137.1 | 139.7 | 139.5 | 139.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |