Overview Financials News + Filings Key Docs Ownership Insiders
|
In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 |
| 10-K | 10-K | S-1/A |
Interest income: |
Interest income on loans | 9.7 | 8.5 | 8.5 |
Interest income on investments | 0.3 | 0.5 | |
| 10.1 | 9.1 | 9.4 |
Interest on deposits | 1.8 | 1.9 | |
Total interest expense | 6.2 | 6.8 | 1.8 |
Net interest income | 7.9 | 6.6 | 6.9 |
Provision for loan losses | 0.3 | 0.8 | 0.7 |
Net interest income after provision for loan losses | 7.6 | 5.9 | 6.2 |
Deposit and loan fees | | | 0.2 |
Other non-interest income | 0.8 | 0.7 | 0.4 |
Total non-interest income | 0.8 | 0.7 | 0.6 |
Non-interest expenses | 7.4 | 7.1 | 5.9 |
Pre-tax income | 1.0 | -0.6 | 1.0 |
Income taxes | 0.2 | -0.1 | 0.2 |
Tax rate | 17.8% | 25.2% | 18.2% |
Net income | 0.8 | -0.4 | 0.8 |
Net margin | 9.4% | -6.3% | 11.4% |
|
Basic EPS | $0.31 | | |
Diluted EPS | $0.31 | | |
|
Shares outstanding (basic) | 2.6 | | |
Shares outstanding (diluted) | 2.6 | | |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|