INDYMAC BANCORP INC (IMB) [Rocket]

In millions, except per share items	Dec-31-07	Dec-31-06	Dec-31-05	Dec-31-04	Dec-31-03	Dec-31-02	Dec-31-01	Dec-31-00
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Total interest income	2,187.7	1,751.0	1,074.4	767.6	575.8	477.1	544.9	442.8
Interest expense:
Interest on deposits	663.2	408.2	195.5	103.6	87.8	105.2	98.8	16.2
Interest on borrowings								253.6
	663.2	408.2	195.5	103.6	87.8	105.2	98.8	269.8
Net interest income	566.7	526.7	424.7	405.1	310.9	209.3	202.6	159.4
Provision for loan losses	395.5	20.0	10.0	8.2	19.7	16.2	22.0	16.0
Net interest income after provision for loan losses	171.2	506.7	414.7	396.9	291.2	193.1	180.6	143.4
Total non-interest income	-167.6	668.1	592.2
Pre-tax income before non-recurring items	-971.8	556.6	486.6	-95.5	-104.6	-70.6	-229.4	-123.6
Non-recurring items				-363.8	-387.3	-300.8	-229.4	-123.6
Pre-tax income	-971.8	556.6	486.6	268.3	282.7	230.2	0.0	0.0
Income taxes	-380.1	212.6	192.0	106.0	111.4	86.8	0.0	0.0
Tax rate	39.1%	38.2%	39.5%	39.5%	39.4%	37.7%
Minority interest	-23.0	-1.1	-1.5	-0.3
Net income	-614.8	342.9	293.1	162.1	171.3	143.4	0.0	0.0
Net margin	-17250.5%	29.2%	29.1%	12.6%	17.4%	18.0%	0.0%	0.0%

Basic EPS	($8,279.02)	$5,065.35	$4,670.62	$2.72	$3.10	$2.47
Diluted EPS	($8,279.02)	$4,821.97	$4,433.61	$2.61	$3.01	$2.41

Shares outstanding (basic)	0.1	0.1	0.1	59.5	55.2	58.0
Shares outstanding (diluted)	0.1	0.1	0.1	62.0	56.9	59.6

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.