In millions, except per share items | Jun-30-23 | Jun-30-22 | Jun-30-21 | Jun-30-20 | Jun-30-19 |
| 8-K | 10-K | 10-K | 10-K | S-1/A |
Interest income on loans | 22.9 | 20.7 | 23.4 | 17.9 | 16.6 |
Total interest income | 30.4 | 25.5 | 25.8 | 19.8 | 17.8 |
Interest expense: |
Interest on deposits | | 1.7 | 3.2 | 3.6 | |
Interest on borrowings | 1.9 | | | | 1.3 |
| 7.3 | 2.5 | 4.3 | 5.0 | 3.6 |
Net interest income | 23.1 | 23.0 | 21.5 | 14.8 | 14.2 |
Provision for loan losses | | 0.0 | 0.1 | 0.6 | 0.1 |
Net interest income after provision for loan losses | 23.1 | 23.0 | 21.4 | 14.2 | 14.1 |
Total non-interest income | | 2.1 | 2.4 | 2.2 | |
Non-interest expenses | | 20.3 | 19.0 | 15.4 | |
Pre-tax income before non-recurring items | 3.0 | 4.8 | 5.2 | 4.2 | 5.6 |
Non-recurring items | | 0.0 | 0.5 | 3.3 | 0.8 |
Pre-tax income | 3.0 | 4.8 | 4.7 | 0.9 | 4.8 |
Income taxes | 0.2 | 0.6 | 0.9 | -0.4 | 1.1 |
Tax rate | 6.7% | 11.8% | 20.0% | | 22.0% |
Earnings from continuing ops | 2.8 | 4.2 | 3.8 | 1.3 | 3.8 |
Earnings from discontinued ops | | 4.2 | 3.8 | 1.3 | |
Net income | 2.8 | 4.2 | 3.8 | 1.3 | 3.8 |
Net margin | 11.7% | 16.9% | 15.9% | 8.1% | 25.2% |
|
Basic EPS | $0.22 | $0.30 | $0.26 | $0.10 | $0.94 |
Diluted EPS | $0.22 | $0.30 | $0.26 | $0.10 | $0.94 |
|
Shares outstanding (basic) | 12.7 | 14.3 | 14.5 | 13.2 | 4.0 |
Shares outstanding (diluted) | 12.7 | 14.3 | 14.5 | 13.2 | 4.0 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |