Generations Bancorp NY, Inc. [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19
	10-K	10-K	10-K	10-K
ASSETS:
Cash and due from banks	4.0	4.1	4.2	6.7
Interest earning deposits	4.0	16.9	22.7	6.8
Total cash and cash equivalents	8.0	21.0	26.8	13.4
Equity investment securities, at fair value	0.3	0.4	0.7	2.6
Federal Home Loan Bank stock, at cost	1.7	1.5	2.0	2.3
Premises and equipment, net	14.9	15.3	16.7	17.6
Bank-owned life insurance	7.4	7.9	7.8	6.9
Pension plan asset	10.7	11.1	8.7	7.6
Foreclosed real estate & repossessed assets	0.0	0.0	0.0	0.1
Goodwill	0.8	0.8	0.8	0.8
Intangible assets, net	0.7	0.8	0.8	0.9
Accrued interest receivable	1.3	1.2	1.2	1.2
Other assets	2.0	2.1	3.2	1.9
Total assets	386.3	378.9	373.8	347.5

LIABILITIES AND SHAREHOLDERS' EQUITY:
Deposits:
Noninterest-bearing	54.6	57.5	65.7	38.1
Interest-bearing	656.6	254.5	243.9	245.2
Total deposits	1,028.9	312.0	309.5	283.3
Short-term borrowings	16.2
Long-term borrowings	10.3	17.8	27.6	31.4
Advances from borrowers for taxes and insurance	2.7	2.4	2.6	2.7
Other liabilities	2.1	3.2	2.1	1.1
Total liabilities	349.0	335.5	343.9	319.3

Shareholders' equity:
Preferred stock, par value $0.01; 1,000,000 shares authorized; none issued
Common stock	0.0	0.0	0.0	0.0
Additional paid in capital	23.0	24.5	12.0	12.0
Retained earnings	22.5	21.7	20.3	18.6
Accumulated other comprehensive loss	-6.5	-1.0	-1.4	-1.7
Stock held in rabbi trust	-0.7	-0.7	-0.3
Unearned ESOP shares, at cost	-1.0	-1.1	0.0	-0.1
Total shareholders' equity	37.3	43.5	29.9	28.2
Total liabilities and shareholders' equity	386.3	378.9	373.8	347.5