In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| 10-Q | 10-Q | 8-K | 8-K | 10-Q | 10-Q | 8-K | 10-Q |
Interest income: |
Interest income on loans | 474.3 | 420.7 | 368.5 | 267.3 | 336.6 | 320.3 | 307.5 | 360.1 |
| 582.8 | 521.9 | 464.5 | 339.7 | 426.0 | 390.8 | 360.4 | 415.0 |
Interest on deposits | 129.5 | 76.4 | 36.8 | 35.0 | 22.8 | 20.8 | 18.5 | 3.8 |
Total interest expense | 155.5 | 98.4 | 51.2 | 49.7 | 30.7 | 28.7 | 26.4 | 4.0 |
Net interest income | 464.6 | 460.8 | 450.6 | 328.2 | 396.2 | 363.0 | 335.0 | 411.0 |
Provision for loan losses | | | | | | | | -0.6 |
Net interest income after provision for loan losses | 464.6 | 460.8 | 450.6 | 328.2 | 397.6 | 364.5 | 336.5 | 411.6 |
Deposit and loan fees | 20.7 | 21.7 | 23.8 | 16.5 | 22.4 | 19.7 | 16.6 | 23.1 |
Other non-interest income | -199.5 | -212.5 | 110.2 | 68.4 | 104.7 | 111.1 | 123.1 | 170.7 |
Total non-interest income | -178.8 | -190.8 | 134.0 | 85.0 | 127.0 | 130.9 | 139.7 | 193.8 |
Non-interest expenses | 386.6 | 376.1 | 368.7 | 225.1 | 308.1 | 304.3 | 289.5 | 499.5 |
Pre-tax income | -160.6 | -159.4 | 163.1 | 131.0 | 200.8 | 179.7 | 175.3 | 109.7 |
Income taxes | -45.0 | -46.3 | 30.6 | 33.1 | 53.3 | 48.6 | 48.1 | 34.2 |
Tax rate | 28.0% | 29.0% | 18.8% | 25.3% | 26.6% | 27.0% | 27.4% | 31.2% |
Earnings from continuing ops | -103.2 | -100.7 | 145.0 | 102.7 | 139.8 | 123.5 | 119.6 | 75.5 |
Earnings from discontinued ops | | | | -5.3 | | | 7.2 | |
Net income | -103.2 | -100.7 | 145.0 | 102.7 | 139.8 | 123.5 | 119.6 | 75.5 |
Net margin | -28.0% | -27.5% | 39.6% | 56.2% | 50.4% | 45.2% | 44.6% | 19.7% |
|
Basic EPS | ($0.85) | ($0.82) | $1.16 | $1.22 | $1.10 | $0.96 | $0.93 | $0.44 |
Diluted EPS | ($0.85) | ($0.82) | $1.16 | $1.22 | $1.10 | $0.96 | $0.93 | $0.44 |
|
Shares outstanding (basic) | 121.7 | 122.8 | 124.8 | | 127.2 | 128.6 | | 172.1 |
Shares outstanding (diluted) | 121.7 | 122.8 | 124.8 | | 127.2 | 128.6 | | 172.1 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |