In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| 10-Q | 10-Q | 8-K | 8-K | 10-Q | 10-Q | 8-K | 10-Q |
Interest income: |
Interest income on loans | 160.9 | 153.5 | 142.4 | 17.5 | 107.2 | 101.4 | 41.2 | 86.7 |
| 201.8 | 188.9 | 175.0 | 17.2 | 140.9 | 131.5 | 50.2 | 103.5 |
Interest on deposits | 56.1 | 42.9 | 17.5 | 12.9 | 3.1 | 3.3 | 15.7 | 0.7 |
Total interest expense | 60.2 | 50.6 | 25.0 | 19.7 | 3.1 | 3.4 | 23.5 | 0.8 |
Net interest income | 141.6 | 138.3 | 150.0 | 34.7 | 137.8 | 128.1 | 27.6 | 102.7 |
Provision for loan losses | | | | | | | | -1.5 |
Net interest income after provision for loan losses | 141.6 | 138.3 | 150.0 | 34.7 | 137.8 | 128.1 | 27.6 | 104.2 |
Deposit and loan fees | 7.2 | 6.5 | 6.8 | 0.1 | 8.3 | 8.5 | -0.4 | 5.9 |
Other non-interest income | 46.6 | -284.8 | 37.7 | 1.0 | 33.6 | 37.9 | -4.1 | 37.3 |
Total non-interest income | 53.8 | -278.3 | 44.5 | 1.2 | 41.9 | 46.4 | -4.5 | 43.2 |
Non-interest expenses | 121.6 | 116.3 | 132.8 | 15.9 | 111.1 | 108.9 | -10.9 | 99.0 |
Pre-tax income | 66.3 | -256.3 | 50.9 | -21.4 | 67.4 | 66.2 | 18.8 | 48.4 |
Income taxes | 17.6 | -62.2 | 8.6 | -8.9 | 16.3 | 14.6 | 11.1 | 11.3 |
Tax rate | 26.6% | 24.3% | 16.9% | 41.7% | 24.1% | 22.1% | 59.2% | 23.4% |
Earnings from continuing ops | 48.7 | -194.1 | 42.3 | 0.0 | 51.2 | 51.5 | 0.0 | 37.1 |
Earnings from discontinued ops | | | | -12.5 | | | 7.2 | |
Net income | 48.7 | -194.1 | 42.3 | 0.0 | 51.2 | 51.5 | 0.0 | 37.1 |
Net margin | 102.6% | -394.5% | 19.3% | 0.0% | 113.2% | 105.8% | 0.1% | 25.2% |
|
Basic EPS | $0.30 | ($1.20) | $0.26 | | $0.31 | $0.30 | | $0.22 |
Diluted EPS | $0.30 | ($1.20) | $0.26 | | $0.31 | $0.30 | | $0.22 |
|
Shares outstanding (basic) | 162.2 | 162.0 | 162.7 | | 166.5 | 169.9 | | 172.3 |
Shares outstanding (diluted) | 162.2 | 162.1 | 162.7 | | 166.6 | 170.0 | | 172.3 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |