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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

HBT Financial, Inc. (HBT)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
 
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17
   8-K10-K10-K10-K10-K10-K
INTEREST AND DIVIDEND INCOME        
Loans, including fees:        
Taxable   103.9102.9117.3111.3104.3
Federally tax exempt   2.42.32.82.72.2
   
Securities:        
Taxable   16.913.214.914.511.5
Federally tax exempt   4.44.75.77.27.9
Interest-bearing deposits in bank   0.50.93.01.71.7
Other interest and dividend income   0.10.10.10.10.1
    Total interest and dividend income   128.2124.1143.7137.4127.6
   
INTEREST EXPENSE        
Deposits   2.54.27.95.95.0
Securities sold under agreements to repurchase   0.00.00.10.00.0
Borrowings   0.00.00.00.30.1
Subordinated notes   1.90.61.91.81.5
Junior subordinated debentures issued to capital trusts   1.90.61.91.81.5
    Total interest expense   12.715.527.721.818.1
    Net interest income  145.9122.4117.6133.8129.4121.0
PROVISION FOR CREDIT LOSSES   -8.110.53.45.73.1
    Net interest income after provision for credit losses  146.6130.5107.1130.4123.7117.9
   
NONINTEREST INCOME        
Revenue        
Mortgage servicing   2.83.03.13.33.4
Mortgage servicing rights fair value adjustment   1.7-2.6-2.40.6-0.3
Gains on sale of mortgage loans   5.88.83.12.94.5
Gains (losses) on foreclosed assets   0.30.10.9  
Gains (losses) on other assets      -1.30.3
Income on bank owned life insurance   0.0    
Other noninterest income   3.03.84.13.65.0
    Total noninterest income  34.737.334.532.831.233.2
   
NONINTEREST EXPENSE        
Salaries   49.450.649.049.151.4
   
Employee benefits        
Occupancy of bank premises   6.86.66.97.47.3
Furniture and equipment   2.72.42.83.03.4
Data processing   7.36.75.65.24.9
Marketing and customer relations   3.43.53.94.24.5
Amortization of intangible assets   1.11.21.41.61.9
FDIC insurance   1.00.70.20.91.0
Loan collection and servicing   1.31.82.62.73.0
Foreclosed assets   0.90.60.70.81.3
Other noninterest expense   10.69.88.18.78.5
    Total noninterest expense   91.292.091.090.394.1
    INCOME BEFORE INCOME TAX EXPENSE   76.649.672.1  
INCOME TAX EXPENSE  21.320.312.75.30.90.9
    NET INCOME  60.556.336.866.963.856.1
   
EARNINGS PER SHARE - BASIC  $2.09$2.02$1.34$3.33$3.54$3.10
EARNINGS PER SHARE - DILUTED  $2.09$2.02$1.34$3.33$3.54$3.10
   
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Basic  28.927.827.520.118.018.1
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Diluted  28.927.827.520.118.0 

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