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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

HBT Financial, Inc. (HBT)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-23Dec-31-22Sep-30-22Jun-30-22Mar-31-22Dec-31-21Sep-30-21Jun-30-21
   10-Q8-K10-Q10-Q10-Q10-K10-Q10-Q
INTEREST AND DIVIDEND INCOME          
Loans, including fees:          
Taxable  47.1 29.927.826.827.925.625.3
Federally tax exempt  1.0 0.80.70.70.70.60.5
   
Securities:          
Taxable  6.5 6.65.74.64.64.64.1
Federally tax exempt  1.2 1.21.11.01.01.11.1
Interest-bearing deposits in bank  0.8 0.50.40.20.10.20.1
Other interest and dividend income  0.1 0.00.00.00.00.00.0
    Total interest and dividend income  56.8 39.035.833.334.432.131.1
   
INTEREST EXPENSE          
Deposits  4.3 0.60.50.60.70.60.6
Securities sold under agreements to repurchase  0.0 0.00.00.00.00.00.0
Borrowings  2.2 0.10.00.00.00.0 
Subordinated notes  0.5 0.50.50.50.50.50.5
Junior subordinated debentures issued to capital trusts  0.5 0.50.50.50.50.50.5
    Total interest expense  19.2 3.42.93.03.33.03.1
    Net interest income  48.942.237.434.431.932.930.729.7
PROVISION FOR CREDIT LOSSES  -0.2 0.40.1-0.6-0.8-1.7-2.2
    Net interest income after provision for credit losses  49.142.837.034.232.533.732.431.9
   
NONINTEREST INCOME          
Revenue          
Mortgage servicing  1.3 0.70.70.70.70.70.7
Mortgage servicing rights fair value adjustment  0.1 0.40.41.70.30.0-0.3
Gains on sale of mortgage loans  0.4 0.40.30.60.91.31.6
Unrealized gains (losses) on equity securities  0.0 -0.1-0.2  0.00.0
Gains (losses) on foreclosed assets  -0.1 -0.20.00.00.20.00.2
Gains (losses) on other assets  0.1 0.00.00.20.7-0.70.0
Income on bank owned life insurance  0.1 0.00.00.0   
Other noninterest income  0.9 0.60.50.60.60.80.8
    Total noninterest income  9.97.98.28.610.09.48.48.8
   
NONINTEREST EXPENSE          
Salaries  16.7 12.812.913.012.611.812.2
   
Employee benefits          
Occupancy of bank premises  2.8 2.01.72.11.81.61.5
Furniture and equipment  0.8 0.70.60.60.80.70.6
Data processing  2.9 1.62.01.72.21.81.7
Marketing and customer relations  1.4 0.91.20.91.10.90.8
Amortization of intangible assets  0.7 0.20.20.20.30.30.3
FDIC insurance  0.6 0.30.30.30.30.30.2
Loan collection and servicing  0.3 0.30.30.20.20.40.3
Foreclosed assets  0.1 0.10.00.10.20.20.3
Other noninterest expense  5.0 3.32.52.73.02.82.8
    Total noninterest expense  34.0 24.023.824.224.422.222.2
    INCOME BEFORE INCOME TAX EXPENSE  25.0 21.218.918.418.718.618.5
INCOME TAX EXPENSE  6.66.15.64.94.85.14.94.8
    NET INCOME  18.517.215.614.113.613.613.713.7
   
EARNINGS PER SHARE - BASIC  $0.58$0.60$0.54$0.49$0.47$0.46$0.50$0.50
EARNINGS PER SHARE - DILUTED  $0.58$0.59$0.54$0.49$0.47$0.46$0.50$0.50
   
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Basic  32.028.828.828.929.027.827.327.4
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING - Diluted  32.128.828.928.929.027.827.427.4

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