| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
| Interest income: |
| Interest income on loans | 26.3 | 22.7 | 20.9 | 20.2 | 19.2 | 18.3 |
| Interest income on investments | 3.7 | 2.0 | 1.6 | 1.9 | 2.0 | 1.7 |
| | 30.3 | 25.1 | 23.3 | 23.1 | 22.0 | 20.4 |
| Interest on deposits | 5.1 | 4.3 | 7.8 | 9.9 | 7.5 | |
| Total interest expense | 5.1 | 4.3 | 7.8 | 12.0 | 8.8 | 6.5 |
| Net interest income | 35.5 | 29.3 | 31.0 | 11.2 | 13.2 | 13.9 |
| Provision for loan losses | | | | | | 0.1 |
| Net interest income after provision for loan losses | 35.5 | 29.3 | 31.0 | 11.2 | 13.2 | 13.8 |
| Deposit and loan fees | | | | | | 0.1 |
| Other non-interest income | 1.1 | 4.5 | 1.1 | 0.5 | 0.6 | 0.5 |
| Total non-interest income | 1.1 | 4.5 | 1.1 | 0.5 | 0.6 | 0.6 |
| Non-interest expenses | 14.3 | 14.5 | 12.0 | 8.4 | 8.3 | 7.9 |
| Pre-tax income | 9.5 | 9.4 | 2.5 | 3.3 | 5.5 | 6.5 |
| Income taxes | 2.6 | 1.9 | 0.4 | 0.9 | 1.4 | 2.6 |
| Tax rate | 27.5% | 20.0% | 17.5% | 25.9% | 25.2% | 40.3% |
| Net income | 6.9 | 7.5 | 2.1 | 2.4 | 4.1 | 3.9 |
| Net margin | 18.8% | 22.2% | 6.4% | 20.7% | 29.9% | 27.0% |
| |
| Basic EPS | $0.51 | $0.55 | $0.17 | | | |
| Diluted EPS | $0.51 | $0.54 | $0.17 | | | |
| |
| Shares outstanding (basic) | 13.6 | 13.7 | 12.2 | | | |
| Shares outstanding (diluted) | 13.6 | 13.9 | 12.2 | | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |