| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income on loans | 142.8 | 107.9 | 75.9 | 79.3 | 70.2 | 59.1 |
| Interest income on repurchase agreements | 0.1 | 0.0 | 0.3 | 0.6 | 0.5 | 0.2 |
| Total interest income | 147.2 | 108.7 | 77.6 | 83.2 | 72.9 | 60.5 |
| Total interest expense | 27.6 | 4.6 | 11.5 | 22.2 | 14.7 | 8.6 |
| Net interest income | 119.6 | 104.2 | 66.1 | 61.0 | 58.2 | 51.9 |
| Provision for loan losses | -2.8 | 6.9 | 3.5 | | 1.2 | 3.1 |
| Net interest income after provision for loan losses | 122.4 | 97.2 | 62.7 | 61.0 | 57.0 | 48.8 |
| Deposit and loan fees | | | | | 1.0 | 1.3 |
| Other non-interest income | 19.2 | 33.8 | 27.2 | 39.9 | 36.6 | 31.1 |
| Total non-interest income | 19.2 | 33.8 | 27.2 | 39.9 | 37.6 | 32.4 |
| Non-interest expenses | 50.4 | 48.4 | 41.1 | 40.0 | 38.6 | 31.2 |
| Pre-tax income before non-recurring items | 89.1 | 71.7 | 42.3 | 55.4 | 51.4 | 43.7 |
| Non-recurring items | -2.1 | -11.0 | -6.5 | -5.4 | -4.6 | -6.3 |
| Pre-tax income | 91.2 | 82.6 | 48.8 | 60.9 | 56.0 | 50.1 |
| Income taxes | 28.6 | 20.9 | 12.4 | 16.2 | 14.7 | 18.2 |
| Tax rate | 31.4% | 25.3% | 25.4% | 26.5% | 26.2% | 36.3% |
| Net income | 62.6 | 61.7 | 36.4 | 44.7 | 41.3 | 31.9 |
| Net margin | 44.2% | 47.1% | 40.5% | 44.3% | 43.7% | 39.3% |
| |
| Basic EPS | $2.46 | $2.41 | $1.42 | $1.82 | $1.71 | $1.34 |
| Diluted EPS | $2.44 | $2.39 | $1.41 | $1.81 | $1.69 | $1.32 |
| |
| Shares outstanding (basic) | 25.4 | 25.6 | 25.6 | 24.5 | 24.2 | 23.9 |
| Shares outstanding (diluted) | 25.7 | 25.8 | 25.8 | 24.7 | 24.5 | 24.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |