Overview Financials News + Filings Key Docs Charts Ownership Insiders
|
| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | S-1 |
| Interest income: |
| Interest income on loans | 77.3 | 63.9 | 59.4 | 49.7 | 40.4 | 32.5 |
| Interest income on investments | | | | | 1.7 | 3.2 |
| | 79.3 | 64.8 | 60.4 | 51.5 | 42.3 | 0.1 |
| Interest expense: |
| Interest on deposits | 3.6 | 3.1 | 5.2 | 6.3 | 4.5 | 2.9 |
| | 4.0 | 3.1 | 5.2 | 6.3 | 5.2 | 3.7 |
| Net interest income | 83.3 | 67.9 | 65.6 | 57.8 | 37.1 | 32.1 |
| Net interest income after provision for loan losses | 83.3 | 67.9 | 65.6 | 57.8 | 37.1 | 32.1 |
| Other non-interest income | 6.1 | 5.2 | 3.5 | 4.1 | 4.2 | 10.0 |
| Total non-interest income | 6.1 | 5.2 | 3.5 | 4.1 | 4.2 | 10.0 |
| Non-interest expenses | 52.0 | 40.6 | 35.8 | 27.6 | 25.4 | 23.7 |
| Pre-tax income | -27.3 | 22.1 | 16.6 | 14.6 | 12.6 | 15.3 |
| Income taxes | -5.8 | 6.0 | 4.6 | 3.8 | 3.2 | 7.4 |
| Tax rate | 21.2% | 26.9% | 27.8% | 26.1% | 25.8% | 48.4% |
| Net income | -21.5 | 16.1 | 12.0 | 10.8 | 9.3 | 7.9 |
| Net margin | -24.0% | 22.1% | 17.3% | 17.5% | 22.6% | 18.8% |
| |
| Basic EPS | ($1.30) | $0.96 | $0.66 | $0.60 | $0.50 | $0.86 |
| Diluted EPS | ($1.30) | $0.93 | $0.66 | $0.60 | $0.50 | $0.86 |
| |
| Shares outstanding (basic) | 16.5 | 16.8 | 18.1 | 18.0 | 18.7 | 9.2 |
| Shares outstanding (diluted) | 16.5 | 17.3 | 18.1 | 18.1 | 18.8 | 9.2 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|