Overview Financials News + Filings Key Docs Charts Ownership Insiders
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| In millions, except per share items | Jun-30-23 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 | Mar-31-21 | Dec-31-20 |
| | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K |
| Interest income: |
| Interest income on loans | 19.7 | 18.6 | 18.2 | 16.8 | 16.1 | 15.3 | 15.7 | 16.3 |
| | 22.9 | 19.2 | 18.5 | 17.1 | 16.3 | 15.5 | 15.9 | 16.5 |
| Interest expense: |
| Interest on deposits | 7.7 | 0.5 | 0.5 | 0.6 | 0.8 | 0.8 | 0.9 | 1.0 |
| | 7.9 | 0.5 | 0.5 | 0.6 | 0.8 | 0.8 | 0.9 | 1.0 |
| Net interest income | 30.8 | 19.6 | 18.9 | 17.6 | 17.1 | 16.4 | 16.8 | 17.5 |
| Provision for loan losses | -1.1 | 1.0 | | | | | | |
| Net interest income after provision for loan losses | 31.8 | 18.6 | 18.9 | 17.6 | 17.1 | 16.4 | 16.8 | 17.5 |
| Other non-interest income | 1.7 | 1.6 | 1.3 | 1.2 | 1.8 | 1.1 | 1.0 | 0.9 |
| Total non-interest income | 1.7 | 1.6 | 1.3 | 1.2 | 1.8 | 1.1 | 1.0 | 0.9 |
| Non-interest expenses | 12.8 | 11.3 | 11.4 | 11.8 | 10.1 | 9.5 | 9.2 | 9.5 |
| Pre-tax income | 4.9 | 7.8 | 7.8 | 4.6 | 7.0 | 4.5 | 6.0 | 6.0 |
| Income taxes | 1.5 | 2.2 | 2.2 | 1.0 | 1.9 | 1.3 | 1.7 | 1.7 |
| Tax rate | 29.7% | 28.0% | 28.7% | 21.9% | 27.6% | 29.8% | 27.9% | 27.9% |
| Net income | 3.5 | 5.6 | 5.5 | -8.9 | 5.1 | 3.2 | 4.3 | 4.3 |
| Net margin | 10.3% | 27.9% | 27.3% | -47.2% | 26.9% | 18.1% | 24.1% | 23.3% |
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| Basic EPS | $0.21 | $0.34 | $0.33 | ($0.53) | $0.31 | $0.19 | $0.25 | $0.24 |
| Diluted EPS | $0.21 | $0.33 | $0.32 | ($0.52) | $0.30 | $0.18 | $0.24 | $0.24 |
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| Shares outstanding (basic) | 16.6 | 16.5 | 16.5 | 16.8 | 16.6 | 16.8 | 17.3 | 17.9 |
| Shares outstanding (diluted) | 16.6 | 16.9 | 17.0 | 17.3 | 17.2 | 17.3 | 17.6 | 18.0 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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