BANK OF NOVA SCOTIA (BNS) [Rocket]

In millions, except per share items	Apr-30-23	Jan-31-23	Oct-31-22	Jul-31-22	Apr-30-22	Jan-31-22	Oct-31-21	Jul-31-21
	6-K	6-K	6-K	6-K	6-K	6-K	6-K	6-K
Net interest income	36,666	36,680	36,230	35,420	34,502	33,908	33,922	34,004
Provision for loan losses	4,576	3,596	2,764	1,706	1,642	2,196		1,752
Net interest income after provision for loan losses	32,090	33,084	33,466	33,714	32,860	31,712	32,170	32,252
Total non-interest income	26,363	26,375	26,963	27,534	28,368	28,550	28,582	28,136
Pre-tax income	23,241	25,084	26,540	27,510	27,678	26,948	25,943	23,922
Income taxes	4,857	5,521	5,617	6,020	6,291	6,142	5,819	5,236
Tax rate	20.9%	22.0%	21.2%	21.9%	22.7%	22.8%	22.4%	21.9%
Minority interest	158	210	258	290	317	329	331	333
Earnings from continuing ops	-505	-527	-518	-522	-548	-563	-564	1,368
Earnings from discontinued ops	8,618	9,206	10,174	10,640	10,588	10,297	9,955	7,396
Net income	8,113	8,679	9,656	10,118	10,040	9,734	9,391	8,764
Net margin	13.9%	14.6%	16.0%	18.9%	18.8%	18.5%	20.9%	16.8%

Basic EPS	($0.34)	($0.35)	($0.43)	($0.86)	($0.90)	($1.83)	($464.68)	$1,173.66
Diluted EPS	($0.28)	($0.29)	($0.29)	($0.43)	($0.45)	($0.91)	($459.75)	$4.34

Shares outstanding (basic)	1,501	1,502	1,208	608	608	308	1	1
Shares outstanding (diluted)	1,801	1,803	1,815	1,216	1,216	616	1	315

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.